phone number for amazon prime credit card

Card — and another with the Amazon Prime Rewards Visa from Chase. swipe your card and the terminal already knows the phone number or. Log into your Amazon credit card account online to pay your bills, check your FICO score, sign up for paperless billing, and manage your account. The Amazon Prime Rewards Visa can reward you handsomely and consistently for shopping at Amazon and Whole Foods — but you must be an Amazon.
phone number for amazon prime credit card

Phone number for amazon prime credit card -

Scammers are calling people and using the names of two companies everyone knows, Apple and Amazon, to rip people off. Here’s what you need to know about these calls.

In one version of the scam, you get a call and a recorded message that says it’s Amazon. The message says there’s something wrong with your account. It could be a suspicious purchase, a lost package, or an order they can’t fulfill.

In another twist on the scam, you get a recorded message that says there’s been suspicious activity in your Apple iCloud account. In fact, they say your account may have been breached.

In both scenarios, the scammers say you can conveniently press 1 to speak with someone (how nice of them!). Or they give you a phone number to call. Don’t do either. It’s a scam. They’re trying to steal your personal information, like your account password or your credit card number.

If you get an unexpected call or message about a problem with any of your accounts, hang up.

  • Do not press 1 to speak with customer support
  • Do not call a phone number they gave you
  • Do not give out your personal information

If you think there may actually be a problem with one of your accounts, contact the company using a phone number or website you know is real.

Read our article to learn how to block unwanted calls on a mobile phone or on your home phone. And if you do get a call you think is a scam, report it at ReportFraud.ftc.gov.

Scam Tags: Phone Scams

Источник: https://www.consumer.ftc.gov/blog/2020/12/fake-calls-apple-and-amazon-support-what-you-need-know

Louis DeNicola is a personal finance writer and has written for American Express and Discover. Editorial Note: Credit Karma receives compensation from third-party advertisers, but that doesn’t affect our editors’ opinions. Our marketing partners don’t review, approve or endorse our editorial content. It’s accurate to the best of our knowledge when posted.

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Compensation may factor into how and where products appear on our platform (and in what order). But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. That's why we provide features like your Approval Odds and savings estimates.

Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can.

ProsCons
No annual fee or foreign transaction feesOnly available if you have an Amazon Prime membership, which costs $119 a year
5% back on Amazon.com and Whole Foods purchasesPotentially high APR
Rewards redeemable on Amazon.com, or for cash, gift cards or travel 
$70 Amazon.com gift card when you’re approved for the card 
Get rewarded for your purchases Compare Cash Back Cards

What you should know about the Amazon Prime Rewards Visa Signature Card

No annual fee … sort of

Technically, the Amazon Prime Rewards Visa Signature Card doesn’t have an annual fee, which is a good thing for cardholders who want to save money. But there’s a catch: You must be an Amazon Prime member to apply for the card, and that costs $119 per year (or $12.99 per month) for a nonstudent membership.

Of course, that $119 goes toward more than just maintaining your card each year. Amazon Prime benefits include free shipping, Prime Video and additional savings at Whole Foods Market, along with a long list of other perks.

If you’re already an Amazon Prime member, then the cost isn’t a concern. But if you’re considering signing up just so that you can apply for the card, think about the cost carefully — you’d have to spend more than $2,380 at Amazon.com or Whole Foods each year to offset the $119 annual Prime membership fee. A different cash back card with a lower annual fee (or a cash back card with no annual fee at all) might make more sense (and cents!).

Cardholders who cancel their Amazon Prime membership can keep the Amazon Prime Rewards Visa Signature Card, but they earn 3% back, instead of 5%, on Amazon.com and Whole Foods purchases.

You can earn a lot of rewards

The number of points you can earn with the Amazon Prime Rewards Visa Signature Card depends on where you shop.

  • 5% back on purchases at Amazon.com and Whole Foods
  • 2% back on purchases at gas stations, restaurants and drugstores
  • 1% back on all other purchases

You can then redeem those rewards toward an eligible purchase on Amazon.com. But it’s worth noting that you have other options for redemption, like cash back, gift cards and travel. In these cases, $1 of rewards is equal to 100 rewards points, and vice-versa.

In other words, you can get the same value out of this card with cash back as you could with eligible Amazon.com purchases. That makes this card more versatile than many store-branded credit cards, which usually require that you use your rewards only at the store and its affiliates.

Similarly, while other cards offer 5% cash back on purchases, they may switch which stores or categories you’ll earn with throughout the year and limit how much you can earn.

The Amazon Prime Rewards Visa Signature Card offers unlimited earning potential. Plus Amazon sells a wide variety of products — there’s a reason it’s sometimes called “The Everything Store.” And though it’s not called out specifically on Amazon, you may even be able to get 5% back when purchasing gift cards for businesses other than Amazon or Whole Foods through Amazon.com.

You can use this card anywhere Visa is accepted

Some store-branded or retail credit cards are only accepted at the associated store, and possibly with other affiliated brands.

But you can use the Amazon Prime Rewards Visa Signature Card for purchases anywhere that Visa is accepted.

A potentially high APR could cost you

The Amazon Prime Rewards Visa Signature Card has a variable APR of 14.24% to 22.24% on purchases and balance transfers.

A high APR isn’t a concern if you pay your bill on time and in full each month. But if you carry a balance, then you might wind up paying a lot in interest. We don’t recommend using credit cards for purchases you can’t afford to pay off by your due date, but the APR is still a consideration if you have to cover emergency expenses that don’t easily fit into your budget.

There are a few more details that might help you decide if the Amazon Prime Rewards Visa Signature Card is a good fit for you.

There are other Amazon credit cards out there

The Amazon Prime Rewards Visa Signature Card isn’t the only Amazon card — there are several choices you can consider.

  • Amazon.com Store Card
  • Amazon Prime Store Card
  • Amazon Rewards Visa Signature Card
  • Amazon Prime Rewards Visa Signature Card

You can only use the two store cards on Amazon.com.

The other Amazon Visa card is similar to the Amazon Prime Rewards Visa Signature Card in that you can use it elsewhere, but it doesn’t require an Amazon Prime membership. It also only gives you 3% back at Amazon.com and Whole Foods.

Also, know that you’ll be considered only for the card you apply for, so be sure to apply directly for the Amazon Prime Rewards Visa Signature Card if that’s the card you want.

Part of an Amazon Household with Prime? You might still qualify.

Even if you’re not the main Prime accountholder, you might qualify if you have Prime benefits that someone shares with you via an Amazon Household (which allows you to share Prime benefits between members of the same household, including up to two adults, four teens and four children). This could lower the card’s “annual fee” for you, depending on if (and how much) you contribute to that Prime membership fee.

Don’t unlink your card from your Amazon.com account

If you choose to remove the card from your Amazon account, you’ll no longer earn 5% back on Amazon or Whole Foods Market purchases. You can relink the card to get the higher rate back, though.

Get rewarded for your purchases Compare Cash Back Cards

Understanding your points and redemption options

We’ve touched on earning points with the Amazon Prime Rewards Visa Signature Card — now let’s take a look at how you can use your points. The good news is that there are lots of options here, as well.

On Amazon.com, you can redeem your points to pay for part or all of your eligible purchase.

To use your points at Amazon.com, select the Amazon Prime Rewards Visa Signature Card as your payment method when checking out. You can then choose the dollar amount you want to cover using your points. Using your points this way gets you a redemption value of $1 per 100 points.

You can also redeem your points for cash back, gift cards or travel. The redemption value may vary for other types of redemptions, but 100 points also equals $1 for Amazon.com, travel, gift cards and cash back.

Who is this card good for?

If you do most of your household shopping on Amazon.com and grocery shopping at Whole Foods, the Amazon Prime Rewards Visa Signature Card could be a match.

Even if you only occasionally shop at these stores but tend to make large purchases when you do (like doing all your holiday shopping on Amazon.com), it could still make sense to get the card, because it technically doesn’t have an annual fee. Plus, the 2% back at gas stations, restaurants and drugstores might cover a lot of your other everyday purchases.

But the rewards probably won’t be worth it if you don’t think you’d get much use out of an Amazon Prime membership or you’d wind up carrying a balance from month to month. Make sure you can afford to pay off your card on time and in full each month, and don’t get tempted to make more (or costlier) purchases just because you’ll earn bonus points.

While there isn’t a foreign transaction fee, you also won’t earn a higher rewards rate on travel-related purchases with the Amazon Prime Rewards Visa Signature Card. It might make sense to keep a travel rewards credit card in your wallet for when you’re booking travel or you’re away from home.

The Amazon Prime Rewards Visa Signature Card isn’t a perfect fit for everyone. If you’re looking for a new card but haven’t fallen in love yet, take a look at these other options.

Get rewarded for your purchases Compare Cash Back Cards

About the author: Louis DeNicola is a personal finance writer and has written for American Express, Discover and Nova Credit. In addition to being a contributing writer at Credit Karma, you can find his work on Business Insider, Cheapi… Read more.

Read More

Источник: https://www.creditkarma.com/credit-cards/i/amazon-prime-card-review

A $200 Amazon gift card and 10% back on purchases: The Amazon Prime Rewards Visa Signature Card is great for holiday shoppers

Editor’s note: This post has been updated with the latest credit cards information and benefits. 


Amazon Prime Rewards Visa Signature Card overview

The Amazon Prime Rewards Visa Signature is a solid earner, featuring a 5% return on all Amazon and Whole Foods purchases; 2% on restaurant, gas station and drugstore purchases; and 1% back on everything else, making it a strong contender for those who spend big with Amazon companies. Card rating*: ⭐⭐⭐½

*Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

The holidays are right around the corner — which means that Black Friday and Cyber Monday are also rapidly approaching. To kick off this holiday shopping season, Amazon and Chase are offering exclusive promotions on their cobranded credit cards, the Amazon Prime Rewards Visa Signature Card and the Amazon Rewards Visa Card, and both are offering some of their richest sign-up bonuses yet.

What’s the difference between the two? While neither card charges an annual fee, you can only apply for the former if you are a current Amazon Prime member while the latter is open to the general public. So, you can think of your Prime membership fee of $119 per year as your credit card annual fee if you have the Amazon Prime Rewards Visa.

Starting today, Nov. 17, until the end of the month, eligible Amazon Prime members who apply for the Amazon Prime Visa Signature card will receive a $200 Amazon gift card immediately upon approval. If you’re not a Prime member and decide to opt for the Amazon Rewards Visa Card instead, you’ll instantly receive a $100 Amazon gift card if you’re approved.

