best auto loan refinance rates

Car Refinance: Low Rates Starting at 2.49% car and want to keep it, but you don't love your current loan, refinancing could be a good option for you. Use this auto refinance calculator to compare your current loan with a refinance loan. Preferred Rewards members can get an interest rate discount of. Annual Percentage Rate (APR) is effective as of 06/04/2021, is based on creditworthiness and underwriting factors, and is our best rate. Proof of income may be.
best auto loan refinance rates

Similar video

Top 10 Auto Loan Refinancing Lenders 2021 - Refinance a Car Loan for Lower Payments 🔶 CREDIT S2•E34

Best auto loan refinance rates -

Auto Loan Refinance Calculator

Page unavailable. We're sorry, the Bank of America page you are trying to reach is temporarily unavailable. We apologize for the inconvenience.

Return to your accounts

Select Your State

Please tell us where you bank so we can give you accurate rate and fee information for your location.

 

Calculate your potential auto refinance savings

Current loanNew loanDifference
$$$141
Current loanNew loanDifference
141
Current loanNew loanDifference
$$$141
Current loanNew loanDifference
$$$
$$$
  • Results shown are for CA. Change your state

    The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed. Bank of America and its affiliates are not tax or legal advisers. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Bank of America, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation. The final APR may differ from the APR in the above results due to additional fees that may be applicable.

    Online Banking customers may apply online for an auto loan to purchase a vehicle from a private party (an individual seller). If you’re not currently enrolled in Online Banking, visit a financial center or schedule an appointment to apply for your loan.

Deciding when to refinance a car can be stressful. We’ve identified 6 things for you to focus on to make the decision easier.

When to refinance a car

Get more with Bank of America auto refinance loans

Get more with Bank
of America auto
refinance loans

  • 60-second decision (for most applicants)
    with a 30-day rate lock

  • No fee to apply for your refinance loan

  • Manage all your BofA accounts in one place

  • Explore auto loans button

    Explore auto loans button

  • Connect with us

    Источник: https://www.bankofamerica.com/auto-loans/auto-refinance-calculator/

    Auto Loan Refinance 101

    Basic Definition of Auto Loan Refinancing

    Essentially, auto loan refinancing is taking out a new loan to pay off your existing car loan. Depending on individual financial situations, applicants could qualify for a lower interest rate through refinancing—which could mean lower monthly payments and saving money in the long run.

    How Auto Loan Refinancing Works

    The goal of auto loan refinancing is to secure a new loan with better rates or terms than your previous loan. Here’s an example of what refinancing an auto loan may look like:

    Sam took out a car loan in late 2019. At the time, Sam had a low income and credit score, plus a fair amount of debt. This financial situation resulted in an interest rate of 16.88% for a subprime borrower on a used car—higher than the national average of 9.49% for used cars.

    Since purchasing the car, Sam's income has risen, his debt has shrunk, and his credit score has improved. As a result, Sam thinks a lender would offer a lower interest rate today.

    So Sam decides to investigate car loan refinancing by:

    1. Setting goals for the new loan.

    2. Researching online and brick-and-mortar lenders, including his current lender (some lenders allow internal refinancing), and choosing a few possibilities.

    3. Self-reporting information to preferred lenders to see what prequalifying rates look like (if available).

    4. Reading the fine print for preferred potential lenders to make sure all terms are clear.

    5. Applying for the refinancing loan.

    Sam may not find a better rate or terms. But given Sam's income, debt-to-income ratio (DTI), and credit score improvements, a lender may make a reasonable auto refinancing offer.

    If Sam does find a significantly better option, that's when step 5 happens. Remember: a prequalified offer may not be identical to the final one because the prequalification doesn't include a hard credit check.

    When the car loan refinancing paperwork is signed, the new loan is used to pay off the original loan, and now Sam makes regular payments to the new lender.

