branch banking and trust winston salem nc

BB&T Corporation was one of the largest banking corporations in the United States, based in Winston-Salem, North Carolina. In 2019, BB&T announced its. We love providing the banking services you need with the relationships you value. Visit us in our conveniently located branches. And let our online and mobile. Application by Branch Banking and Trust Company, Winston-Salem, North Carolina, to merge with and be the survivor of said merger with.
branch banking and trust winston salem nc

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Branch Banking and Trust Company of South Carolina

Home > Branch Banking and Trust Company of South Carolina

Status:Inactive as of 2006-12-31
 Merger - Without Assistance
Successor Bank:Truist Bank
Headquarters:Branch Banking and Trust Company of South Carolina
301 College Street
Greenville, SC29601
Established:1973-05-28
FDIC Insurance:1973-05-28
FDIC Cert:#21098
Charter Class:Commercial bank, state charter and Fed nonmember, supervised by the FDIC
# of Branches:101
Total Assets:$7,445,080,000
Total Deposits:$5,707,698,000

History

1973-05-28Institution established: Original name:Community Bank
1985-05-31Reorganized.
1988-02-03Changed name to Branch Banking and Trust Company of South Carolina
1995-05-30Acquired Southern National Bank of South Carolina (18847) in GREENVILLE, SC
1995-11-11Acquired Branch banking and trust winston salem nc Lexington State Bank (19560) in LEXINGTON, SC
1995-11-11Acquired The Community Bank of South Carolina (9925) in VARNVILLE, SC
1997-09-19Acquired United Carolina Bank of South Carolina (9156) in GREER, SC
2001-09-17Acquired First Federal Bank (29333) in SPARTANBURG, SC
2001-11-08Acquired The Southeastern Trust Company (33620) in GREENVILLE, SC
2006-12-31Merged into and subsequently operated as part of Branch Banking and Trust Company (9846) in WINSTON SALEM, NC
2006-12-31Acquired Branch Banking and Trust Company of Virginia (22584) in RICHMOND, VA
2006-12-31Acquired Branch Banking and Trust Company of South Carolina in GREENVILLE, SC
2007-08-18Acquired Coastal Federal Bank (30683) in MYRTLE BEACH, SC
2008-12-12Acquired Haven Trust Bank (35379) in DULUTH, GA as part of a government assisted branch banking and trust winston salem nc Colonial Bank (9609) in MONTGOMERY, AL as part of a government assisted transaction.
2012-08-02Acquired BankAtlantic (30559) in FORT LAUDERDALE, FL
2013-01-01Reorganized.
2013-01-01Acquired BB&T Financial, FSB (34780) in COLUMBUS, GA
2013-05-01Reorganized.
2015-06-19Acquired The Bank of Kentucky, Inc. (33022) branch banking and trust winston salem nc CRESTVIEW HILLS, KY
2015-08-01Acquired Susquehanna Trust & Investment Company (35359) in LANCASTER, PA
2015-08-01Acquired Semper Trust Company branch banking and trust winston salem nc in KING OF PRUSSIA, PA
2015-08-01Acquired Susquehanna Bank (7579) in LITITZ, PA
2016-04-01Acquired National Penn Bank (7414) in ALLENTOWN, PA
2019-12-07Changed name to Truist Bank (9846)
2019-12-07Moved bank headquarters from WINSTON SALEM, NC to CHARLOTTE, NC
2019-12-07Acquired SunTrust Bank (867) in ATLANTA, GA

Financial Information (2006-09-30 and Older)

Assets and Liabilities

Cash and Estadio bbva bancomer mexico Due

Securities

U.S. Government Obligations

Total Debt Securities

Net Loans and Leases

1- 4 Family Residential Net Loans and Leases

Loans to Depository Institutions

Total Loans and Leases in Foreign Offices

Maturity & Repricing for Loans and Leases

Small Business Loans

Loans Restructured in Troubled Debt Restructurings

Other Real Estate Owned

Goodwill and Other Intangibles

Total Deposits

Transaction Accounts

Nontransaction Accounts

Time Deposits of Less Than $100,000

Time Deposits of $100,000 or More

Deposits Based on the $100,000 Reporting Threshold

Deposits Based on the $250,000 Reporting Threshold

Deposits Held in Foreign Offices

Changes in Bank Equity Capital

Total Unused Commitments

Letters of Credit

Total Assets and Liabilities in Foreign Offices

Derivatives

Past Due and Nonaccrual Assets

Past Due 30- 89 Days 1- 4 Family Residential

Past Due 90+ Days 1- 4 Family Residential

Nonaccrual 1- 4 Family Residential

Past Due and Nonaccrual Loans Wholly or Partially US Gvmt Guaranteed

Fiduciary and Related Services

Number of Fiduciary and Related Asset Accounts

Total Fiduciary and Related Assets

Total Managed Assets held in Fiduciary Accounts

Corporate Trust and Agency Accounts

Collective Investment & Common Trust Funds

Gross Fiduciary and Related Services Income

Fiduciary settlements, surcharges, and other losses

Carrying Amount of Assets Covered by FDIC Loss- Share Agreements

Bank Assets Sold and Securitized

Maximum Amount of Credit Exposure Retained

Unused Commitments

Amount of Ownership (Seller) Interests

Memoranda

Income and Expense

Total Interest Income

Total Interest Expense

Trading Account Gains & Fees

Additional Noninterest Income

Additional Noninterest Expense

Loan Charge- Offs and Recoveries

Total Charge- offs 1- 4 Family Residential

Total Recoveries 1- 4 Family Residential

Net Charge- offs 1- 4 Family Residential

Cash Dividends

Interest income and expense in foreign offices

Performance and Condition Ratios

Net charge- offs to loans

Noncurrent loans to loans

Источник: https://www.usbanklocations.com/branch-banking-and-trust-company-of-south-carolina-21098.shtml