Additionally, Prime cardholders will earn a whopping 10% back in rewards on select products from eligible Amazon gift guides.

In this post, we’ll review the Amazon Prime Rewards Visa Signature Card and see if it’s worth applying for, especially if you’re looking to save big on your online shopping this holiday season.

The information for the Amazon Prime Rewards and the Amazon Rewards cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

In This Post

Who is this card for?

The Amazon Prime Rewards Visa Signature is meant for those who participate significantly in Amazon’s ecosphere. Available exclusively for Amazon Prime members, it rewards those loyalists with best-in-class earnings of 5% back on purchases on the Amazon website and at the Whole Foods grocery store chain. As a no-annual-fee card, it’s an obvious contender for a spot in your wallet if you’re a Prime member anyway, and deserves respect from even the most hard-core points-and-miles enthusiasts. After all, who doesn’t shop at Amazon at this point?

However, the card lacks the ability to transfer rewards to travel partners (and thus gain extra potential value for your points), which means that outside those 5% bonus categories, you’re probably better off with another card. It also is subject to Chase’s 5/24 rule, which means if you’ve opened a lot of other cards in the past two years, you might not be approved for it until you fall back below that limit.

The card offers a solid return on purchases made within Amazon’s wheelhouse, but it is best suited for those who prefer simplicity in their credit card rewards and aren’t interested in maximizing every dollar they spend.

Sign-up bonus: $200 Amazon gift card

At the moment, the Amazon Prime Rewards Visa Signature is offering one of its best-ever bonuses — a $200 Amazon gift card valid for purchases at Amazon that is available as soon as you are approved. That’s up from the previous $70-$150 in Amazon gift cards we’ve seen historically.

For its part, the Amazon Rewards Visa Card is offering a $100 Amazon gift card valid for purchases at Amazon that is available as soon as you are approved. That’s not nearly as attractive and you will probably be better off joining Prime and getting the higher-end card.

Main benefits and perks

The Mirage - Seacrest, Florida

The Amazon Prime card features several solid consumer-focused benefits.

Among them, its purchase protection ranges up to $500 per claim and $50,000 per account, while its extended warranty protection provides an additional year of coverage on eligible purchases with a manufacturer’s warranty of three years or less.

The card also has a host of benefits for travelers, including no foreign transaction fees, travel and emergency service, lost luggage reimbursement (up to $3,000 per passenger for you and your immediate family), baggage delay insurance (up to $100 per day for three days if delayed by six or more hours), travel accident insurance and roadside dispatch (for a fee).

It also includes auto rental collision damage coverage — although unlike credit cards such as the Chase Sapphire Preferred Card, which offer primary rental car coverage, this card only offers secondary car insurance, which kicks in after filing with your personal insurance company.

These benefits come as a result of its Visa Signature status, which also provides access to the Visa Luxury Hotel Collection. This allows members to book more than 900 hotels around the world with perks that imitate elite status, such as room upgrades and late checkout. You’ll also be able to use the Visa Signature Concierge Service, which can help you with a variety of requests.

How to earn points

The main perk of this card is its spending structure. It offers a 5% return on Amazon and Whole Foods purchases. However, it only earns 2% back at restaurants, gas stations and drugstores, which is similar to other no-annual-fee credit cards.

Purchases made anywhere else earn a flat 1% back. This adds up to a fairly generous return on spending, but those who don’t already have Amazon Prime will need to consider whether the $119 annual cost for the subscription is worth it, especially if they don’t shop with Amazon often.

The reason it might make sense right now is that Prime cardholders can earn a phenomenal 10% back on select products from eligible gift guides, which can be found here, now through Dec. 20, 2021.

Among the gift guide categories offering this return are toys; computers, tablets and gaming accessories; home goods; kitchen wares; office products; and more.

Depending on what you plan to purchase this holiday season and how much you expect to spend, you could walk away with real savings by taking advantage of these offers.

How to redeem points

When you’re ready to redeem the points you’ve earned with the Amazon Prime Visa, there are a number of different tracks you can take. No matter what you do, you’ll receive a flat value of 1 cent per point for your redemptions. The easiest method is simply redeeming your rewards for Amazon purchases. There is no minimum amount of points required, and you can use them for all or part of your purchase.

If you’d prefer cash back, you can deposit your rewards straight to your Chase account. You can also redeem for gift cards with a minimum of 2,500 points.

Perhaps the most intriguing and least-talked-about option is the ability to redeem your points for travel through Chase, although you’ll have to call in to use your points. Here you get a value of 1 cent per point, so it’s not as much as if you had the Chase Sapphire Reserve, which lets you redeem points at 1.5 cents each through the Chase Ultimate Rewards portal.

But you’re not missing out on value with this card in particular by redeeming points for travel versus Amazon purchases. And airfare purchased through a third-party site will still accrue bonus miles and elite credit, in addition to granting elite status perks you’ve earned on the airline. The same can’t be said for hotels, which will often disqualify bookings made via online travel agencies from any kind of earning.

The Chase travel portal also offers tours and activities, which means that you can finance an entire vacation with points earned from your Amazon Prime Visa. At a 5% earning rate, these points will stack up quickly.

Alternative cards

You won’t find a better return on your spending at Amazon and Whole Foods with other credit cards, though there are some products that come close.

The Blue Cash Preferred® Card from American Express

The Blue Cash Preferred Card from American Express offers 6% back on U.S. supermarket purchases (on up to $6,000 in purchases per calendar year, then 1%). It’s a fairly lucrative card overall, also offering 6% on select streaming services in the U.S. and 3% on transit and gas stations. Cash back is received in the form of Reward Dollars that can be redeemed for statement credits. The card comes with a $0 introductory annual fee for the first year, then $95 (see rates and fees).

The Amex EveryDay® Preferred Credit Card from American Express

The Amex EveryDay Preferred Credit Card earns 3 Membership Rewards points on U.S. supermarket purchases (on up to $6,000 a year). It also accrues 2 Membership Rewards points per dollar at U.S. gas stations and 1 point per dollar on other purchases. Plus, when you use the card to make 30 transactions or more per billing period, you get a 50% points bonus, which can really improve your earning potential.

What’s more, this card earns Membership Rewards points that you can transfer to the program’s various airline and hotel partners, making it a strong choice for folks who want to rack up rewards for travel, specifically, rather than just cash back.

The annual fee is $95.

The information for the Amex EveryDay Preferred card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

Chase Freedom Unlimited

If you’re not a Prime subscriber and still want a solid return on your spending, your best bet would be to go with the Chase Freedom Unlimited. The Freedom Unlimited provides 1.5% cash back on non-bonus purchases (but 5% on travel booked through Ultimate Rewards, and 3% on dining and drugstores).

You could potentially double the value of your rewards by pairing the Freedom Unlimited with a Chase Sapphire Reserve, Chase Sapphire Preferred Card or Ink Business Preferred Credit Card. By doing so, you’ll be able to redeem your cash back as full-fledged, transferable Ultimate Rewards points, worth 2 cents apiece, based on TPG’s monthly points valuations.

The card has no annual fee.

Bottom line

If you’re a big Amazon shopper who already subscribes to Prime, the Amazon Prime Rewards Visa Signature could be a good option for you — especially with a $200 gift card on the line. With an unbeatable 5% return on Amazon and Whole Foods purchases and a simple redemption system, this card is geared to those who prefer to stay away from the intricacies of points and miles, opting instead for the ease of using a no-annual-fee credit card that earns cash back.

Additional reporting by Stella Shon. 

Featured photo by The Points Guy. 

For rates and fees of the Blue Cash Preferred card, click here.

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Carissa Rawson is a Points and Miles Reporter at TPG, helping readers get to where they need to go, faster (and cheaper). You can find her in your nearest Priority Pass lounge, sipping free coffee and obsessively researching travel.
Источник: https://thepointsguy.com/guide/the-best-card-for-amazon-shoppers-amazon-prime-rewards-visa-signature-card/

Fidelity® Rewards Visa Signature® Card

We may change APRs, fees, and other Account terms in the future based on your experience with Elan Financial Services and its affiliates as provided under the Cardmember Agreement and applicable law.

1. You will earn 2 Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Reward Points will not expire as long as your Account remains open. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity account. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity account or other relationship with Fidelity Investments is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.

2.

Because the interest and other fees charged on any outstanding balance are greater than the cash value of the rewards points, you may pay more in fees and interest than the value of the points you earn if you do not pay your bill in full each month.

3.

To receive a deposit, you must link your eligible Fidelity® account to your card. This can be accomplished in any of following ways. 1. You may contact Elan Financial Services Customer Service at the toll-free phone number located on the back of your credit card and provide them with your eligible Fidelity® account (s) number. 2. Simply select the “Manage Reward Points” hyperlink from the credit card snapshot page on Fidelity.com and follow the easy steps. You may also watch a brief video that describes the linking process on the credit card snapshot page also found on Fidelity.com. Please note that automatic redemptions will occur on a monthly basis as long as you have reached the point redemption threshold of 2,500 Points.

4.

Eligible accounts include most nonretirement registrations as well as Traditional IRA, Roth IRA, Rollover IRA, SEP IRA, Fidelity Charitable® Giving Account®, Fidelity HSA®, and Fidelity®-managed 529 College Savings Plan accounts. The ability to contribute to an IRA or 529 college savings plan account is subject to IRS rules and specific program policies, including those on eligibility and annual and maximum contribution limits. Full details appear in the Program Guidelines new card customers receive with their card. Contributions to Fidelity Charitable® are generally eligible for a federal income tax charitable deduction. Please consult with your tax advisor. The list of eligible registration types may change without notice at Fidelity’s sole discretion. For more information about whether a particular registration is eligible, please call 1-800-FIDELITY (800-343-3548).

5. Certain restrictions apply to each benefit. Details accompany new account materials.

6.

Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardmember must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.

7.

Cardmembers are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardmembers’ behalf.

8. Fidelity Rewards+ generally requires $250,000 invested through Fidelity® Wealth Services, Fidelity® Strategic Disciplines, or a combination of both registered as an individual account, a joint account, or certain types of revocable trusts. Assets in other registration types, such as irrevocable trusts, partnerships, or LLCs, will not be included when determining program eligibility. Fidelity Rewards is not offered as a component of any advisory service or program through Fidelity, including, without limitation, Fidelity® Wealth Services and Fidelity® Strategic Disciplines. While there are no program enrollment fees, eligible managed accounts are charged an advisory fee.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Fidelity Charitable® is the brand name for Fidelity Investments® Charitable Gift Fund, an independent public charity with a donor-advised fund program. Various Fidelity companies provide services to Fidelity Charitable. The Fidelity Charitable name and logo and Fidelity are registered service marks of FMR LLC, used by Fidelity Charitable under license.