    When to Think About Refinancing an Auto Loan

    You might consider refinancing your auto loan in several circumstances, including when:

    • Your income, credit, and/or debt-to-income ratio have greatly improved. In other words, you present less risk as a borrower compared to when you first took out the auto loan.

    • Interest rates have dropped in general.

    • You realize your current lender charged you a higher interest rate than you could have qualified for (e.g. if you originally financed through a dealership).

    • You want to remove a cosigner but can't or don't want to do so via a standard release.

    You may also consider refinancing your car loan when you can't keep up with payments for your current loan, but you should first consider other options. Lower monthly payments are usually achieved as the result of a longer-term loan, which in turn can mean paying more over the life of the loan, even if the new interest rate is lower — and while the car is depreciating in value.

    Info You’ll Need to Apply for an Auto Loan Refinance

    When an individual applies to refinance with a new lender, there is typically a credit check of some kind. Each lender reviews specific borrower criteria, which varies from lender to lender, and influences the rate and terms an applicant may qualify for. For an auto loan refinance application, lenders typically require information that tells them the value of the car, the amount of the current loan and the applicant’s financial picture.

    Tips for When You’re Shopping Rates

    Pay close attention to loan terms, which can vary greatly, depending on the lender. The longer the loan term, the lower the monthly payments will be, but that means more interest will be paid over the life of the loan. Conversely, a shorter loan term may mean higher monthly payments, but then less is paid in interest over the life of the loan.

    Refinancing a Car Loan With Bad Credit

    Refinancing an auto loan with bad credit may be difficult, but it may not be impossible. Lenders typically handle vehicle refinancing on a case-by-case basis.

    You may be able to refinance with bad credit if you have a positive track record of making payments on your current loan and/or have a cosigner. Shop around before deciding if refinancing is right for you, and don't let any lender run a hard credit check until you've determined that refinancing your car loan with the lender is right for you.

    If you're considering refinancing and are coming up empty-handed, talk to your current lender. They may be open to discussing options.

    Pros and Cons of Refinancing a Car Loan

    There are benefits and drawbacks to refinancing an auto loan, no matter your situation. You should weigh these carefully when deciding whether refinancing is right for you. Remember, none of the pros or cons of refinancing car loans are guarantees. Every situation and every lender is different.

    Pros of Refinancing an Auto Loan

    Potential benefits of refinancing an auto loan include:

    • Lower interest rates: If your financial and credit situations have significantly improved since you took out the original loan, you could qualify for a lower interest rate.

    • Budget-friendly monthly payments: Refinancing your loan may result in lower payments each month if you decide to extend your loan term.

    • Cash for other expenses: If you have positive equity (i.e. your car is worth more than your current loan amount), you may be able to refinance your auto loan using your car as collateral. This means you can take out more than what you currently owe on your car and use that additional money for other expenses.

    Cons of Refinancing an Auto Loan

    Potential downsides of refinancing an auto loan include:

    • Lowering your credit score: A lender will pull a hard credit check before making an official refinancing offer, and the hard credit check affects your credit score whether or not you choose to refinance.

    • Paying more in the long run: While monthly payments may be more budget-friendly in the short term, they may entail a longer loan term. As a result, lower monthly payments can result in paying more in interest over the life of the loan.

    • Risking your vehicle: If you used your car as collateral for a personal loan, as described above, falling behind or stopping payments could result in the lender repossessing your vehicle.

    Reasons Refinancing Could Be a Good Idea

    If your financial situation has improved since taking out your auto loan, you could qualify for a better rate. Improving a credit score, landing a better job, or paying off some other debts may cause a lender to consider an applicant as less of a risk than when they financed a car originally. Qualifying for a more favorable rate now could mean saving money over the life of the loan.

    FAQs

    How do I know which lender is the best for my auto loan refinance?

    Does checking my rate hurt my credit score?

    What information do you need about my vehicle?

    Can I refinance with a co-signer?

    Who has the best auto refinance rates?

    Can I qualify for auto loan refinancing at a lower interest rate?

    What happens if I extend my car loan term?

