cd savings rates

A Certificate of Deposit from BankFive in MA and RI is an ideal way for our customers to build up savings. View our CD rates online and open an account. Rates as of 12/01/21. *APY = Annual Percentage Yield. Minimum balance to open a CD is $500. A penalty may be charged for earlier withdrawal of a fixed term. What are today's CD rates? According to Bankrate's most recent national survey of banks and thrifts, the average rate for a one-year CD is 0.14 percent. The.
cd savings rates

Cd savings rates -

  Business Money Market Rates

 

Rates accurate as of 05/01/2021.

 

CDs & IRAs*

Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) pay higher interest than regular savings accounts and offer a range of investment options to fit your financial goals. To learn more, please call Park Bank At Your Service at 608.278.2801 or stop by any Park Bank branch during business hours.

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Opening Deposit

3-Month

(not available for IRAs)

0.07%

0.07%

Maturity

$5,000**

6-Month

0.07%

0.07%

Quarterly

$2,500**

1-Year

0.10%

0.10%

Quarterly

$1,000**

18-Month

0.15%

0.15%

Quarterly

$1,000**

2-Year

0.15%

0.15%

Quarterly

$1,000**

3-Year

0.20%

0.20%

Quarterly

$1,000**

4-Year

0.35%

0.35%

Quarterly

$1,000**

5-Year

0.40%

0.40%

Quarterly

$1,000**

*Penalty for early withdrawal may be imposed for CDs/IRA CDs. Fees or withdrawals may reduce earnings.
**No minimum required to obtain advertised APY.

 

Savings

Personal savings interest rates paired with lower fees results in savings growth while keeping funds accessible. Open a savings account online or stop by any Park Bank branch during business hours

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Deposit

Classic Savings

If Balance is ...

Below $1,000

$1,000 - $2,499.99

$2,500 - $9,999.99

$10,000 - $24,999.99

$25,000+

 

 

0.01%

0.01%

0.03%

0.03%

0.05%

 

 

0.01%

0.01%

0.03%

0.03%

0.05%

Monthly

No minimum to open or obtain APY

Investor Savings

If Balance is ...

Below $1,000

$1,000 - $9,999.99

$10,000 - $24,999.99

$25,000 - $99,999.99

$100,000 - $249,999.99

$250,000+

 

 

0.01%

0.03%

0.03%

0.05%

 

0.07%

0.10%

 

 

0.01%

0.03%

0.03%

0.05%

 

0.07%

0.10%

Monthly

No minimum to open or obtain APY

Early Saver

0.03%

0.03%

Monthly

No minimum to open or obtain APY

All savings accounts are variable rate accounts which may change at any time at Park Bank's discretion. Fees or withdrawals may reduce earnings.

 

Money Market 

Money Market accounts offer tiered interest rates and annual percentage yields (APY) that help earn money faster. Open a money market account online or stop by any Park Bank branch during business hours.

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Deposit

Money Market

If Balance is ...

Below $1,000

$1,000 - $9,999.99

$10,000 - $24,999.99

$25,000 - $99,999.99

$100,000+

 

 

0.01%

0.03%

0.03%

0.05%

0.07%

 

 

0.01%

0.03%

0.03%

0.05%

0.07%

Monthly

No minimum to open or obtain APY

This account is a variable rate account which may change at any time at Park Bank's discretion. Fees or withdrawals may reduce earnings.

 

Checking

Our Aspire Interest Checking account earns competitive interest rates. Open an interest-bearing personal checking account online or stop by any Park Bank branch during business hours.

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Deposit

Aspire Checking

If Balance is ...

Below $1,000

$1,000 - $4,999.99

$5,000 - $9,999.99

$10,000+

 

 

0.01%

0.01%

0.01%

0.01%

 

 

0.01%

0.01%

0.01%

0.01%

Monthly

No minimum to open or obtain APY

Imagine Checking

N/A

N/A

Monthly

No minimum to open or obtain APY

HSA Individual and HSA Family

If Balance is ...

Below $1,000

$1,000 - $4,999.99

$5,000+

 

 

 

0.00%

0.01%

0.01%

 

 

 

0.00%

0.01%

0.01%

Monthly

No minimum to open or obtain APY

All interest-bearing checking accounts are variable rate accounts which may change at any time at Park Bank's discretion. Fees or withdrawals may reduce earnings.

 

Business Money Market

Our Business Money Market account offers high rates while keeping funds accessible. Learn more about our business banking accounts or contact a business banker for further assistance.

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Deposit

Money Market

If Balance is ...

Below $24,999

$25,000 - $94,999.99

$100,000 - $499,999.99

$500,000 - $999,999.99

$1,000,000+

 

 

0.01%

0.03%

 

0.05%

 

0.10%

0.15%

 

 

0.01%

0.03%

 

0.05%

 

0.10%

0.15%

Monthly

No minimum to open or obtain APY

This account is a variable rate account which may change at any time at Park Bank's discretion. Fees or withdrawals may reduce earnings.