"Giving Account" is a registered service mark of the Trustees of Fidelity® Charitable.

Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay is a trademark of Apple Inc.

Google, Google Pay and the Google Logo are trademarks of Google LLC.

©2020 Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd. Use only in accordance with law.

© 2021 The Kiplinger Washington Editors. Used under License.

Fidelity Go® provides discretionary investment management for a fee. Advisory services offered by Fidelity Personal and Workplace Advisors LLC (FPWA), a registered investment adviser. Brokerage services provided by Fidelity Brokerage Services LLC (FBS), and custodial and related services provided by National Financial Services LLC (NFS), each a member NYSE and SIPC. FPWA, FBS and NFS are Fidelity Investments companies.

The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.

Fidelity® and Elan Financial Services are separate companies.

Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to a license from Visa U.S.A., Inc.

Third-party trademarks appearing herein are the property of their respective owners. All other service marks are property of FMR LLC.

Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917

Источник: https://www.fidelity.com/cash-management/visa-signature-card

The best credit card for people who love shopping on Amazon

Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We may receive a commission when you click on links for products from our affiliate partners.

Amazon Prime Rewards Visa Signature Card

Information about the Amazon Prime Rewards Visa Signature Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
  • Rewards

    5% cash back at Amazon.com and Whole Foods Market; 2% back at restaurants, gas stations and drugstores; 1% back on all other purchases

  • Welcome bonus

    $200 Amazon.com gift card upon approval

  • Annual fee

    $0 (but Prime membership is required)

  • Intro APR

    None

  • Regular APR

    14.24% to 22.24% variable

  • Balance transfer fee

    5%, $5 minimum

  • Foreign transaction fee

    None

  • Credit needed

    Excellent/Good

See our methodology, terms apply.

Pros

  • No annual fee
  • $150 Amazon.com gift card upon approval, with no spending requirements
  • 5% back at Amazon.com and Whole Foods Market
  • No fee charged on purchases made outside the U.S.

Cons

  • Prime membership is required
  • The 5% back on groceries only applies to groceries bought on Amazon.com or at Whole Foods Market
  • Estimated rewards earned after 1 year: $590
  • Estimated rewards earned after 5 years: $2,352

Rewards totals incorporate the points earned from the welcome bonus

Who's this for? The Amazon Prime Rewards Visa Signature Card, offered through Chase, rewards users with the highest unlimited cash-back rate of the Amazon branded credit cards Select analyzed. For all purchases made by Prime members at Amazon and Whole Foods, you get a robust 5% cash back. That's one of the key reasons this card was our No. 1 pick overall for online shopping.

In addition to the generous 5% cash back at those two retailers, the card offers users 2% back on purchases made at restaurants, gas stations and drugstores. All other purchases earn 1% cash back.

If you're debating whether an Amazon Prime membership is worth the money, this card could help you decide: As a welcome bonus, cardholders can get a $200 Amazon.com gift card that offsets the $119 annual membership your first year.

Amazon Prime membership gives you access to a number of perks, including free two-day shipping, access to Prime Video and exclusive discounts at Whole Foods.

That said, the Amazon Prime Rewards Visa Signature Card doesn't have the most competitive welcome bonus, and you can do better than 2% back at restaurants, gas stations and drugstores with other rewards cards if those are big spending areas for you.

*First year rewards total incorporates the points earned from the welcome bonus. When we calculated the returns for the Amazon Prime Rewards Visa SignatureCard, we assumed the cardholder would do 75% of their grocery shopping at Whole Foods Market; 25% of their clothing and housekeeping supplies shopping at Amazon. You may earn a higher or lower return depending on your spending habits.

Amazon Rewards Visa Signature Card

Information about the Amazon Rewards Visa Signature Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
  • Rewards

    3% cash back at Amazon.com and Whole Foods Market; 2% back at restaurants, gas stations and drugstores; 1% back on all other purchases

  • Welcome bonus

    $100 Amazon.com gift card upon approval

  • Annual fee

    $0

  • Intro APR

    None

  • Regular APR

    14.24% to 22.24% variable

  • Balance transfer fee

    5%, $5 minimum

  • Foreign transaction fee

    None

  • Credit needed

    Excellent/Good

See our methodology, terms apply.

Pros

  • No annual fee
  • No Prime membership required
  • $50 Amazon gift card upon approval, with no spending requirements
  • 3% back at Amazon and Whole Foods Market
  • No fee charged on purchases made outside the U.S.

Cons

  • The 3% back on groceries only applies to groceries bought on Amazon or at Whole Foods Market
  • Estimated rewards earned after 1 year: $399
  • Estimated rewards earned after 5 years: $1,835

Rewards totals incorporate the points earned from the welcome bonus

Who's this for? If you don't have an Amazon Prime membership but still frequently use the website to shop, another option is the Amazon Rewards Visa Signature Card. This credit card does not require a Prime membership and still offers 3% back at Amazon and Whole Foods, along with the 2% back at restaurants, gas stations and drugstores.

New cardholders get a $100 Amazon gift card once their application is approved. Cardholders can also benefit from no foreign transaction fees and select travel benefits, such as travel accident insurance, auto rental collision damage waiver and lost luggage reimbursement.

If you later decide to become a Prime member, you'll be upgraded to the Prime version of this card.

*First year rewards total incorporates the points earned from the welcome bonus. When we calculated the returns for the Amazon Rewards Visa Signature Card, we assumed the cardholder would do 75% of their grocery shopping at Whole Foods Market; 25% of their clothing and housekeeping supplies shopping at Amazon. You may earn a higher or lower return depending on your spending habits.

Amazon Store Card

Information about the Amazon Store Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
  • Rewards

    None

  • Welcome bonus

    $10 Amazon.com gift card upon approval

  • Annual fee

    $0

  • Intro APR

    Pay no interest on all Amazon purchases of $150 or more if the entire purchase amount is paid in full within 6, 12 or 24 months

  • Regular APR

    25.99% variable

  • Balance transfer fee

    Not applicable

  • Foreign transaction fee

    Not applicable

See our methodology, terms apply.

Pros

  • No annual fee
  • $10 Amazon.com gift card upon approval, with no spending requirements
  • Various promotional financing offers

Cons

  • Deferred interest means you have to pay all interest you incurred during the intro period if you don’t pay your balance in full before it ends
  • No rewards program
  • This card can only be used at Amazon
  • High APR

Who's this for? If you're not a Prime member but still looking to make a big purchase on Amazon, the Amazon.com Store Card, offered through Synchrony, gives you access to interest-free financing for 6, 12 or 24 months.

Special financing

  • Pay no interest on Amazon.com purchases of $150 or more if the entire purchase amount is paid in full within 6 months.
  • Pay no interest on Amazon.com purchases of $600 or more if the entire purchase amount is paid in full within 12 months.
  • Pay no interest on select Amazon.com purchases of $800 or more if the entire purchase amount is paid in full within 24 months.

Equal monthly payments

  • Make equal monthly payments for 6 months on Amazon.com purchases of $150 or more and pay no interest.
  • Make equal monthly payments for 12 months on Amazon.com purchases of $600 or more and pay no interest.
  • Make equal monthly payments for 24 months on select Amazon.com purchases and pay no interest.

During the special financing period, you're still required to make at least the minimum monthly payment. In order to get the full benefit, you need to pay off the entire balance before the intro period ends, or else you'll incur all the interest you accrued during the 6-, 12- or 24-month period (known as deferred interest). Once the intro period ends, there's a high 25.99% variable APR.

There are not any cash-back rewards for spending, but you can get a $10 Amazon gift card once you are approved for a credit card.

Amazon Prime Store Card

Information about the Amazon Prime Store Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
  • Rewards

    5% back on Amazon.com

  • Welcome bonus

    $10 Amazon.com gift card upon approval

  • Annual fee

    $0

  • Intro APR

    Pay no interest on all Amazon purchases of $150 or more if the entire purchase amount is paid in full within 6, 12 or 24 months

  • Regular APR

    25.99% variable

  • Balance transfer fee

    Not applicable

  • Foreign transaction fee

    Not applicable

See our methodology, terms apply.

Pros

  • No annual fee
  • $10 Amazon.com gift card upon approval, with no spending requirements
  • High 5% back at Amazon.com
  • Various promotional financing offers

Cons

  • Deferred interest means you have to pay all interest you incurred during the intro period if you don’t pay your balance in full before it ends
  • Prime membership is required
  • The 5% back only applies to Amazon.com purchases
  • This card can only be used at Amazon

Who's this for? The Amazon Prime Store Card, available to those with a Prime membership, has the same promotional financing offers as the Amazon Store Card above, as well as cash-back rewards.

With this card, you can earn 5% back on Amazon.com purchases but, unlike with the Amazon Prime Rewards Visa Signature Card and Amazon Rewards Visa Signature Card, you do not earn cash back at Whole Foods, restaurants, gas stations, drugstores or any other purchase.

Cardholders have to choose between earning 5% back or using a promotional financing period. For example, if you purchase a 65-inch flat screen TV for $900, you're eligible for a financing plan in which you would not pay interest for two years. But if you take advantage of the financing, you wouldn't receive the 5% cash-back reward (worth $45) on that $900 purchase.

Learn more:

Amazon credit card comparison

Benefits Amazon Prime Rewards Visa Signature Card Amazon Rewards Visa Signature Card Amazon Store Card Amazon Prime Store Card
Annual fee$0 $0 $0 $0
Prime membership requiredYesNoNoYes
APR14.24% to 22.24%14.24% to 22.24%25.99%25.99%
Rewards5% cash back at Amazon.com and Whole Foods Market; 2% back at restaurants, gas stations and drugstores; 1% back on all other purchases3% cash back at Amazon.com and Whole Foods Market; 2% back at restaurants, gas stations and drugstores; 1% back on all other purchasesNone5% cash back at Amazon.com
Welcome bonus$150 Amazon.com gift card upon approval$50 Amazon.com gift card upon approval$10 Amazon.com gift card upon approval$10 Amazon.com gift card upon approval
Special financing offerNoneNonePay no interest on all Amazon.com purchases of $150 or more if the entire purchase amount is paid in full within 6, 12 or 24 months. Terms apply.Pay no interest on all Amazon.com purchases of $150 or more if the entire purchase amount is paid in full within 6, 12 or 24 months. Terms apply.