    Be the first to know about the latest product, new partners, promotions and fresh articles on Lantern by SoFi.

    Источник: https://lanterncredit.com/auto-loan-refi

    icon 

    Fast Pre-Approvals so You Can Buy a Car With Confidence

    Happy woman drives pre-approved vehicle from University Credit Union

    University Federal Credit Union makes it easy for you to get the best auto loan rates in Utah. Whether you’re looking for a new car loan or to refinance your current vehicle for a better rate, we can help.

    Learn more about financing options below or apply today for an auto loan pre-approval.

    APPLY NOWMake an Appointmentchat icon  Text us your loan questions

    Utah Auto Loan Financing for Your New or Used Car

    Before you find the perfect car, it helps to have the perfect loan. We can help you get pre-approved for competitively low auto loan rates in Utah, so you can pursue your dream new or used car with more negotiation power at the dealership and greater confidence in your purchase.

    We can also help you find the ideal car. When you’re approved for a University Federal Credit Union auto loan, we can help you choose from multiple car dealerships, review available vehicles (photos, specs and pricing), and estimate the value of your trade-in.

    Benefits of Getting a New or Used Auto Loan Pre-Approval from UFCU

    • Get pre-approved and know your buying potential before you shop
    • Know your negotiation power with dealerships before you show up
    • Easy application and competitive auto loan rates
    • Exceptional loan servicing throughout the life of your auto loan

    Refinancing Your Utah Auto Loan


    If you already drive your dream car, you can refinance your auto loan to save money on your monthly payment. When you refinance an auto loan, UCU offers up to 100% financing* and terms up to 84 months**.

    Benefits of Refinancing Your Auto Loan with UFCU

    • Secure the lowest auto loan rates so you can pay off your loan faster
    • Reduce your payment and save money while paying off your car loan
    • Choose new terms that benefit your lifestyle

    University Credit Union makes it easy for you to get the best available auto loans. With UCU, you can get low auto loan rates in Utah, better prices, and shop with confidence.

    Call 801-481-8800 to learn more, or apply today for an auto loan pre-approval.

    Apply Now  Make an Appointmentfind your car Rates

    chat icon  Text us your questions

    Auto Loan Frequently Asked Questions

    What kind of credit score do you need to get a car loan?

    The credit score required to qualify for an auto loan is relative to the lender. On average, the borrower needs a score in the low 700s for a new car loan and mid-600s for a used car loan.

    A borrower's credit history tells the lender whether or not they are high or low risk. When getting approved for an auto loan, most financial institutions will look at the borrower’s industry-specific auto FICO® Score3, along with their base FICO® Score from the three consumer credit reporting bureaus: Equifax, Experian and TransUnion.

    This credit score also determines the borrower’s interest rate on the loan. Typically, to get an interest rate between 0–2% on new car loans, the lender will require a credit score of 700 or higher. Reversely, if a borrower finds themselves with a credit score in the mid-600s or low 500s to low 600s, they may expect a lender to give an interest rate three to five times higher (between 10–24%) than those with good or excellent credit.

    You can check your FICO® Score for free on our free mobile app, UniversityCU.

    How do I refinance a car loan?

    Refinancing your auto loan is a great and easy way to save money on your car payments and to lower the interest rate on your auto loan.

    In order to refinance your auto loan, you’ll need to gather the right information and documents. All the necessary information would be the car mileage, VIN number, current car loan numbers, driver’s license, and income verification. After gathering this information, you can refinance your loan with the same lender or with a different financial institution.

    After applying, the bank or credit union will check your credit history and let you know if you qualify for a lower interest rate. After approval, the bank or credit union will work with you to set your new loan term to a lower monthly car payment. 