Источник: https://www.parkbank.com/personal-banking/deposit-rates

There is no minimum balance requirement to earn the stated interest rates. Minimum opening deposit is $1000. Rates and Fees may vary by state and region. APY assumes interest remains on deposit until maturity. Withdrawals will reduce earnings. Fees could reduce earnings. Unless otherwise stated, interest is compounded and credited monthly. Available for consumer accounts only. CDs are insured up to FDIC limits, based on ownership categories.

CD Early Withdrawal Penalty: If you withdraw a portion or all of the principal balance of your CD prior to the maturity date, you will incur an early withdrawal penalty. If the term of your CD is one year or less, the penalty is 1% of the amount withdrawn plus $25. If the term of your CD is greater than one year, the penalty is 3% of the amount withdrawn plus $25.

3-year Bump-up CD: The 3-year Bump-Up CD provides the buyer account owner with the option to secure a higher interest rate once during the three year term. The account owner can choose to bump up their rate, for the remainder of their term, to the prevailing 3-year Bump-Up CD rate at that time. A Premier or WebsterOne® Relationship checking account is required to get the highest CD rates. For CD rates available without these accounts, please call or stop by a banking center.

Источник: https://public.websteronline.com/personal/bank/certificates-of-deposit
    • Account Type1

      Account Type1

    • Minimum Balance To Open

      Minimum Balance To Open

    • Minimum Balance To Earn APY

      Minimum Balance To Earn APY

    • Interest Rate

      Interest Rate

    • Minimum Balance To Open

      $1,000

    • Minimum Balance To Earn APY

      $1,000

    • Minimum Balance To Open

      $1000

    • Minimum Balance To Earn APY

      $1000

    • Minimum Balance To Open

      $1000

    • Minimum Balance To Earn APY

      $1000

    • Minimum Balance To Open

      $500

    • Minimum Balance To Earn APY

      $500

    • Minimum Balance To Open

      $500

    • Minimum Balance To Earn APY

      $500

    • Minimum Balance To Open

      $500

    • Minimum Balance To Earn APY

      $500

    • Minimum Balance To Open

      $500

    • Minimum Balance To Earn APY

      $500

    • Minimum Balance To Open

      $500

    • Minimum Balance To Earn APY

      $500

    • Minimum Balance To Open

      $500

    • Minimum Balance To Earn APY

      $500

Apply Online

Open an account online in under 3 minutes—right now, wherever you are, on any device!

Apply Now

  1. FDIC–insured up to at least $250,000 per depositor. The rates for all CDs are guaranteed for the length of the term. Our 3, 6 and 9 month CDs accrue interest daily and interest is credited at maturity. Our CDs with terms of 18 month, 1, 2, 3, and 4 years compound and credit interest monthly. Our 5 year CDs compound and credit interest quarterly. Early withdrawal fees will reduce earnings. Early withdrawal fees include the following: CDs with terms of 3 and 6 months will be assessed a penalty of 3 months simple interest. 9 month CDs will be assessed a penalty of 180 days simple interest. All other CDs will be assessed a penalty of 365 days simple interest. 

  2. Annual Percentage Yield (APY) accurate as of 12/03/2021

Close

Please choose your Account Type

Personal Banking

Business Banking

Business is defined as small business clients who do not have ACH origination, a Desktop Check Scanner, and / or Positive Pay services. Also included in Business are Tailored Checking accounts opened after 11/16/2020.

Commercial Banking

Commercial is defined as our Commercial, Institutional, Municipality, API Banking, Escrow, and Cannabis Banking business clients.

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Источник: https://bank.lendingclub.com

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Compare CD options

Minimum opening deposit

$10,000

$1,000

Term

Choose from multiple options:
7 month to 37 month
See available terms and rates layer

Choose any term:
28 days to 10 years
See available terms and rates layer

Annual percentage yield (APY)

0.05–0.05%

depending on balance and term

0.03–0.03%

depending on balance and term

Additional deposits allowed?

No additional deposits until maturity

No additional deposits until maturity

Early withdrawal penalty?

Early withdrawal penalty applies

Early withdrawal penalty applies

What is a CD (Certificate of Deposit)?

A CD (certificate of deposit) is a type of deposit account that’s payable at the end of a specified amount of time (referred to as the term). CDs generally pay a fixed rate of interest and can offer a higher interest rate than other types of deposit accounts, depending on the market. These accounts typically provide security for longer-term savings and no monthly fees, but at the cost of access and liquidity of the funds.

Источник: https://www.bankofamerica.com/deposits/bank-cds/cd-accounts/

Statement Savings

Effective Date: Friday, December 3, 2021

$0.01 +0.03%0.03%$100

Rate may vary after account opening. Fees could reduce the earnings on the account.

SaveFirst Savings

Effective Date: Friday, December 3, 2021

$0.01 +0.03%0.03%$10

Rate may vary after account opening. Fees could reduce the earnings on the account.