Our methodology

To determine which Amazon card will put the most money back in your pocket, Select compared the four Amazon cards on a range of features, including cash-back rewards, annual fee, welcome bonus, introductory and standard APR, balance transfer fee and foreign transaction fees, as well as factors such as required credit and customer reviews when available.

Select teamed up with location intelligence firm Esri. The company's data development team provided the most up-to-date and comprehensive consumer spending data based on the 2019 Consumer Expenditure Surveys from the Bureau of Labor Statistics. You can read more about their methodology here.

Esri's data team created a sample annual budget of approximately $22,126 in retail spending. The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). General purchases include items such as housekeeping supplies, clothing, personal care products, prescription drugs and vitamins, and other vehicle expenses.

Select used this budget to estimate how much the average consumer would save over the course of a year, two years and five years, assuming they would attempt to maximize their rewards potential by earning all welcome bonuses offered and using the card for all applicable purchases. All rewards total estimations are net the annual fee.

It's important to note the value of a point or mile varies from card to card and based on how you redeem them. When we calculated the estimated returns, we assumed that cardholders are redeeming cash back for a typical maximum value of 1 cent per point or mile. (Extreme optimizers might be able to achieve more value.)

Our final picks are weighted heavily toward the highest five-year returns, since it's generally wise to hold onto a credit card for years. This method also avoids giving an unfair advantage to cards with large welcome bonuses.

While the five-year estimates we've included are derived from a budget similar to the average American's spending, you may earn a higher or lower return depending on your shopping habits.

Don't miss:

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
Источник: https://www.cnbc.com/select/when-and-why-the-amazon-prime-credit-card-is-worth-getting/

Contact Amazon Customer Service

Amazon Phone Numbers and Emails

Toll-Free Number:

  • (866) 216-1075

    Amazon Payments, Inc.

Customer Service:

  • (877) 375-9365

    Amazon Alexa (In the US)

  • (206) 922-0197

    Amazon Alexa (Outside the US)

  • (833) 674-7268 how to view student loan account number

    Amazon Business American Express Card (American Express)

  • (866) 216-1075

    Amazon Payments, Inc.

  • (888) 247-4080

    Amazon Rewards Visa Signature Card (Chase Bank)

  • (800) 346-5538

    Amazon.com Business Rewards Visa Card (Chase Bank)

  • (866) 634-8380

    Amazon.com Corporate Revolving Credit (Synchrony Bank)

  • (866) 634-8379

    Amazon.com Store Card (Synchrony Bank)

  • (206) 922-0880

    International

  • (866) 634-8381

    Pay-In-Full Credit Line (Synchrony Bank)

  • (888) 280-4331

    USA and Canada

  • (800) 372-8066
  • +44 800 279 7234

    UK

Investors/ Franchasing:

  • (800) 522-6645

    Transfer Agent

Legal:

  • (206) 266-4064

    Copyright Infringement Inquiries

Amazon Emails:

[email protected]

Amazon Payments, Marketplace Web Service Support

Customer Service

Amazon Alexa Support, Amazon Echo Support, Amazon Flex Support, Amazon Kindle Support, Amazon Payments, Report a Merchant, General Support

Investors/ Franchising

Legal

Copyright Infringement Inquiries

Media

Advertising Inquiries, Amazon Web Services PR, PR Inquiries

Report Fraud

Report Suspicious E-mails, Phone Calls, or Webpages

[email protected]

Amazon for Developers

More phone numbers and emailsLess phone numbers and emails

Amazon Contact Information

Corporate Office Address:

Amazon.com, Inc.

P.O. Box 812262021 7th Avenue

Seattle,Washington98108-1226

United States

Other Info (opening hours):

Transaction Disputes

Amazon Payments, Inc.

P.O. Box 81226

Seattle, WA 98108-1226

Amazon Digital UK Ltd

1 Principal Place

Worship Street

London

EC2A 2FA

Edit Business Info

How to Contact Amazon?

What is Amazon Customer Service Phone Number?

If you need to contact the Amazon customer service by phone, you may use one of the numbers that the company provides. The Amazon phone numbers vary depending on the location.

The first option that you can use to contact Amazon is a toll-free number: (866) 216 -1075. For legal issues, you should dial: (206) 266 – 4064. When having problems with payments, it’s best to use this Amazon phone number: (866) 216 -1075.

If you can’t reach the company representatives, you may also find out the accurate Amazon phone number to call on their help center page. Scroll down on the page and click on “Contact Us”. Make sure to select a category under which your issue falls. Then, scroll down to the “talk to someone” segment and click on “phone”.

Before you contact Amazon customer support, ensure to have all the information about your account at hand including your full name, address, credit card information, and details about your last purchase. The Amazon customer service representative will send a verification code to your phone at the start of the call that requires confirmation.

After you dial the phone number, the company’s voicemail system will provide you with the following step-by-step instructions:

Hi, welcome to Amazon customer service. Please be aware that when calling Amazon.com customer service, your call may be recorded for training purposes.

To continue we need to confirm your account than by asking you a few questions. If it is okay, we will send you a text message with the link to follow. Charges may apply. Press 1 to send you a text message.

So, tell me, why are you calling today?

Describe your issue in a few words. You can say things like: problem with payment, kindle account.

Just a moment an associate will join you shortly.

Press 1 for Kindle questions, and you will be connected to the next available agent.

Note that answers to common questions can be found in the help pages of the website.

You can also email Amazon by following the contact us links on the website.

Press 2 to change an order or update your accounts setting. The wait time is usually less than a minute.

You can find video demonstrations for registering new kindle connections to Wi-Fi, setting payment methods and item delivery.

To help us assist you as quickly as possible, please have your order number ready.

Contact Amazon Customer Service Via Social Networks

The Amazon customer service representatives can be reached through the various social media pages including @Amazonhelp on Twitter or direct messaging on them on the Amazon Facebook and Instagram pages.

The Amazon customer service chats on Twitter reveal that the company provides quick responses. So, if you don’t know how to call Amazon customer service, you can either tweet or direct message the support representatives. Make sure to provide personal information only in the direct message to the Amazon Help Twitter page to avoid scams.

You can also send a direct message to Amazon support via Facebook. However, it’s not clear is Amazon customer care promptly answers Facebook queries.

Read More
More information

Amazon Rating Based on 6.1K Reviews

Rating details

Exchange, Refund and Cancellation Policy

Rating Details

Exchange, Refund and Cancellation Policy

Product or Service Quality

Diversity of Products or Services

Discounts and Special Offers

Close

All 13.9K Amazon reviews

Summary of Amazon Customer Service Calls

amazon prime tracking number TOTAL
CALLS

call wells fargo 1 800 number 07:09 AVG CALL
DURATION

18% ISSUES
RESOLVED

Top Reasons of Customers Calls

Consumers Call the Most From

Why Do People Call Amazon Customer Service?

Payments and Charges Question:

  • “Overcharged” onb bank evansville
  • “Redeem amazon prime payment or possible reversal (I know longer new you services at this time. ) And my back will change me a late fee if you follow through with the payment that is supposed to come out of my debit checking account, and overdrafting” phone number for amazon prime credit card
  • “I had a transaction charge to my card that I did not authorize the transaction”

Shipping and Delivery Question:

Account Question:

  • “My account is ohold for a stoopid reason,cant send a copy of a virtual cardbut anyvways i orderd a 2000 dollar phone its a gift i need to track iti”
  • “They still taking money out of my account”
  • “Amazon deduct extra from my account” how do i find my wells fargo 401k account number

Return/ Replace Question:

Request for Information Question:

Refund Question:

Activation/ Cancellation Usa mobility “Cancel order”
  • “Cancelled account”
  • merger of suntrust and bb&t “Unsubscribe”
  • Product/ Service Question:

    Cards Question:

    • “Gift card issue”
    • “Accidentally applied for a credit card. Please stop it”
    • “Keep taking money off my card” phone number for amazon prime credit card

    Staff Question:

    Employment Question:

    • “Cant get paid for yellowstone season 4 epis 5”
    • “Employment”
    • “Job application”

    Website/ Application Question:

    • “Application”
    • “Bought kindle edition books on amazon website paid using gift card said was delivered and did not receive merchandise” ally bank lease trust phone number
    • “Cant get onsite”

    Other Question:

    • “Problems plural”
    • “Lost package”
    • “Like to change the name on my order”

    About

    Amazon Return Policy

    To read more: https://www.amazon.com/gp/css/returns/homepage.html/ref=footer_hy_f_4

    Amazon Privacy Policy

    Amazon.com knows that The User care how information about The User of Website is used and shared, and Amazon appreciate The Client's trust that The Company will do so carefully and sensibly. This notice describes Amazon's' privacy policy. By visiting Amazon.com, The User of Website are accepting the practices described in this Privacy Notice. The information Website learn from customers helps The Company personalize and continually improve The Customer's Amazon experience. Here are the types of information Amazon gather. Information about Company's customers is an important part of Amazon's' business, and The Company are not in the business of selling it to others. Amazon share customer information only as described below and with subsidiaries Amazon.com, Inc. controls that either are subject to this Privacy Notice or follow practices at least as protective as those described in this Privacy Notice. Third-Party Service Providers: Website employ other companies and individuals to perform functions on Company's behalf.

    To read more: https://www.amazon.com/gp/help/customer/display.html/ref=footer_privacy

    Top Amazon Services

    Shipping Service, Customer Care, Prime Membership

    Top Amazon Products how to pay amazon store card balance

    Account, Gift Card, Website

    Amazon Pros and Cons

    Pros: I really love amazon and this time i was truly disappointed, Convenience, I have used amazon many many times, No help from customer service, Ordering online

    Cons: Bad customer service, Lack of customer support, No manager follow up, No help from customer service, Causing customers very serious stress

    Related Companies

    Amazon UK, Amazon Canada, Amazon Prime Video, Amazon Logistics, Twitch

    phone number for amazon prime credit card Summary

    Amazon.com, Inc. is an American publicly held company. The company specializes in electronic commerce. Amazon is headquartered in Seattle, Washington. Amazon.com was launched as an on-line bookstore by Jeff Bezos in 1995. Later on the web site expanded into the other products lines of videotapes, DVD, music CDs, computer software, apparel, electronics, jewelry, sporting goods, toys, baby products, furniture, and so much more.
    Amazon was one of the very first companies to sell merchandise on the Internet. In 1997 the company completed its initial public offering.