    Other Utah Auto Loan Resources 

    Auto Loan Online Application

    Utah Auto Loan Rates

    Auto and RV Insurance

    “How Much Car Can I Afford” Calculator


    *Loans subject to credit approval. Amount approved for financing may require a down payment. For example a loan approved at 90% of value would require a down payment of 10%.
    **Length of term and rate will determine the total interest you will pay over the life of the loan. For example, a 60 month auto loan at 2.64% for $10,000 would result in a monthly payment of approximately $178.10 and total interest charges of approximately $685.83. See current rates and terms.

    Источник: https://www.ucreditu.com/loans-credit/auto-loans.html
    2020

    Make the car you want yours—on your terms.

    This calculator is made available by one or more third party service providers. It is not intended to be an advertisement for a product or service at any of the terms used herein. It is not intended to offer any tax, legal, financial or investment advice. All examples are hypothetical and are for illustrative purposes. Truist Financial Corporation ("Truist") and its affiliates do not provide legal or tax advice. Truist cannot guarantee that the information provided is accurate, complete, or timely. Federal and state laws and regulations are complex and are subject to change. Changes in such laws and regulations may have a material impact on pre- and/or after-tax investment results. Truist makes no warranties with regard to this calculator or the results obtained by its use. Truist disclaims any liability arising out of your use of, or any tax position taken in reliance on, this calculator. Always consult an attorney or tax professional regarding your specific legal or tax situation.

    Источник: https://www.truist.com/loans/auto-loans

    Auto Loan Refinance Calculator

    Page unavailable. We're sorry, the Bank of America page you are trying to reach us bank small business checking temporarily unavailable. We apologize for the inconvenience.

    Return to your accounts

    Select Your State

    Please tell us where you bank so we can give you accurate rate and fee information for your location.

     

    Calculate your potential auto refinance savings

    Current loanNew loanDifference
    $$$141
    Current loanNew loanDifference
    141
    Current loanNew loanDifference
    $$$141
    Current loanNew loanDifference
    $$$
    $$$
    • Results shown are for CA. Change your state

      The figures entered on the input page of this calculator are for hypothetical purposes only. You should enter figures that are appropriate to your individual situation. The results provided by this calculator are also intended for illustrative purposes only and accuracy is not guaranteed. Bank of America and its affiliates are not tax or legal advisers. This calculator is not intended to offer any tax, legal, financial or investment advice and does not assure the availability of or your eligibility for any specific product offered by Bank of America, its affiliates or any other institution, nor does this calculator predict or guarantee the actual results of any investment product. The terms and conditions of products offered by institutions will differ and may affect the results of the calculator. Please consult with qualified professionals to discuss your situation. The final APR may differ from the APR in the above results due to additional fees that may be applicable.

      Online Banking customers may apply online for an auto loan to purchase a vehicle from a private party (an individual seller). If you’re not currently enrolled in Online Banking, visit a financial center or schedule an appointment to apply for your loan.

    Deciding when to refinance a car can be stressful. We’ve identified 6 things for you to focus on to make the decision easier.

    When to refinance a car

    Get more with Bank of America auto refinance loans

    Get more with Bank
    of America auto
    refinance loans

    • 60-second decision (for most applicants)
      with a 30-day rate lock

    • No fee to apply for your refinance loan

    • Manage all your BofA accounts in one place

  • Explore auto loans button

    Explore auto loans button

  • Connect with us

    Источник: https://www.bankofamerica.com/auto-loans/auto-refinance-calculator/

    The Best Auto Loans in 2021

    8 Best Auto Loan Lenders

    OVERVIEW

    best auto loan refinance rates Bank of America offers some of the lowest auto loan rates in the industry. In addition to new and used car loans, BoA can help you out with old credit refinancing, buyouts of leased vehicles, and purchases from individuals. The bank also offers a special Business Advantage loan tailored specifically to commercial and business vehicle loans. The best APR rates for car loans start at 2.69%, while those buying used cars can get 2.99%. There are no application fees and no prepayment penalty, and online applications are usually approved within 60 seconds. Read Review

    • •Lowest APR on the market
    • •Bank client discounts
    • •60-second decisions