KidsSaveSmart Savings

Effective Date: Friday, December 3, 2021

$0.01 +0.03%0.03%$25

Rate may vary after account opening. Fees could reduce the earnings on the account.

Certificates of Deposit

Effective Date: Friday, December 3, 2021

6 Months.05%
1 Year.10%
18 Month.15%
3 Year.20%
5 year.30%
7 Year.50%

Requires a $500 deposit to open. Fees could reduce the earnings on the account. Penalties for early withdrawal on CDs may apply.

MMA (Money Market)

Effective Date: Friday, December 3, 2021

$0 - $9990.03%0.03%
$1,000-$9,9990.03%0.03%
$10,000-$24,9990.03%0.03%
$25,000-$49,9990.03%0.03%
$50,000-$99,9990.05%0.05%
$100,000 +0.05%0.05%

Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account. 

 

Источник: https://oceanfirst.com/rates/savings-cds-rates/

Cd savings rates -


Statement Savings

Effective Date: Friday, December 3, 2021

$0.01 +0.03%0.03%$100

Rate may vary after account opening. Fees could reduce the earnings on the account.

SaveFirst Savings

Effective Date: Friday, December 3, 2021

$0.01 +0.03%0.03%$10

Rate may vary after account opening. Fees could reduce the earnings on the account.

KidsSaveSmart Savings

Effective Date: Friday, December 3, 2021

$0.01 +0.03%0.03%$25

Rate may vary after account opening. Fees could reduce the earnings on the account.

Certificates of Deposit

Effective Date: Friday, December 3, 2021

6 Months.05%
1 Year.10%
18 Month.15%
3 Year.20%
5 year.30%
7 Year.50%

Requires a $500 deposit to open. Fees could reduce the earnings on the account. Penalties for early withdrawal on CDs may apply.

MMA (Money Market)

Effective Date: Friday, December 3, 2021

$0 - $9990.03%0.03%
$1,000-$9,9990.03%0.03%
$10,000-$24,9990.03%0.03%
$25,000-$49,9990.03%0.03%
$50,000-$99,9990.05%0.05%
$100,000 +0.05%0.05%

Requires a $1000 deposit to open. Rate may vary after account opening. Fees could reduce the earnings on the account. 

 

Источник: https://oceanfirst.com/rates/savings-cds-rates/

TDECU Certificates of Deposit (CDs)

A reliable investment with guaranteed returns

Open a CD

Choose your CD

Choose your CD

TDECU offers a variety of CDs, giving you more options to build your savings:

  • Standard CDs with an opening deposit starting at $1,000
  • IRA CDs available to our Members with TDECU IRAs
  • Jumbo CDs that earn 0.15% above the standard CD rate
  • CDs for kids and teens, for as little as $100

Learn More

Grow your savings at a higher interest rate

A certificate of deposit (CD) is a secured time deposit, where money stays in your account for a selected amount of time, earning a promised return. CDs are not only a reliable and secure way to invest your money, but also offer higher interest rates than a regular savings account.

As a TDECU Member, you are offered higher CD rates than you would receive at most big banks. And with different CD options and terms, we are confident you will find the right CD to fit your financial goals. Open a CD today and start watching your hard-earned savings grow.

TDECU Certificates of Deposit feature these benefits:

APY1

Month Terms

Insured by the NCUA

Compare CDs

Choose the CD that supports your savings goals.

Standard CDs

A low-risk savings tool with various term lengths that typical earns more than a savings account.

  • $1,000 Opening Deposit
  • 3 to 60 Month Term

Interest Rate

0.30% - 1.24%

Open Now

Term LengthInterest RateAPY1
3 months0.30%0.30%
6 months0.50%0.50%
12 months0.60%0.60%
18 months0.65%0.65%
24 months1.00%1.00%
30 months0.75%0.75%
36 months1.24%1.25%
48 months0.85%0.85%
60 months0.90%0.90%

Jumbo CDs

A Jumbo CD2 is a certificate of deposit that requires an initial deposit greater than $100,000.

  • $100,000 Opening Deposit
  • 3 - 60 Month Term
  • Jumbo CDs earn 0.15% interest rate above the Standard CD interest rate when opened new or at renewal.

Interest Rate

0.45% - 1.39%

Find a Location

Term LengthInterest RateAPY1
3 months0.45%0.45%
6 months0.65%0.65%
12 months0.75%0.75%
18 months0.80%0.80%
24 months1.14%1.15%
30 months0.90%0.90%
36 months1.39%1.40%
48 months1.00%1.00%
60 months1.04%1.05%

IRA CDs

A certificate of deposit that offers a secure way to invest a portion of your tax-advantaged TDECU IRA funds.