    Amazon managed to survive the dot.com bubble burst in the end of 1990s and get profitable again.

    Amazon reviews and complaints

    Amazon is ranked 44 out of 397 in Auctions and Marketplaces category

    Area Served

    USA, UK, Worldwide, Europe, Canada, Other, Asia

    Edit Description

    Compare Amazon To

    Companies are selected automatically by the algorithm. A company's rating is calculated using a mathematical algorithm that evaluates the information in your profile. The algorithm parameters are: user's rating, number of resolved issues, number of company's responses etc. The algorithm is subject to change in future.

    Ebay
    Источник: https://amazon.pissedconsumer.com/customer-service.html

    ↓ Scroll for full terms

    Terms

    IMPORTANT DETAILS ABOUT OFFERS AND BENEFITS OF AMAZON CREDIT CARDS ISSUED BY SYNCHRONY BANK:

    • THE AMAZON.COM STORE CARD AND AMAZON PRIME STORE CARD (EACH, AN “AMAZON STORE CARD”)
    • AMAZON SECURED CARD AND AMAZON PRIME SECURED CARD (EACH, AN “AMAZON SECURED CARD” OR “SECURED CARD”)

    Amazon Store Cards and Secured Cards are issued by Synchrony Bank. If you have questions about any of these cards, call 1-866-634-8379, available 24 hours a day. Amazon Store Card accounts and Secured Card accounts may be used for most purchases at Amazon.com and select physical Amazon stores that accept such card accounts as payment options (see About Amazon.com Store Card Restrictions for a complete list of exceptions). In addition, Amazon Store Card accounts, and Amazon Secured Card accounts opened before January 1, 2021, may be used for purchases from other merchants who have enabled such card accounts as payment options using Amazon Pay.

    1. Limited Time Offer Details. Upon approval of an Amazon Store Card application, an Amazon Gift Card with the value described above will be loaded into your Amazon.com account. Amazon Gift Cards are issued by ACI Gift Cards, Inc., a Washington Company. See Amazon Gift Card Terms and Conditions for complete terms and conditions.

    2. Amazon Store Card Accounts. The Amazon.com Store Card is available to customers with an Amazon.com account, subject to credit approval. The Amazon Prime Store Card, an upgrade from the Amazon.com Store Card, is available to customers with an Eligible Prime Membership only, subject to credit approval. Special financing and equal monthly payments offers may apply to purchases made using an Amazon Store Card. The 5% back benefit may apply to purchases (less returns and other credits) made using an Amazon Store Card (i) when signed into an Amazon.com account with an Eligible Prime Membership, or, (ii) in the case of the Amazon Prime Store Card, when signed into any Amazon.com account so long as the cardholder maintains their Eligible Prime Membership on the Amazon.com account from which they originally applied for the Amazon Store Card, in each case including 1-Click orders and purchases made at physical Amazon locations (in all cases, where 5% back is selected as the default option or where special financing or equal monthly payments is selected as the default option but is not available for the particular purchase).

    3. Amazon Secured Card Accounts. The Amazon Secured Card is available to customers with an Amazon.com account, subject to credit approval. The Amazon Prime Secured Card, an upgrade from the Amazon Secured Card, is available to customers with an Eligible Prime Membership only, subject to credit approval. Equal monthly payments offers may apply to purchases made using the Amazon Secured Card. In addition, special financing offers may apply to purchases made using an Amazon Secured Card account opened before January 1, 2021. For Secured Card accounts opened after January 1, 2021, the 2% back benefit may apply to purchases (less returns and other credits) made using an Amazon Secured Card (i) when signed into an Amazon.com account with an Eligible Prime Membership, or, (ii) in the case of the Amazon Prime Secured Card, when signed into any Amazon.com account so long as the cardholder maintains their Eligible Prime Membership on the Amazon.com account from which they originally applied for the Amazon Secured Card, in each case, including 1-Click orders and purchases made at physical Amazon locations (in all cases, where 2% back is selected as the default option or where equal monthly payments is selected as the default option but is not available for the particular purchase). For Secured Card accounts opened before January 1, 2021, the 5% back benefit may apply to purchases (less returns and other credits) made using an Amazon Secured Card (i) when signed into an Amazon.com account with an Eligible Prime Membership, or, (ii) in the case of the Amazon Prime Secured Card, when signed into any Amazon.com account so long as the cardholder maintains their Eligible Prime Membership on the Amazon.com account from which they originally applied for the Amazon Secured Card, in each case, including 1-Click orders and purchases made at physical Amazon locations (in all cases, where 5% back is selected as phone number for amazon prime credit card default option or where special financing or equal monthly payments is selected as the default option but is not available for the particular purchase).

    4. How The Two Sets of Features of the Secured Card Work. Secured Card accounts have two sets of features: The Secured Card features and the Store Card features. Each set of features has a different Purchase APR and Late Payment Fee as shown below and may have different rewards available.

    • The Secured Card features include a standard purchase APR of 10% and a Late Fee of $5. The Store Card features include a standard variable purchase APR of 25.99% and a Late Fee of up to $38. These APRs and fees are accurate as of 01/15/2021. The purchase APR under the Store Card features will vary with the market based on the Prime Rate (as defined in the credit card agreement).
    • Upon approval, you will only be able to access the Secured Card features. To access the Secured Card features, you will be required to provide Synchrony Bank with a security deposit, the amount of which will equal the credit limit on your account.
    • After you have been an accountholder for 12 months, Synchrony Bank will consider whether you are eligible to opt in to access the Store Card features of the account based on specific eligibility criteria and your credit profile. If you are eligible, Amazon will notify you and provide you with important information to help you decide whether to retain the Secured Card features or convert to the Store Card features. The Store Card features do not require a security deposit, but has a higher Purchase APR and Late Payment Fee and may have different rewards.
    • If you choose to convert to the Store Card features:
      • ✓ Your access to the Secured Card features will be permanently disabled.
      • ✓ Your security deposit will be returned, minus the amount needed to pay off any: (a) existing non-promotional balance, (b) expiring which island in the keys has the best beaches 2 months) deferred interest promotional balances and required payment due on an equal monthly payments balance, and (c) remaining minimum payment due on the account if not covered by (a) and (b) above
      • ✓ Synchrony Bank will provide you with a replacement card and card number to access the Store Card features. Your new card will be automatically added to your Amazon wallet.

    5. Updating from the Amazon.com Store Card to the Amazon Prime Store Card or from the Amazon Secured Card to the Amazon Prime Secured Card. At the time you become both (i) a cardholder of an Amazon.com Store Card or an Amazon Secured Card and (ii) a customer with an Eligible Prime Membership, your card will automatically be updated to the Amazon Prime Store Card or Amazon Prime Secured Card, respectively. “Eligible Prime Memberships” only apply to Amazon.com accounts (and not accounts on any other affiliated websites outside the U.S.) and may include, in Amazon’s sole discretion: annual and monthly Amazon Prime subscriptions and members of their Amazon Household (excluding Amazon Prime Video and invited guests of an Amazon Prime account), Amazon Prime Fresh, Amazon Family, Phone number for amazon prime credit card Prime Student and trial memberships of Amazon Prime. The Amazon Prime Store Card and Amazon Prime Secured Card are governed by the same Synchrony Bank terms and privacy policy as the Amazon.com Store Card and Amazon Secured Card, respectively. If you cease to be a customer with an Eligible Prime Membership, your Amazon Prime Store Card or Amazon Prime Secured Card, as the case may be, will be changed back to an Amazon.com Store Card or an Amazon Secured Card, respectively, without any change to the set of features applicable to your account.

    6. Important information about your benefits and offers. To view or adjust your default option between % back (if available), special financing (if available) or equal monthly payments, visit www.amazon.com/storecard (for Amazon Store Card accounts or Secured Card accounts that have converted to the Store Card features) or www.amazon.com/securedcard (for Secured Card accounts that have not converted to the Store Card features), sign in to ‘Your Account’ (if not already signed in), and select the radio button for your desired option. Your default option will also be applied to your 1-Click orders and purchases made at physical Amazon locations. If your default option is special financing or equal monthly payments and neither is available for a specific purchase, then (if available) the applicable % back benefit, if any, will apply. The % back benefit cannot be combined with any special financing or equal monthly payments offer. You will have the option to apply the applicable % back benefit (if available) or the longest available equal monthly payments or special financing offer(s) displayed during checkout to your purchase. If your default benefit is equal monthly payments or special financing, and multiple equal monthly payments or special financing offers are available for a specific purchase, the equal monthly payments or special financing offer, as applicable, with the longest available promotion length will apply. If special financing was your default benefit prior to June 26, 2019, then from and after that date, equal monthly payments will automatically become your default benefit; to change your default benefit, visit www.amazon.com/storecard, sign in to ‘Your Account’ (if not already signed in), and select the radio button for your desired option. If no change is made during the checkout process, and your default benefit is available for your purchase, your default benefit will be applied to your purchase.

    7. % Back Benefit. All purchases (less returns and other credits) to which the % back benefit applies will result in your receiving rewards points equal to the applicable % of such purchases on your Amazon Store Card or Secured Card, as the case may be, except as provided below. We may, from time to time at our discretion, supplement the % back benefit by offering bonus rewards points for certain purchases. In such cases, the total rewards points offered for such purchases will be noted on the relevant product page or during checkout, and this section will apply to the % back benefit inclusive of any bonus rewards points. The % back benefit cannot be combined with any special financing or equal monthly payments offer; you will have the option to apply either (a) any available special financing or equal monthly payments offer or (b) the % back benefit, but not both, to your purchase. If no selection is made during the checkout process, your default option will be applied to your purchase, provided such default option is available. The % back benefit is the default option for all purchases of less than $150. We reserve the right to remove any person from the % back benefit in the event of any fraud or abuse in connection with the benefit. We reserve the right to discontinue or alter the terms of the % back benefit at any time.