    Types of Loans

    • New and inmates tarrant county jail mugshots cars, Refinance, Lease buyout, Private party auto loans, Commercial vehicle loans

    Speed of Approval

    • Under a minute

    Term Length

    • 12-75 months

    OVERVIEW

    LightStream capital one bank credit card customer service an online consumer lending division of SunTrust Bank that offers a variety of auto loans and solid repayment rates, as well as offering a straightforward application process. The low APR auto loans start at 3.99% for a period of 24 to 36 months, with amounts ranging between $50,000 and $100,000. Some competitors might have lower rates, but LightStream has a quick application process and some unique options like loans tailored specifically for classic car purchases. As long as you have a good credit score, LightStream is an excellent choice. Read Review

    • •Numerous auto loan types
    • •Fast online application
    • •No vehicle-specific restrictions

    Types of Loans

    • New and used cars, Refinance, Lease buyout, Private party auto loans, Commercial vehicle loans, Motorcycle loans, Classic car purchases

    Speed of Approval

    • One business day

    Term Length

    • 24-84 months

    BBB Rating

    • A+ (SunTrust)

    OVERVIEW

    If you’re looking for a decent car loan for bad credit, MyAutoLoan might be the right place. It’s not a single lender but a marketplace that presents you with various offers that match your needs and capabilities. In addition to the wide range of options, this marketplace also encourages competition, so you’re bound to get some great deals. You can easily fill out the application form and get offers from up to four auto finance companies in minutes. Depending on the lender, you might be eligible for special deals that don’t require you to make any payments for up to 90 days. Read Review

    • •Offers from up to four lenders
    • •Good for bad credit scores
    • •Special lender-specific deals

    Types of Loans

    • New and used cars, Refinance, Lease buyouts, Private party

    Speed of Approval

    • Depends on the lender

    Term Length

    • 24-72 months

    OVERVIEW

    CCU is one of the best credit unions for auto loans, offering low, competitive rates and a lot of flexibility with amounts and loan terms. The lowest APR you can get with an excellent credit score is 2.69%. This figure includes a 0.5% discount if you decide to set automatic payments. In order to apply for auto financing loans, you need to become a member and pay a one-time fee of $5. The website doesn’t provide a great deal of information, but it does allow you to fill out your application online and get in touch with loan officers. Read Review

    • •No minimum loan term
    • •No loan amount restrictions
    • •Motorcycle and RV purchase financing

    Types of Loans

    • New and used cars, Refinance, Motorcycle purchases, RV purchases

    Speed of Approval

    • Not disclosed

    Term Length

    • 0-84 months

    Application Fee

    • $5 (membership)

    OVERVIEW

    PenFed gives you some of the best credit union auto loans with an APR that can go as low as 1.39%. This is a discounted rate that you’re eligible for if you agree to use the organization’s car buying service. Even without this discount, PenFed’s lowest APR starts at 2.14%, which is nothing short of amazing. Thanks to the payment saver option, PenFed also allows you to reduce your monthly payments in exchange for higher interest rates. The application process is easy, while the obligatory membership costs just $5. Read Review

    • •Very low APR
    • •Payment saver option
    • •Easy online application

    Types of Loans

    • New and used cars, Refinance, Car buying service, Payment saver loans

    Speed of Approval

    • Up to 48 hours

    Term Length

    • 36-72 months

    Application Fee

    • $5 (Membership)

    OVERVIEW

    As you may have guessed from the name, RefiJet focuses solely on the best refinance auto loans. It’s a marketplace of lenders who specialize in refinancing. All you need to do is fill out a form and provide the necessary information. The company does a soft pull of your credit and helps you find the perfect match with customized options. The lowest APR is 2.74%, coupled with two months of no payments. RefiJet guides you through the umb online banking enrollment process and doesn’t charge any extra fees for this service. Read Review

    • •Excellent refinancing options
    • •Soft credit pull
    • •Online and phone applications