  • $1,000 Opening Deposit
  • 3 - 60 Month Term

Interest Rate

0.30% - 1.24%

Find a Location

Term LengthInterest RateAPY1
3 months0.30%0.30%
6 months0.50%0.50%
12 months0.60%0.60%
18 months0.65%0.65%
24 months1.00%1.00%
30 months0.75%0.75%
36 months1.24%1.25%
48 months0.85%0.85%
60 months0.90%0.90%

M3 Money Club CDs

A Certificate of Deposit (CD) designed for kids ages 4 to 12 to teach them the value of long-term investments.

  • $100.00 Opening Deposit
  • 3 - 60 Month Term

Interest Rate

0.30% - 1.24%

Find a Location

Term LengthInterest RateAPY1
3 months0.30%0.30%
6 months0.50%0.50%
12 months0.60%0.60%
18 months0.65%0.65%
24 months1.00%1.00%
30 months0.75%0.75%
36 months1.24%1.25%
48 months0.85%0.85%
60 months0.90%0.90%

Elements Teen Club CDs

A certificate of deposit designed for teens ages 13 to 17 who want a low-risk, higher yield savings account.

  • $100.00 Opening Deposit
  • 3 - 60 Month Term

Interest Rate

0.30% - 1.24%

Find a Location

Term LengthInterest RateAPY1
3 months0.30%0.30%
6 months0.50%0.50%
12 months0.60%0.60%
18 months0.65%0.65%
24 months1.00%1.00%
30 months0.75%0.75%
36 months1.24%1.25%
48 months0.85%0.85%
60 months0.90%0.90%

Advantages and benefits of a TDECU Certificate of Deposit

From competitive rates to flexible terms, a TDECU CD offers guaranteed returns.

Low minimum deposit

Low minimum deposit

Invest with as little as $1,000.

Withdraw interest without penalty

Withdraw interest without penalty

Spend your interest when and how you see fit.

Certificate of Deposit Calculator

How much interest will you earn from a TDECU CD?

Determine which TDECU CD will help you reach your savings goals by using our calculator3. This calculator can estimate how much your investment will grow over a certain amount of time. You can also use it to estimate CD earnings from another bank or credit union to ensure you are getting the best rate of return over the term.

Ready to get started?
Ready to get started?

Ready to get started?

Members can open a CD online, in person, or over the phone.

1APY = Annual Percentage Yield.

2Jumbo CDs earn an 0.15% interest rate above the Standard CD interest rate when opened new or at renewal.

3Our financial calculators are provided as a free service to our members. The information supplied by these calculators is from various sources based on calculations we believe to be reliable (but are not guaranteed, explicit or implied) regarding their accuracy or applicability to your specific circumstances. All examples are hypothetical and are for illustrative purposes, and are not intended to provide investment advice. TDECU does not accept any liability for loss or damage whatsoever, which may be attributable to the reliance on and use of the calculators. Use of any calculator constitutes acceptance of the terms of this agreement. TDECU recommends you find a qualified professional for advice with regards to your personal finance issues. 

An early withdrawal penalty will be imposed for CD withdrawals made before maturity. Refer to TDECU's Member Handbook & Truth in Savings brochures for additional terms & conditions.

Источник: https://www.tdecu.org/savings-and-checking/cd-share-certificates/
    • Account Type1

      Account Type1

    • Minimum Balance To Open

      Minimum Balance To Open

    • Minimum Balance To Earn APY

      Minimum Balance To Earn APY

    • Interest Rate

      Interest Rate

    • Minimum Balance To Open

      $1,000

    • Minimum Balance To Earn APY

      $1,000

    • Minimum Balance To Open

      $1000

    • Minimum Balance To Earn APY

      $1000

    • Minimum Balance To Open

      $1000

    • Minimum Balance To Earn APY

      $1000

    • Minimum Balance To Open

      $500

    • Minimum Balance To Earn APY

      $500

    • Minimum Balance To Open

      $500

    • Minimum Balance To Earn APY

      $500

    • Minimum Balance To Open

      $500

    • Minimum Balance To Earn APY

      $500

    • Minimum Balance To Open

      $500

    • Minimum Balance To Earn APY

      $500

    • Minimum Balance To Open

      $500

    • Minimum Balance To Earn APY

      $500

    • Minimum Balance To Open

      $500

    • Minimum Balance To Earn APY

      $500

Apply Online

Open an account online in under 3 minutes—right now, wherever you are, on any device!

Apply Now

  1. FDIC–insured up to at least $250,000 per depositor. The rates for all CDs are guaranteed for the length of the term. Our 3, 6 and 9 month CDs accrue interest daily and interest is credited at maturity. Our CDs with terms of 18 month, 1, 2, 3, and 4 years compound and credit interest monthly. Our 5 year CDs compound and credit interest quarterly. Early withdrawal fees will reduce earnings. Early withdrawal fees include the following: CDs with terms of 3 and 6 months will be assessed a penalty of 3 months simple interest. 9 month CDs will be assessed a penalty of 180 days simple interest. All other CDs will be assessed a penalty of 365 days simple interest. 