    8. Rewards Points and Redemption. You may see rewards points referred to simply as rewards and reflected as a dollar balance (versus a points balance), with $1 of rewards being equivalent to 1 rewards point. You may redeem your rewards points for eligible purchases at Amazon.com. Alternatively, you may also elect to either (a) redeem your rewards points as a one-time statement credit or (b) automatically redeem your available rewards points balance as a statement credit at the end of each subsequent billing cycle, in each case by visiting your Synchrony Bank online account management page (www.syncbank.com/amazon) or by directly contacting Synchrony Bank. Your Amazon Store Card or Secured Card account must be open and in good standing to redeem rewards points and at the time any statement credit is posted to that account. If your Amazon Store Card or Secured Card account is closed, you will forfeit any unredeemed rewards points. Please allow up to two billing cycles (a) for your earned rewards points to be credited to your Amazon Store Card or Secured Card account and (b) if you elect to redeem your rewards points as a statement credit, for such statement credit to be applied to your Amazon Store Card or Secured Card account. If any of the products related to your original order are returned, subject to Amazon’s returns and refunds policies, you will receive any refund due to you by first refunding the amount charged to your card and, if any refund is still due, then by the return of rewards points. If a refund of your rewards points cannot be processed by Synchrony Bank for reasons including, but not limited to, closure of your Amazon Store Card or Secured Card account, then Amazon will issue an Amazon Gift Card to you for an amount equal to the value of the rewards points used towards your returned purchase. If you return a purchase made with rewards points, allow up to 5 days for the value of the rewards points redeemed to be credited back to your account.

    9. SPECIAL FINANCING AND EQUAL MONTHLY PAYMENTS: These offers are subject to credit approval.

    • For Amazon Store Card accounts and Secured Card accounts that have converted to the Store Card features: The standard variable purchase APR is 25.99% and is accurate as of 01/15/2021 and will vary with the market based on the Prime Rate (as defined in your credit card agreement). Minimum interest charge is $1.50.
    • For Secured Card accounts that have not converted to the Store Card features: The standard purchase APR is 10%. Minimum phone number for amazon prime credit card charge is $1.50.

    Existing cardholders should see their credit card agreement for their applicable terms. We reserve the right to make special financing and/or equal monthly payments unavailable on any purchase at any time in our sole discretion; in such cases, and if special financing and/or equal monthly payments would otherwise have been available, we will notify you of such unavailability prior to or during checkout. We reserve the right to discontinue the special financing and equal monthly payments offers or alter the terms applicable thereto at any time.

    Special financing offers: No interest if paid in full within 6, 12 or 24 months. Available using Amazon Store Card accounts, Secured Card accounts opened prior to January 1, 2021, and Secured Card accounts that have converted to the Store Card features (each, a ‘Special Financing-Enabled Card account’). Interest will be charged to your Special Financing-Enabled Card account from the purchase date if the promotional balance is not paid in full within 6, 12 or 24 months respectively. Minimum monthly payments required. If products are eligible for a special financing offer, such eligibility, together with the applicable promotion length, will be noted during checkout. The special financing offer will apply to the qualifying product, and all other items in the same order, when payment is made using a Special Financing-Enabled Card account. No interest will be assessed on the promotional balance if you pay the promotional balance in full within the applicable promotional period. If you do not, interest will be assessed on the promotional balance from the date of the purchase. Promotional balance includes the purchase amount, taxes, shipping charges and any optional debt cancellation charges related to the relevant purchase. The subtotal, which excludes shipping, handling and taxes, is used in determining whether the applicable minimum purchase amounts shown above have been met. If Amazon-sold products are eligible for 24 months phone number for amazon prime credit card financing, such designation will be noted during checkout. If you have chosen special financing as your default payment option and special financing is available on your purchase, 1-Click orders and purchases made at physical Amazon locations will default to the special financing offer with the longest promotion length for which the purchase is eligible. Special financing offers cannot be combined with any equal monthly payments offer or the % back benefit. If your purchase includes a recurring subscription, then the first month’s subscription fee (but not any subsequent monthly subscription fees) will also be included in the promotional purchase balance. Your first Subscribe and Save order using a Special Financing-Enabled Card account is eligible for a special financing offer; subsequent Subscribe and Save orders are not. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off the purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after this special financing promotion ends, to promotional purchases. Special financing offers are not available on Amazon Secured Card or Amazon Prime Secured Card accounts opened after January 1, 2021 while the Secured Card features are being accessed.

    Equal monthly payments offer: Pay for your purchase of eligible products with equal monthly payments and 0% APR. Available using all Amazon Store Card accounts and Secured Card accounts (each, an ‘Equal Monthly Payments-Enabled Card account’). No interest will be charged on the promotional purchase balance (which includes the purchase amount, taxes, shipping charges and any optional debt cancellation charges related to the relevant purchase) and equal monthly payments are required in the amount of the total initial promotional purchase (including the purchase amount, taxes and shipping charges) divided by the designated number of equal monthly payments, until the promotional balance is paid in full. If you do not make a required equal monthly payment on time, a late fee may be added to the minimum amount otherwise due on your Equal Monthly Payments-Enabled Card account in the following billing cycle; such late fees will accrue interest at the applicable standard purchase APR listed above. If products are eligible for an equal monthly payments offer, such eligibility, together with the designated number of equal monthly payments, will be noted during checkout. The equal monthly payments offer will apply to the qualifying product, and all other items in the same order, when payment is made using an Equal Monthly Payments-Enabled Card account. Optional debt cancellation charges will not be included in the calculation of the equal monthly payment, but such charges may require you to make payments for additional months. The equal monthly payment may be higher or lower than the minimum payment that would be required if the purchase was a non-promotional purchase. The equal monthly payment calculated will not be increased to but may be included in the minimum amount otherwise due on your account or will be added to your minimum payment for other balances on your account. If you have chosen equal monthly payments as your default payment option and equal monthly payments is available on your purchase, 1-Click orders and purchases made at physical Amazon locations will default to the phone number for amazon prime credit card monthly payments offer with the longest promotion length for which the purchase is eligible. Equal monthly payments offers cannot be combined with any special financing offer or the % back benefit. A monthly payment, if shown in advertising, should allow you to pay off the qualifying purchase (excluding taxes, shipping charges, or optional debt cancellation charges) within the promotional period if: (1) the purchase is and will be the only balance on the account during the promotional period (this means that you do not incur any additional fees or charges on your account and no other items are purchased with this order), (2) you make the payment by the due date each month, and (3) the purchase is subject to the equal monthly payments offer. Taxes and shipping charges imposed at checkout on this order will require you to make a higher monthly payment than shown. The monthly payment calculated for each equal monthly payments offer will be added to your minimum payment for other balances on your account, and will only apply if the equal monthly payments offer advertised is selected or set as the default benefit on your account. Amazon may designate any product as eligible for an equal monthly payments offer, and may designate the number of equal monthly payments associated with such equal monthly payments offer, in its sole discretion. If your purchase includes a recurring subscription, then the first month’s subscription fee (but not any subsequent monthly subscription fees) will also be included in the promotional purchase balance. atlantic federal credit union topsham

    10. No Annual Fee. There is no annual fee associated with an Amazon Store Card or Secured Card account. See the APR for new accounts at the beginning of the special financing and equal monthly payments section above.

    11. Zero Fraud Liability. You will not be held liable in the event of unauthorized use. You agree that unauthorized use does not include use by a person to whom you have given authority to use your Amazon Store Card or Secured Card account, as the case may be, and that you will duke energy pay bill number liable for all use by such a person.

    Источник: https://www.amazon.com/Synchrony-Bank-Amazon-com-Store-Card/dp/B008A0GNA8

    The best credit card for people who love shopping on Amazon

    Select’s editorial team works independently to review financial products and write articles we think our readers will find useful. We may receive a commission when you click on links for products from our affiliate partners.

    Amazon Prime Rewards Visa Signature Card

    Information about the Amazon Prime Rewards Visa Signature Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
    • Rewards

      5% cash back at Amazon.com and Whole Foods Market; 2% back at restaurants, gas stations and drugstores; 1% back on all other purchases

    • Welcome bonus

      $200 Amazon.com gift card upon approval

    • Annual fee

      $0 (but Prime membership is required)

    • Intro APR

      None

    • Regular APR

      14.24% to 22.24% variable

    • Balance transfer fee

      5%, $5 minimum

    • Foreign transaction fee

      None

    • Credit needed

      Excellent/Good

    See our methodology, terms apply.

    Pros

    • No annual fee
    • $150 Amazon.com gift card upon approval, with no spending requirements
    • 5% back at Amazon.com and Whole Foods Market
    • No fee charged on purchases made outside the U.S.

    Cons

    • Prime membership is required
    • The 5% back on groceries only applies to groceries bought on Amazon.com or at Whole Foods Market

    Rewards totals incorporate the points earned from the welcome bonus

    Who's this for? The Amazon Prime Rewards Visa Signature Card, offered through Chase, rewards users with the highest unlimited cash-back rate of the Amazon branded credit cards Select analyzed. For all purchases made by Prime members at Amazon and Whole Foods, you get a robust 5% cash back. That's one of the key reasons this card was our No. 1 pick overall for online shopping.

    In addition to the generous 5% cash back at those two retailers, the card offers users 2% back on purchases made at restaurants, gas stations and drugstores. All other purchases earn 1% cash back.

    If you're debating whether an Amazon Prime membership is worth the money, this card could help you decide: As a welcome bonus, phone number for amazon prime credit card can get a $200 Amazon.com gift card phone number for amazon prime credit card offsets the $119 annual membership your first year.

    Amazon Prime membership gives you access to a number of perks, including free two-day shipping, access to Prime Video and exclusive discounts at Whole Foods.

    That said, the Amazon Prime Rewards Visa Signature Card doesn't have the most competitive welcome bonus, and you can do better than 2% back at restaurants, gas stations and drugstores with other rewards cards if those are big spending areas for you.

    *First year rewards total incorporates the points earned from the welcome bonus. When we calculated the returns for the Amazon Prime Rewards Visa SignatureCard, we assumed the cardholder would do 75% of their grocery shopping at Whole Foods Market; 25% of their clothing and housekeeping supplies shopping at Amazon. You may earn a higher or lower return depending on your spending habits.

    Amazon Rewards Visa Signature Card

    Information about the Amazon Rewards Visa Signature Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
    • Rewards

      3% cash back at Amazon.com and Whole Foods Market; 2% back at restaurants, gas stations and drugstores; 1% back on all other purchases

    • Welcome bonus

      $100 Amazon.com gift card upon approval

    • Annual fee

      $0

    • Intro APR

      None

    • Regular APR

      14.24% to 22.24% variable

    • Balance transfer fee

      5%, $5 minimum

    • Foreign transaction fee

      None

    • Credit needed

      Excellent/Good

    See our methodology, terms apply.