    Types of Loans

    • Refinance, Leased buyouts

    Speed of Approval

    • Depends on the lender

    Term Length

    • 36-96 months best auto loan refinance rates

    Prepayment Penalty

    • Depends on the lender

    OVERVIEW

    Capital One is the second-largest bank for financing new and used auto loans. It’s a highly reputable institution that collaborates with numerous dealers across the US in order to provide customers with the best auto rates and loan terms. Capital One is also a great place to save money by refinancing your loan, while its popular Auto Navigator tool helps you find and finance your next car in one place. corleone pizza san jose del cabo best auto loan refinance rates Read Review

    • •Prequalification available
    • •Soft credit pull
    • •Great customer support

    Types of Loans

    • Refinance, New and used vehicles

    Speed of Approval

    • Not disclosed

    Term Length

    • Not best auto loan refinance rates

    OVERVIEW

    Carvana offers customers a unique auto shopping experience by acting as both an online lender and a car dealer. The company offers online car loans for shari headley coming to america 2 cars as well as trade-in services. One of the main advantages of using Carvana’s services is the fast delivery of the purchased car to your front door. Read Review

    • •Online lender and car dealer
    • •Various purchasing options
    • •Extensive inventory of used cars

    Types of Loans

    • Used cars pay merrick bank credit card

    Term Length

    • 36-72 months

    Источник: https://fortunly.com/loans/best-auto-loans/
    2020 2019Up To 36 Monthsas low as 1.49%Up To 48 Monthsas low as 1.99%Up To 60 Monthsas low as 1.99%Up To 72 Monthsas low as 2.05%2018 & olderUp To 36 Monthsas low as 2.39%Up To 48 Monthslow as 2.49%Up To 60 Monthsas low as 2.79%Up To 72 Monthsas low as 2.99%

     

    Winter Car Sale: Receive great low rates for the holidays and enter to be one of two lucky winners of $500. Learn how you could enter to win by visiting the Winter Car Sale website.**

     

    *APR is Annual Percentage Rate. Loans subject to approval. Rates are determined by an evaluation of applicant credit and may vary. As low as rate starts at 36-month term, for well qualified borrowers. Rates reflect discount of up to 50 basis points for GAP, Warranty, and all payment protection products. Other terms and conditions may apply. Contact CFFCU’s Lending Department for best rate offer. We will also consider matching or beating competitor offers that are within reason (proof of rate offer required for consideration). Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Speak to a CFFCU Representative for additional information. CFFCU is an Equal Credit Opportunity Lender. This Credit Union is federally insured by the NCUA.

    **Need not apply for a loan to enter. No purchase necessary. You do not have to be a member of a credit union to enter. Limit one entry per person. All enteries will be accepted. To enter visit the website above, find a vehicle you are interested in, submit the form for a no obligation price quote request on that vehicle and put the code WinterCarSale2021 in the “referred by” box November 22, 2021 - December 31, 2021. All entries must be submitted no later than December 31, 2021 by 11:59 p.m. CST. Contest ends December 31, 2021 at 11:59 CST. Only two winners will be chosen by random drawing on January 8, 2022 to win $500 each in the form of a gift card. Winners will be notified by a Member Auto Center Representative not affiliated with a specific credit union. This contest does not include a manufacturer’s rebate or discount available to the public. Employees of CU Alliance, LLC and its subsidiaries are not eligible. Must be 18 years or older. No cash value. Odds of winning depend on the total number of entries received. Restrictions may apply. Void where prohibited and subject to federal, state and local laws. For more information visit the website above or call 832-912-2182.

     

    Find, Finance / Refinance

    Find Your Vehicle

    Visit Member Auto Center to browse New & Used vehicles, find preferred dealers and get car buying advice.

    best auto loan refinance rates Finance Your Vehicle

    • Flexible Terms up to 72 Months
    • Competitive Loan Rates
    • 100% Financing Available
    • GAP & Warranties Available
    • Credit Life & Disablility Protection Available

    Refinance Your Vehicle

    Want to lower your monthly payment or move your loan? If you financed with a dealer or another lender, we may be able to help!