  2. Annual Percentage Yield (APY) accurate as of 12/03/2021

Close

Please choose your Account Type

Personal Banking

Business Banking

Business is defined as small business clients who do not have ACH origination, a Desktop Check Scanner, and / or Positive Pay services. Also included in Business are Tailored Checking accounts opened after 11/16/2020.

Commercial Banking

Commercial is defined as our Commercial, Institutional, Municipality, API Banking, Escrow, and Cannabis Banking business clients.

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Enter your zip code

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Compare CD options

Minimum opening deposit

$10,000

$1,000

Term

Choose from multiple options:
7 month to 37 month
See available terms and rates layer

Choose any term:
28 days to 10 years
See available terms and rates layer

Annual percentage yield (APY)

0.05–0.05%

depending on balance and term

0.03–0.03%

depending on balance and term

Additional deposits allowed?

No additional deposits until maturity

No additional deposits until maturity

Early withdrawal penalty?

Early withdrawal penalty applies

Early withdrawal penalty applies

What is a CD (Certificate of Deposit)?

A CD (certificate of deposit) is a type of deposit account that’s payable at the end of a specified amount of time (referred to as the term). CDs generally pay a fixed rate of interest and can offer a higher interest rate than other types of deposit accounts, depending on the market. These accounts typically provide security for longer-term savings and no monthly fees, but at the cost of access and liquidity of the funds.

Источник: https://www.bankofamerica.com/deposits/bank-cds/cd-accounts/

Check out our featured rates and terms for TD Choice Promotional CDs1 and find the one that works with your savings and investment goals.

Tabs Menu: to navigate this menu, use the left & right arrow keys to change tabs. Press tab to go into the content. Shift-tab to return to the tabs.

Rates and tiers for 3 Month TD Choice CDs

Get a relationship bump rate when you also have an eligible TD Checking account.2

Bump Rate APY2

Standard APY2

$250.00–$9,999.99

0.15%

0.10%

Rates and tiers for 6 Month TD Choice CDs

Get a relationship bump rate when you also have an eligible TD Checking account.2

Bump Rate APY2

Standard APY2

$250.00–$9,999.99

1.10%

0.15%

Rates and tiers for 12 Month TD Choice CDs

Get a relationship bump rate when you also have an eligible TD Checking account.2

Bump Rate APY2

Standard APY2

$250.00–$9,999.99

1.85%

0.25%

Looking for a different CD rate or term?

Explore all our options and choose the one that's right for you.

TD Choice Promotional CDs

Get competitive rates that increase with your balance and a variety of terms

See all TD Bank CDs

Build your savings on your terms with CDs that fit your goals

Still deciding on a CD?

Our account selector can help you choose the right CD

1TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD or IRA CD interest rate and APY in effect at the time of renewal unless we notify you otherwise.

2Annual Percentage Yield (APY) is accurate as of May 11, 2020 and assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply. Fees may reduce earnings. Posted rates on this page are subject to change at any time without notice. To qualify for the relationship bump rate, Customers must own an eligible TD Bank personal checking account in good standing at the time of CD or IRA CD account opening or renewal. Please refer to the Personal Deposit Account Agreement for information on early withdrawal penalties and relationship bump rate eligibility.

1TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD or IRA CD interest rate and APY in effect at the time of renewal unless we notify you otherwise.

2Annual Percentage Yield (APY) is accurate as of May 11, 2020 and assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply. Fees may reduce earnings. Posted rates on this page are subject to change at any time without notice. To qualify for the relationship bump rate, Customers must own an eligible TD Bank personal checking account in good standing at the time of CD or IRA CD account opening or renewal. Please refer to the Personal Deposit Account Agreement for information on early withdrawal penalties and relationship bump rate eligibility.

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Источник: https://www.td.com/us/en/personal-banking/certificates-of-deposit/

Deposit Rates

CD & IRA Rates    Business Money Market Rates

 

Rates accurate as of 05/01/2021.

 

CDs & IRAs*

Certificates of Deposit (CDs) and Individual Retirement Accounts (IRAs) pay higher interest than regular savings accounts and offer a range of investment options to fit your financial goals. To learn more, please call Park Bank At Your Service at 608.278.2801 or stop by any Park Bank branch during business hours.

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Opening Deposit

3-Month

(not available for IRAs)

0.07%

0.07%

Maturity

$5,000**

6-Month

0.07%

0.07%

Quarterly

$2,500**

1-Year

0.10%

0.10%

Quarterly

$1,000**

18-Month

0.15%

0.15%

Quarterly

$1,000**

2-Year

0.15%

0.15%

Quarterly

$1,000**

3-Year

0.20%

0.20%

Quarterly

$1,000**

4-Year

0.35%

0.35%

Quarterly

$1,000**

5-Year

0.40%

0.40%

Quarterly

$1,000**

*Penalty for early withdrawal may be imposed for CDs/IRA CDs. Fees or withdrawals may reduce earnings.
**No minimum required to obtain advertised APY.