    Pros

    • No annual fee
    • No Prime membership required
    • $50 Amazon gift card upon approval, with no spending requirements
    • 3% back at Amazon and Whole Foods Market
    • No fee charged on purchases made outside the U.S.

    Cons

    • The 3% back on groceries only applies to groceries bought on Amazon or at Whole Foods Market
    • Estimated rewards earned after 1 year: $399
    • Estimated rewards earned after 5 years: $1,835

    Rewards totals incorporate the points earned from the welcome bonus

    Who's this for? If you don't have an Amazon Prime membership but still frequently use the website to shop, another option is the Amazon Rewards Visa Signature Card. This credit card does not require a Prime membership and still offers 3% back at Amazon and Whole Foods, along with the 2% back at restaurants, gas stations and drugstores.

    New cardholders get a $100 Amazon gift card once their application is approved. Cardholders can also benefit from no foreign transaction fees and select travel benefits, such as travel accident insurance, auto rental collision damage waiver and lost luggage reimbursement.

    If you later decide to become a Prime member, you'll be upgraded to the Prime version of this card.

    *First year rewards total incorporates the points earned from the welcome bonus. 1st 2nd and 3rd person point of view definition we calculated the returns for the Amazon Rewards Visa Signature Card, we assumed the cardholder would do 75% of their grocery shopping at Whole Foods Market; 25% of their clothing and housekeeping supplies shopping at Amazon. You may earn a higher or lower return depending on your spending habits.

    Amazon Store Card

    Information about the Amazon Store Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.
    • Rewards

      None

    • Welcome bonus

      $10 Amazon.com gift card upon approval

    • Annual fee

      $0

    • Intro APR

      Pay no interest on all Amazon purchases of $150 or more if the entire purchase amount is paid in full within 6, 12 or 24 months

    • Regular APR

      25.99% variable

    • Balance transfer fee

      Not applicable

    • Foreign transaction fee

      Not applicable

    See our methodology, terms apply.

    Pros

    • No annual fee
    • $10 Amazon.com gift card upon approval, with no spending requirements
    • Various promotional financing offers

    Cons

    • Deferred interest means you have to pay all interest you incurred during the intro period if you don’t pay your which island in the keys has the best beaches in full before it ends
    • No rewards program
    • This card can only be used at Amazon
    • High APR

    Who's this for? If you're not a Prime member but still looking to make a big purchase on Amazon, the Amazon.com Store Card, offered through Synchrony, gives you access to interest-free financing for 6, 12 or 24 months.

    Special financing

    • Pay no interest on Amazon.com purchases of $150 or more if the entire purchase amount is paid in full within 6 months.
    • Pay no interest on Amazon.com purchases of $600 or more if the entire purchase amount is paid in full within 12 months.
    • Pay no interest on select Amazon.com purchases of $800 or more if the entire purchase amount is paid in full within 24 months.

    Equal monthly payments

    • Make equal monthly payments for 6 months on Amazon.com purchases of $150 or more and pay no interest.
    • Make equal monthly payments for 12 months on Amazon.com purchases of $600 or more and pay no interest.
    • Make equal monthly payments for 24 months on select Amazon.com purchases and pay no interest.

    During the special financing period, you're still required to make at least the minimum monthly payment. In order to get the full benefit, you need to pay off the entire balance before the intro period ends, or else you'll incur all the interest you accrued during the 6- 12- or 24-month period (known as deferred interest). Once the intro period ends, there's a high 25.99% variable APR.

    There are not any cash-back rewards for spending, but you can get a $10 Amazon gift card once you are approved for a credit card.

    Amazon Prime Store Card

    Information about the Amazon Prime Store Card has been collected walmart order customer service phone number by Select and has not been reviewed or provided by the issuer of the card prior to publication.
    • Rewards

      5% back on Amazon.com

    • Welcome bonus

      $10 Amazon.com gift card upon approval

    • Annual fee

      $0

    • Intro APR

      Pay no interest on all Amazon purchases of $150 or more if the entire purchase amount is paid in full within 6, 12 or 24 months

    • Regular APR

      25.99% variable

    • Balance transfer fee

      Not applicable

    • Foreign transaction fee

      Not applicable

    See our methodology, terms apply.

    Pros

    • No annual fee
    • $10 Amazon.com gift card upon approval, with no spending requirements
    • High 5% back at Amazon.com
    • Various promotional financing offers

    Cons

    • Deferred interest means you have to pay all interest you incurred during the intro period if you don’t pay your balance in full before it ends
    • Prime membership is required
    • The 5% back only applies to Amazon.com purchases
    • This card can only be used at Amazon

    Who's this for? The Amazon Prime Store Card, available to those with a Prime membership, has the same promotional financing offers as the Amazon Store Card above, as well as cash-back rewards.

    With this card, you can earn 5% back on Amazon.com purchases but, unlike with the Amazon Prime Rewards Visa Signature Card and Amazon Rewards Visa Signature Card, you do not earn cash back at Whole Foods, restaurants, gas stations, drugstores or any other purchase.

    Cardholders have to choose between earning 5% back or using a promotional financing period. For example, if you purchase a 65-inch flat screen TV for $900, you're eligible for a financing plan in which you would not pay interest for two years. But if you take advantage of the financing, you wouldn't receive the 5% cash-back reward (worth $45) on that $900 purchase.

    Learn more:

    Amazon credit card comparison

    Benefits Amazon Prime Rewards Visa Signature Card Amazon Rewards Visa Signature Card Amazon Store Card Amazon Prime Store Card
    Annual fee$0 $0 $0 $0
    Prime membership requiredYesNoNoYes
    APR14.24% to 22.24%14.24% to 22.24%25.99%25.99%
    Rewards5% cash back at Amazon.com and Whole Foods Market; 2% back at restaurants, gas stations and drugstores; 1% back on all other purchases3% cash back at Amazon.com and Whole Foods Market; 2% back at restaurants, gas stations and drugstores; 1% back on all other purchasesNone5% cash back at Amazon.com
    Welcome bonus$150 Amazon.com gift card upon approval$50 Amazon.com gift card upon approval$10 Amazon.com gift card upon approval$10 Amazon.com gift card upon approval
    Special financing offerNoneNonePay no interest on all Amazon.com purchases of $150 or more if the entire purchase amount is paid in full within 6, 12 or 24 months. Terms apply.Pay no interest on all Amazon.com purchases of $150 or more if the entire purchase amount is paid in full within 6, 12 or 24 months. Terms apply.

    Our methodology

    To determine which Amazon card will put the most money back in your pocket, Select compared the four Amazon cards on a range of features, including cash-back rewards, annual fee, welcome bonus, introductory and standard APR, balance transfer fee and foreign transaction fees, as well as factors such as required credit and customer reviews when available.

    Select teamed up with location intelligence firm Esri. The company's data development team provided the most up-to-date and comprehensive consumer spending data based on the 2019 Consumer Expenditure Surveys from the Bureau of Labor Statistics. You can read more about their methodology here.

    Esri's data team created a sample annual budget of approximately $22,126 in retail spending. The budget includes six main categories: groceries ($5,174), gas ($2,218), dining out ($3,675), travel ($2,244), utilities ($4,862) and general purchases ($3,953). General purchases include items such as housekeeping supplies, clothing, personal care products, prescription drugs and vitamins, and other vehicle expenses.

    Select used this budget to estimate how much the average consumer would save over the course of a year, two years and five years, assuming they would attempt to maximize their rewards potential by earning all welcome bonuses offered and using the card for all applicable purchases. All rewards total estimations are net the annual fee.

    It's important to note the value of a point or mile varies from card to card and based on how you redeem them. When we calculated the estimated returns, we assumed that cardholders are redeeming cash back for a typical maximum value of 1 cent per point or mile. (Extreme optimizers might be able to achieve more value.)

    Our final picks are weighted heavily toward the highest five-year returns, since it's generally wise to hold onto a credit card for years. This method also avoids giving an unfair advantage to cards with large welcome bonuses.

    While the five-year estimates we've included are derived from a budget similar to the average American's spending, you may earn a higher or lower return depending on your shopping habits.

    Don't miss:

    Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
    Источник: https://www.cnbc.com/select/when-and-why-the-amazon-prime-credit-card-is-worth-getting/

    Contact Chase about Amazon Rewards Card

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    Investing involves market risk, including possible loss of principal, and there is no guarantee that investment objectives will be achieved.

    J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment advisor, member FINRA and SIPC. Annuities are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.

    "Chase Private Client" is the brand name for a banking and investment product and service offering, requiring a Chase Private Client Local food banks in washington dc account.

    Bank deposit accounts, such as checking and savings, may be subject to approval. Deposit products branch banking and trust winston salem nc related services are offered by JPMorgan Chase Bank, N.A. Member FDIC.

    © 2021 JPMorgan Chase & Co.

    Источник: https://www.chase.com/personal/credit-cards/amazon/contact

    A $200 Amazon gift card and 10% back on purchases: The Amazon Prime Rewards Visa Signature Card is great for holiday shoppers

    Editor’s note: This post has been updated with the latest credit cards information and benefits. 


    Amazon Prime Rewards Visa Signature Card overview

    The Amazon Prime Rewards Visa Signature is a solid earner, featuring a 5% return on all Amazon and Whole Foods purchases; 2% on restaurant, gas station and drugstore purchases; and 1% back on everything else, making it a strong contender for those who spend big with Amazon companies. Card rating*: ⭐⭐⭐½

    *Card rating is based on the opinion of TPG’s editors and is not influenced by the card issuer.

    The holidays are right around the corner — which means that Black Friday and Cyber Monday are also rapidly approaching. To kick off this holiday shopping season, Amazon and Chase are offering exclusive promotions on their cobranded credit cards, the Amazon Prime Rewards Visa Signature Card and the Amazon Rewards Visa Card, and both are offering some of their richest sign-up bonuses yet.

    What’s the difference between the two? While neither card charges an annual fee, you can only apply for the former if you are a current Amazon Prime member while the latter is open to the general public. So, you can think of your Prime membership fee of $119 per year as your credit card annual fee if you have the Amazon Prime Rewards Visa.

    Starting today, Nov. 17, until the end of the month, eligible Amazon Prime members who apply for the Amazon Prime Visa Signature card will receive a $200 Amazon gift card immediately upon approval. If you’re not a Prime member and decide to opt for the Amazon Rewards Visa Card instead, you’ll instantly receive a $100 Amazon gift card if you’re approved.