     

     

    [{Carfax}]Vehicle History Report

    We provide a CARFAX Vehicle History Report™ to help protect our members from salvage, total loss, structural damage, lemon, and flood vehicles. Click Here for your vehicle history report.

    Banner 7.png

     

     

    Interested in leasing a vehicle?

    Cy-Fair FCU has partnered with FairLease, a credit union owned company that follows the credit union philosophy of serving people, meeting their needs and providing the best product at a reasonable price. Benefits include no cash down required at signing and higher mileage limits.

     

    [{Protection}]Protection

    best auto loan refinance rates xcel energy fargo bill pay GAP
    Insurance

    Covers the difference between the insurance settlement amount and the outstanding loan balance if your vehicle is totaled or stolen.3

    Extended
    Warranty

    With CU Certified Automotive, you receive an extended warranty similar to dealer and manufacturer plans, for significantly less money. 3

    Auto
    Insurance

    Excellent coverage best auto loan refinance rates 24/7 claims service and roadside assistance at an affordable price through our state partnership with TruStage. TM

    Credit Life
    & Disability

    Give your family peace of mind. CL&D alleviates concerns of financial strain by helping cover payments as a result of disability or death.

    Skip-A-Payment*

    Need a break from your monthly payment?
    Members are eligible to apply up to twice a year. You must have at least sixty (60) days and two (2) monthly payments between each skip. To skip a month’s payment, your due date will be advanced by one month. All skip-a-payments are subject to approval. For consideration, contact a Cy-Fair FCU representative or fill out our online form. A $25 fee will be assessed to process the Skip-A-Payment request.

    • Enter your Principal, Interest Rate, and Number of Years then click the "Calculate" button to see your estimated monthly payment.


      Your Estimated Monthly Loan Payment Is:

      The information provided by this calculator is intended for illustrative purposes only. The default figures shown are hypothetical and may not be applicable to your individual situation. This is an estimate only, your actual payment may vary. Be sure to consult a financial professional prior to relying on the results.

    • Auto Search

      Need help finding the right car? Search smart. Start here!

      Browse New and Used vehicles, find preferred dealers and get car buying advice.

      Find Your Vehicle

    *APR is Annual Percentage Rate. Loans subject to approval. Rates are determined by an evaluation of applicant credit and may vary. As low as rate starts at 36-month term, for well qualified borrowers. Rates reflect discount of up to 50 basis points for GAP, Warranty, and all payment protection products. Other terms and conditions may apply. Contact CFFCU’s Lending Department for best rate offer. We will also consider matching or beating competitor offers that are within reason (proof of rate offer required for consideration). Credit Union membership is required before utilizing any product and/or service by establishing a savings account with $5. Speak to a CFFCU Representative for additional information. CFFCU is an Equal Credit Opportunity Lender. This Credit Union is federally insured by the NCUA.

    2 Deductible coverage is available in most, but not all states. Please consult your financing representative for more information. For a complete list of benefits and rules, see the GAP Waiver Election form. The purchase of GAP is voluntary and not required as a condition of loan approval. GAP is a loan/lease deficiency waiver and is not offered as insurance coverage. Applies only to collateral financed by Cy-Fair FCU. A fee applies. Please contact Cy-Fair FCU for more information. Cy-Fair FCU does not first national bank of north platte nebraska, guarantee or insure any service or product offered by any insurance companies. Cy-Fair FCU and insurance companies are separate entities.  

    3 Extended Warranty (EW) is not an insurance product. For a complete list of terms and provisions see the MIC Automotive Premium Value Protection Plan Agreement available at any branch. The purchase of an EW is voluntary and not required as a condition of loan approval. Enrollment fees apply. EW services are (1) not federally insured (2) not obligations of the credit union and (3) not guaranteed by the credit union or any affiliated entity. Please contact Cy-Fair FCU for more details.

    Источник: https://www.cyfairfcu.org/auto-loans