 

Savings

Personal savings interest rates paired with lower fees results in savings growth while keeping funds accessible. Open a savings account online or stop by any Park Bank branch during business hours

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Deposit

Classic Savings

If Balance is .

Below $1,000

$1,000 - $2,499.99

$2,500 - $9,999.99

$10,000 pizza hut san jose del cabo $24,999.99

$25,000+

 

 

0.01%

0.01%

0.03%

0.03%

0.05%

 

 

0.01%

0.01%

0.03%

0.03%

0.05%

Monthly

No minimum to open or obtain APY

Investor Savings

If Balance is .

Below $1,000

$1,000 - $9,999.99

$10,000 - $24,999.99

$25,000 at&t store near me open today $99,999.99

$100,000 - $249,999.99

$250,000+

 

 

0.01%

0.03%

0.03%

0.05%

 

0.07%

0.10%

 

 

0.01%

0.03%

0.03%

0.05%

 

0.07%

0.10%

Monthly

No minimum to open or obtain APY

Early Saver

0.03%

0.03%

Monthly

No minimum to open or obtain APY

All savings accounts are variable rate accounts which may change at any time at Park Bank's discretion. Fees or withdrawals may reduce earnings.

 

Money Market 

Money Market accounts offer tiered interest rates and annual percentage yields (APY) that help earn money faster. Open a money market account online or stop by any Park Bank branch during business hours.

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Deposit

Money Market

If Balance is .

Below $1,000

$1,000 - $9,999.99

$10,000 - $24,999.99

$25,000 - $99,999.99

$100,000+

 

 

0.01%

0.03%

0.03%

0.05%

0.07%

 

 

0.01%

0.03%

0.03%

0.05%

0.07%

Monthly

No minimum to open or obtain APY

This account is a variable rate account which may change at any time at Park Bank's discretion. Fees or withdrawals may reduce earnings.

 

Checking

Our Aspire Interest Checking account earns competitive interest rates. Open an interest-bearing personal checking account online or stop by any Park Bank branch during business hours.

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Deposit

Aspire Checking

If Balance is .

Below $1,000

$1,000 - $4,999.99

$5,000 - $9,999.99

$10,000+

 

 

0.01%

0.01%

0.01%

0.01%

 

 

0.01%

0.01%

0.01%

0.01%

Monthly

No minimum to open or obtain APY

Imagine Checking

N/A

N/A

Monthly

No minimum to open or obtain APY

HSA Individual and HSA Family

If Balance is .

Below $1,000

$1,000 - $4,999.99

$5,000+

 

 

 

0.00%

0.01%

0.01%

 

 

 

0.00%

0.01%

0.01%

Monthly

No minimum to open or obtain APY

All interest-bearing checking accounts are variable rate accounts which may change at any time at Park Bank's discretion. Fees or withdrawals may reduce earnings.

 

Business Money Market

Our Business Money Market account offers high rates while keeping funds accessible. Learn more about our business banking accounts or contact a business banker for further assistance.

 

Interest Rate

Annual Percentage Yield (APY)

Compounding Frequency

Minimum Deposit

Money Market

If Balance is .

Below $24,999

$25,000 - $94,999.99

$100,000 - $499,999.99

$500,000 - $999,999.99

$1,000,000+

 

 

0.01%

0.03%

 

0.05%

 

0.10%

0.15%

 

 

0.01%

0.03%

 

0.05%

 

0.10%

0.15%

Monthly

No minimum to open or obtain APY

This account is a variable rate account which may change at any time at Park Bank's discretion. Fees or withdrawals may reduce earnings.

Источник: https://www.parkbank.com/personal-banking/deposit-rates
cd savings rates Certificates of Deposit (CDs)

A reliable investment with guaranteed returns

Open a CD

Choose your CD

Choose your CD

TDECU offers a variety of CDs, giving you more options to build your savings:

  • Standard CDs with an opening deposit starting at $1,000
  • IRA CDs available to our Members with TDECU IRAs
  • Jumbo CDs that earn 0.15% above the standard CD rate
  • CDs for kids and teens, for as little as $100

Learn More

Grow your savings at a higher interest rate

A certificate of deposit (CD) is a secured time deposit, where money stays in your account for a selected amount of time, earning a promised return. CDs are not only a reliable and secure way to invest your money, but also offer higher interest rates than a amazon jobs jacksonville fl savings account.

As a TDECU Member, you are offered higher CD rates than you would receive at most big banks. And with different CD options cd savings rates terms, we are confident you will find the right CD to fit your financial goals. Open a CD today and start watching your bank of america online banking bill pay sign in savings grow.

TDECU Certificates of Deposit feature these benefits:

APY1

Month Terms

Insured by the NCUA

Compare CDs

Choose the CD that supports your savings goals.

Standard CDs

A low-risk savings tool with various term lengths that typical earns more than a savings account.