    Additionally, Prime cardholders will earn a whopping 10% back in rewards on select products from eligible Amazon gift guides.

    In this post, we’ll review the Amazon Prime Rewards Visa Signature Card and see if it’s worth applying for, especially if you’re looking to save big on your online shopping this what kind of credit card is chase sapphire season.

    The information for the Amazon Prime Rewards and the Amazon Rewards cards has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

    In This Post

    Who is this card for?

    The Amazon Prime Rewards Visa Signature is meant for those who participate significantly in Amazon’s ecosphere. Available exclusively for Amazon Prime members, it santander customer service number uk free those loyalists with best-in-class earnings of 5% back on purchases on the Amazon website and at the Whole Foods grocery store chain. As a no-annual-fee card, it’s an obvious contender for a spot in your wallet if you’re a Prime member anyway, and deserves respect from even the most hard-core points-and-miles enthusiasts. After all, who doesn’t shop at Amazon at this point?

    However, the card lacks the ability to transfer rewards to travel partners (and thus gain extra potential value for your points), which means that outside those 5% bonus categories, you’re probably better off with another card. It also is subject to Chase’s 5/24 rule, which means if you’ve opened a lot of other cards in the past two years, you might not be approved for it until you fall back below that limit.

    The card offers a solid return on purchases made within Amazon’s wheelhouse, but it is best suited for those who prefer simplicity in their credit card rewards and aren’t interested in maximizing every dollar they spend.

    Sign-up bonus: $200 Amazon gift card

    At the moment, the Amazon Prime Rewards Visa Signature is offering one of its best-ever bonuses — a $200 Amazon gift card valid for purchases at Amazon that is available as soon as you are approved. That’s up from the previous $70-$150 in Amazon gift cards we’ve seen historically.

    For its part, the Amazon Rewards Visa Card is offering a $100 Amazon gift card valid for purchases at Amazon that is available as soon as you are approved. That’s not nearly as attractive and you will probably be better off joining Prime and getting the higher-end card.

    Main benefits and perks

    The Mirage - Seacrest, Florida

    The Amazon Prime card features several solid consumer-focused benefits.

    Among them, its purchase protection ranges up to $500 per claim and $50,000 per account, while its extended warranty protection provides an additional year of coverage on eligible purchases with a manufacturer’s warranty of three years or less.

    The card also has a host of benefits for travelers, including no foreign transaction fees, travel and emergency service, lost luggage reimbursement (up to $3,000 per passenger for you and your immediate family), baggage delay insurance (up to $100 per day for three days if delayed by six or more hours), travel accident insurance and roadside dispatch (for a fee).

    It also includes auto rental collision damage coverage — although unlike credit cards such as the Chase Sapphire Preferred Card, which offer primary rental car coverage, this card only offers secondary car insurance, which kicks in after filing with your personal insurance company.

    These benefits come as a result of its Visa Signature status, which also provides access to the Visa Luxury Hotel Collection. This allows members to book more than 900 hotels around the world with perks that imitate elite status, such as room upgrades and late checkout. You’ll also be able to use the Visa Signature Concierge Service, which can help you with a variety of requests.

    How to earn points

    The main perk of this card is its spending structure. It offers a 5% return on Amazon and Whole Foods purchases. However, it only earns 2% back at restaurants, gas stations and drugstores, which is similar to other no-annual-fee credit cards.

    Purchases made anywhere else earn a flat 1% back. This adds up to a fairly generous return on spending, but those who don’t already have Amazon Prime will need to consider whether the $119 annual cost for the subscription is worth it, especially if they don’t shop with Amazon often.

    The reason it might make sense right now is that Prime cardholders can earn a phenomenal 10% back on select products from eligible gift guides, which can be found here, now through Dec. 20, 2021.

    Among the gift guide categories offering this return are toys; computers, tablets and gaming accessories; home goods; kitchen wares; office products; and more.

    Depending on what you plan to purchase this holiday season and how much you expect to spend, you could walk away with real savings by taking advantage of these offers.

    How to redeem points

    When you’re ready to redeem the points you’ve earned with the Amazon Prime Visa, there are a number of different tracks you can take. No matter what you do, you’ll receive a flat value of 1 cent per point for your redemptions. The easiest method is simply redeeming your rewards for Amazon purchases. There is no minimum amount of points required, and you can use them for all or part of your purchase.

    If you’d prefer cash back, you can deposit your rewards straight to your Chase account. You can also redeem for gift cards with a minimum of 2,500 points.

    Perhaps the most intriguing and least-talked-about option is the ability to redeem your points for travel through Chase, although you’ll have to call in to use your points. Here you get a value of 1 cent per point, so it’s not as much as if you had the Chase Sapphire Reserve, which lets you redeem points at 1.5 cents each through the Chase Ultimate Rewards portal.

    But you’re not missing out on value with this card in particular by redeeming points for travel versus Amazon purchases. And airfare purchased through a third-party site will still accrue bonus miles and elite credit, in addition to granting elite status perks you’ve earned on the airline. The same can’t be said for hotels, which will often disqualify bookings made via online travel agencies from any kind of earning.

    The Chase travel portal also offers tours and activities, which means that you can finance an entire vacation with points earned from your Amazon Prime Visa. At a 5% earning rate, these points will stack up quickly.

    Alternative cards

    You won’t find a better return on your spending at What food delivery is available in my area and Whole Foods with other credit cards, though there are some products that come close.

    The Blue Cash Preferred® Card from American Express

    The Blue Cash Preferred Card from American Express offers 6% back on U.S. home made remedies for nausea purchases (on up to $6,000 in purchases per calendar year, then 1%). It’s a fairly lucrative card overall, also offering 6% on select streaming services in the U.S. and 3% on transit and gas stations. Cash back is received in the form of Reward Dollars that can be redeemed for statement credits. The card comes with a $0 introductory annual fee for the first year, then $95 (see rates and fees).

    The Amex EveryDay® Preferred Credit Card from American Express

    The Amex EveryDay Preferred Credit Card earns 3 Membership Rewards points on U.S. supermarket purchases (on up to $6,000 a year). It also accrues 2 Membership Rewards points per dollar at U.S. gas stations and 1 point per dollar on other purchases. Plus, when you use the card to make 30 transactions or more per billing period, you get a 50% points bonus, which can really improve your earning potential.

    What’s more, this card earns Membership Rewards points that you can transfer to the program’s various airline and hotel partners, making it a strong choice for folks who want to rack up rewards for travel, specifically, rather than just cash back.

    The annual fee is $95.

    The information for the Amex EveryDay Preferred card has been collected independently by The Points Guy. The card details on this page have not been reviewed or provided by the card issuer.

    Chase Freedom Unlimited

    If you’re not a Prime subscriber and still want a solid return on your spending, your best bet would be to go with the Chase Freedom Unlimited. The Freedom Unlimited provides 1.5% cash back on non-bonus purchases (but 5% on travel booked through Ultimate Rewards, and 3% on dining and drugstores).

    You could potentially double the value of your rewards by pairing the Freedom Unlimited with a Chase Sapphire Reserve, Chase Sapphire Preferred Card or Ink Business Preferred Credit Card. By doing so, you’ll be able to redeem your cash back as full-fledged, transferable Ultimate Rewards points, worth 2 cents apiece, based on TPG’s monthly points valuations.

    The card has no annual fee.

    Bottom line

    If you’re a big Amazon shopper who already subscribes to Prime, the Amazon Prime Rewards Visa Signature could be a good option for you — especially with a $200 gift card on the line. With an unbeatable 5% return on Amazon and Whole Foods purchases and a simple redemption system, this card is geared to those who prefer to stay away from the intricacies of points and miles, opting instead for the ease of using a no-annual-fee credit card that earns cash back.

    Additional reporting by Stella Shon. 

    Featured photo by The Points Guy. 

    For rates and fees of the Blue Cash Preferred card, click here.

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    Carissa Rawson is a Points and Miles Reporter at TPG, helping readers get to where they need to go, faster (and cheaper). You can find her in your nearest Priority Pass lounge, sipping free coffee and obsessively researching travel.
    Источник: https://thepointsguy.com/guide/the-best-card-for-amazon-shoppers-amazon-prime-rewards-visa-signature-card/

    AARP helpline confirms rise

    This year, Amazon scams originating from robocalls, texts and emails have been among the top five complaints to AARP's Fraud Watch Network helpline (877-908-3360 toll-free). “Consumer reliance on delivery services such as Amazon during the pandemic has created an environment where Amazon-related scams are now almost as prevalent as some government impostor scams,” says Mark Fetterhoff, a helpline official.

    The Amazon-scam robocalls tend to start with someone saying there has been suspicious activity on your account, and then he asks you to press 1 or call another phone number. Next, the scammer may ask for your Amazon account information. Or he may ask to help you by taking over control of your computer via software that lets him gain access to your credit card, banking and other sensitive information — so he can steal your identity and your money.

    When call volume soars like this, it suggests the scams are working, Quilici says. “It becomes a trend, and criminals are like everybody else: They'll jump on the latest trend.”

    One tip-off to a scamming robocall is the use of incorrect grammar or stilted wording, because the calls often don't originate from countries with native English speakers, he adds.

    Amazon acknowledges problem

    Amazon, for its part, says it is aware that scammers are using the company name to defraud people. It advises consumers to report the matter to the company and to the Federal Trade Commission.

    "These bad actors are misusing our brand to deceive the public, and we will hold them accountable,” Kathryn Sheehan, Amazon's vice president of business conduct and ethics, said in a statement urging consumers to be vigilant “no matter where they shop."

    Amazon just sued some marketers who were allegedly sending fraudulent text messages, pretending to be the company, to drive traffic to online sites selling products and services not related to Amazon. These scammers, who promise rewards for filling out fake surveys, are paid fees for driving traffic to certain merchants.

    Another tip from Amazon: While some of its departments call customers, the retailer will never ask you to disclose or verify sensitive personal information or offer a refund that you do not expect. Amazon suggests protecting your online account with a two-step verification system.

    The best advice, says Quilici of YouMail, is not to trust that any incoming calls are coming from the number showing on your caller ID. If you aren't sure, hang up and log on to your account to find the company's customer service number, he adds.


    Источник: https://www.aarp.org/money/scams-fraud/info-2021/amazon-impostor-calls.html
    phone number for amazon prime credit card

    4 Replies to “Phone number for amazon prime credit card”

    1. so if someone did not file 1099 last year, but worked self employed dec jan feb and march you are not eligible for pua

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