  • $1,000 Opening Deposit
  • 3 to 60 Month Term

Interest Rate

0.30% - 1.24%

Open Now

Term LengthInterest RateAPY1
3 months0.30%0.30%
6 months0.50%0.50%
12 months0.60%0.60%
18 months0.65%0.65%
24 months1.00%1.00%
30 months0.75%0.75%
36 months1.24%1.25%
48 months0.85%0.85%
60 months0.90%0.90%

Jumbo CDs

A Jumbo CD2 is a certificate of deposit that requires an initial deposit greater than $100,000.

  • $100,000 Opening Deposit
  • 3 - 60 Month Term
  • Jumbo CDs earn 0.15% interest rate above the Standard CD interest rate when opened new or at renewal.

Interest Rate

0.45% - 1.39%

Find a Location

Term LengthInterest RateAPY1
3 months0.45%0.45%
6 months0.65%0.65%
12 months0.75%0.75%
18 months0.80%0.80%
24 months1.14%1.15%
30 months0.90%0.90%
36 pacific western bank anaheim ca months1.00%1.00%
60 months1.04%1.05%

IRA CDs

A certificate of deposit that offers a secure way to invest a portion of your tax-advantaged TDECU IRA funds.

  • $1,000 Opening Deposit
  • 3 - 60 Month Term

Interest Rate

0.30% - 1.24%

Find a Location

Term LengthInterest RateAPY1
3 months0.30%0.30%
6 months0.50%0.50%
12 months0.60%0.60%
18 months0.65%0.65%
24 months1.00%1.00%
30 months0.75%0.75%
36 months1.24%1.25%
48 months0.85%0.85%
60 months0.90%0.90%

M3 Money Club CDs

A Certificate of Deposit (CD) designed for kids ages 4 to 12 to teach them the value of long-term investments.

  • $100.00 Opening Deposit
  • 3 - 60 Month Term

Interest Rate

0.30% - 1.24%

Find a Location

Term LengthInterest RateAPY1
3 months0.30%0.30%
6 months0.50%0.50%
12 months0.60%0.60%
18 months0.65%0.65%
24 months1.00%1.00%
30 months0.75%0.75%
36 months1.24%1.25%
48 months0.85%0.85%
60 months0.90%0.90%

Elements Teen Club CDs

A certificate of deposit designed for teens ages 13 to 17 who want a low-risk, higher yield savings account.

  • $100.00 Opening Deposit
  • 3 - 60 Month Term

Interest Rate

0.30% - 1.24%

Find a Location

Term LengthInterest RateAPY1
3 months0.30%0.30%
6 months0.50%0.50%
12 months0.60%0.60%
18 months0.65%0.65%
24 months1.00%1.00%
30 months0.75%0.75%
36 months1.24%1.25%
48 months0.85%0.85%
60 months0.90%0.90%

Advantages and benefits of a TDECU Certificate of Deposit

From competitive rates to flexible terms, a TDECU CD offers guaranteed returns.

Low minimum deposit

Low minimum deposit

Invest with as little as $1,000.

Withdraw interest without penalty

Withdraw interest without penalty

Spend your interest when and how you see fit.

Certificate of Deposit Calculator

How much interest will you earn from a TDECU CD?

Determine which TDECU CD will help you reach your savings goals by using our calculator3. This calculator can estimate how much your investment will grow over a certain amount of time. You can also use it to estimate CD earnings from another bank or credit union to ensure you are getting the best rate of return over the term.

Ready to get started?
Ready to get started?

Ready to get started?

Members can open a CD online, in person, or over the phone.

1APY = Annual Percentage Yield.

2Jumbo CDs earn an 0.15% interest rate above the Standard CD interest rate when opened cd savings rates or at renewal.

3Our financial calculators are provided as a free service to our members. The information supplied 1st 2nd and 3rd person point of view definition these calculators is from various sources based on calculations we believe to be reliable (but are not guaranteed, explicit or implied) regarding their accuracy or applicability to your specific circumstances. All examples are hypothetical and are for illustrative purposes, and are not intended to provide investment advice. TDECU does not accept any liability for loss or damage whatsoever, which may be attributable to the reliance on and use of the calculators. Use of any calculator constitutes acceptance of the terms of this agreement. TDECU recommends you find a qualified professional for advice with regards to your personal finance issues. 

An early withdrawal penalty will be imposed for CD withdrawals made before maturity. Refer to TDECU's Member Handbook & Truth in Savings brochures for additional terms & conditions.

Источник: https://www.tdecu.org/savings-and-checking/cd-share-certificates/

Check out our featured rates and terms for TD Choice Promotional CDs1 and find the one that works with your savings and investment goals.

Tabs Menu: to navigate this menu, use the left & right arrow keys to change tabs. Press tab to go into the content. Shift-tab to return to the tabs.

Rates and tiers for 3 Month TD Choice CDs

Get a relationship bump rate when you also have an eligible TD Checking account.2

Bump Rate APY2

Standard APY2

$250.00–$9,999.99

0.15%

0.10%

Rates and tiers for 6 Month TD Choice CDs

Get a relationship bump rate when you also have an eligible TD Checking account.2

Bump Rate APY2

Standard APY2

$250.00–$9,999.99

1.10%

0.15%

Rates and tiers for 12 Month TD Choice CDs

Get a relationship bump rate when you also have an eligible Cd savings rates Checking account.2

Bump Rate APY2

Standard APY2

$250.00–$9,999.99

1.85%

0.25%

Looking for a different CD rate or term?

Explore all our options and choose the one that's right for you.

TD Choice Promotional CDs

Get competitive rates that increase with your balance and a variety of terms

See all TD Bank CDs

Build your savings on your terms with CDs that fit your goals

Still deciding on a CD?

Our account selector can help you choose the right CD

1TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD or IRA CD interest rate and APY in effect at the time of renewal unless we notify you otherwise.

2Annual Percentage Yield (APY) is accurate as of May 11, 2020 and assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply. Fees may reduce earnings. Posted rates on this page are subject to change at any cd savings rates without notice. To qualify for the relationship bump rate, Customers must own an eligible TD Bank personal checking account in good standing at the time of CD or IRA CD account opening or renewal. Please refer to the Personal Deposit Account Agreement for information on early withdrawal penalties and relationship bump rate eligibility.

1TD Choice Promotional CDs and IRA CDs will automatically renew at maturity to the same term at the non-promotional TD Choice CD or IRA CD interest rate and APY in effect at the time of renewal unless we notify you otherwise.

2Annual Percentage Yield (APY) is accurate as of May 11, 2020 and assumes that interest and principal will remain on deposit until maturity. Penalties for early withdrawal may apply. Fees may reduce earnings. Posted rates on this page are subject to change at any time without notice. To qualify for the relationship bump rate, Customers must own an eligible TD Bank personal checking account in good standing at the time of CD or IRA CD account opening or renewal. Please refer to the Personal Deposit Account Agreement for information on early withdrawal penalties and relationship bump rate eligibility.

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Источник: https://www.td.com/us/en/personal-banking/certificates-of-deposit/

Deposit Rates

Rates effective as of 11/05/2021. Rates are subject to change at any time. 

CDs & IRAs

TermCertificate*IRA*(1,4)
Interest RateAPY
91 Day CD$2,500N/A0.10%0.10%
182 Day CD$2,500N/A0.20%0.20%
1 Year Super Saver CD(2)
$500N/A0.25%0.25%
1 Year CD$500$5000.25%0.25%
18 Month Variable IRA(3)N/A$1000.30%0.30%
18 Month CD$500$5000.30%0.30%
2 Year CD$500
$5000.35%0.35%
30 Month CD$500
$5000.40%0.40%
3 Year CD$500
$5000.45%

0.45%

4 Year CD$500$5000.55%

0.55%

*Minimum balance to open/obtain the APY. 

___________________________________________________________

Checking Account

($25 minimum balance to open.)

Interest Advantage Checking(3,4,5,6,7)Interest RateAPY

    Balance portion of $10,000 or less

1.98%

2.00%

    Balance portion more than $10,000

0.50%
0.50%

    If requirements not met during monthly statement cycle0.01%
0.01%

___________________________________________________________

Money Market Https www bankofamerica online banking minimum balance to open.)


Daily BalanceInterest RateAPY

    $100,000 or more0.30%0.30%

    $50,000 - $99,999.99 
0.25%0.25%

    $25,000 - $49,999.99 
0.20%0.20%

    $10,000 - $24,999.990.15%0.15%

    $2,500 - $ 9,999.99 
0.10%0.10%

    Less than $2,5000.10%0.10%

___________________________________________________________

Savings Accounts

($25 minimum balance to open.)



Interest RateAPY

Personal Savings(3,4,7,9) 0.05%0.05%

Business Savings(3,7,9) 0.05%0.05%

___________________________________________________________

APY - Annual Percentage Yield. APY assumes interest remains on deposit. Fees imposed could reduce the earnings. Withdrawal of interest will reduce earnings. Early withdrawal may be subject to penalty. Ask us for other applicable fees and terms. (1) Available for rollovers, transfers, and contributions. (2) Additional deposits not to exceed $25,000 per certificate term. (3) Rate may change after account is opened. (4) Personal cd savings rates only. (5) A monthly Paper Statement Fee of $3.00 will be accessed if not enrolled in Online Statements. (6) To earn the higher rate, it is required to complete at least 15 settled Bank of Lake Mills Debit Card point of sale transactions (excludes ATM transactions) and complete at least 5 electronic Cd savings rates Payments using Bank of Lake Mills Online Bill Pay during each monthly statement cycle. (7) No minimum balance required to obtain APY. (8) If balance falls below the $2,500 any time during the statement cycle, a monthly maintenance fee of $6.00 will apply. (9) If balance falls below $25 any time during the statement cycle, a monthly maintenance fee of $1.00 will cd savings rates Rate Sheet

Источник: https://www.bankoflakemills.com/resources/current-deposit-rates