110 South Stratford Road
Winston Salem, NC 27104
Phone: (336)733-3300
Fax: (336)733-0114

Hours Today
9:00am-5:00pm

Get DirectionLobby Hours
Sunday: Closed
Monday: 9:00 am - 5:00 pm
Tuesday: 9:00 am - 5:00 pm
Wednesday: 9:00 am - 5:00 pm
Thursday: 9:00 am - 5:00 pm
Friday: 9:00 am - 6:00 pm
Saturday: Closed
Driveup Hours
Sunday: Closed
Monday: 9:00 am - 5:00 pm
Tuesday: 9:00 am - 5:00 pm
Wednesday: 9:00 am - 5:00 pm
Thursday: 9:00 am - 5:00 pm
Friday: 9:00 am - 6:00 pm
Saturday: Closed

Bank Hours may vary due to seasonality & changes


Branch Services
Deposits, Direct Retail Loans, Constant Card, Safe Deposit Boxes, Business Loans, Night Depository, Driveup Window, Mortgage Loans, Mortgage Loans By Appt, Insurance By Appt, Investment By Appt, Treasury By Appt, Trust Service By Appt, International Services, Leasing Service By Appt, Cash Management By Appt, Business Loan By Appt, Currency Exchange
Routing Number:053101121
ATM Features
Accept Deposits, Bilingual, Driveup, Handicap Access, 24 Hours Access, Envelope Free Deposits
Источник: https://www.bank-locations.com/bbt_bank_locations/66386-Winston+Salem-NC.html

BB&T Bank

Home >> BB&T Bank >> Store Locator in North Carolina

BB&T Bank Store Locator in Winston-Salem


Full list of all BB&T Bank store locator in Winston-Salem, North Carolina. Use our site to find a local BB&T Bank with store hours and directions in Winston-Salem, North Carolina.

BB&T Bank locate shops in Winston-Salem, North Carolina

Branch Banking and Trust Company, Branch Banking And Trust Company (0.0 miles)
Full Service Brick and Mortar Office
200 W 2nd St
Winston Salem, NC 27101

Branch Banking and Trust Company, New Walkertown Branch (0.0 miles)
Full Service Brick and Mortar Office
2601 New Walkertown Road
Winston Salem, NC 27101

Branch Banking and Trust Company, Marshall Street Drive-In Branch (0.0 miles)
Limited Service Facility Office
150 N Marshall Street
Winston Salem, NC 27101

Branch Banking and Trust Company, Stanleyville Branch (4.0 miles)
Full Service Brick and Mortar Office
6000 University Parkway
Winston Salem, NC 27105

Branch Banking and Trust Company, Kernersville Main Branch (6.9 miles)
Full Service Brick and Mortar Office
237 East Mountain Street
Kernersville, NC 27284

Branch Banking and Trust Company, Harmon Creek Branch (6.9 miles)
Full Service Brick and Mortar Office
124 Harmon Creek Road
Kernersville, NC 27284

Branch Banking and Trust Company, Jonestown Branch (7.0 miles)
Full Service Brick and Mortar Office
121 Jonestown Road
Winston Salem, NC 27104

Branch Banking and Trust Company, Winston-Salem Main Branch (7.0 miles)
Full Service Brick and Mortar Office
110 South Stratford Road, Flr 1
Winston Salem, NC 27104

Branch Banking and Trust Company, Village Branch banking and trust winston salem nc Robinhood Branch (7.2 miles)
Full Service Brick and Mortar Office
2080 Village Link Drive
Winston Salem, NC 27106

Branch Banking and Trust Company, Robinhood Road Branch (7.2 miles)
Full Service Brick and Mortar Office
3410 Robinhood Road
Winston Salem, NC 27106

 

Support for BB&T Bank products
Phone: 800-BANK-BBT (800-226-5228)

 

 

BB&T Bank Service

 

 

Zip Code: 27101

Источник: https://www.us-store-locator.com/bbtbank/north-carolina/bbtbank-winston-salem-north-carolina.htm

Pros Explained

  • Open a checking or savings account with $100 or less: Aside from the premium accounts, customers can open a checking or savings account with a required minimum deposit of $100 or less. This low minimum opening deposit makes it easier for customers to transition from their existing bank.
  • Savings account with no minimum deposit or monthly fees: In today’s low-interest-rate environment, it is important to be able to have a savings account without monthly fees offsetting the interest that you earn. The online-only eSavings account has no minimum balance requirements, and there is no minimum opening deposit.
  • Flexible options with CDs: Customers have several options when opening a certificate of deposit (CD). They can open a standard CD, use promotional pricing, take advantage of rate changes, or lock in guaranteed annual rate increases.

Cons Explained

  • Uncompetitive interest rates on deposit accounts: Although BB&T Bank offers tiered pricing on some of its deposit products, the interest rates that it offers are not competitive with other banks.
  • Limited geographic footprint: The bank is growing its presence through acquisition, but it does not have any branches west of Texas.

Who Is BB&T Bank Best For?

BB&T Bank should appeal to consumers living within the 17 states (and Washington, D.C.) where it has branches. It may be a good fit if you:

  • Live in one of those states
  • Want a full-service bank that offers loans, deposits, and investments
  • Are looking to open a checking or savings account with $100 or less
  • Want a checking account with a low monthly fee
  • Desire a savings account with no monthly fee
  • Want flexible options with your CDs

What Does BB&T Bank Offer?

As a large full-service regional bank, BB&T offers an extensive menu of accounts and services to its customers. For most deposit accounts customers can choose from several options that fit their needs and budget.

Checking Accounts

BB&T Bank customers have several options for their checking needs. These include two standard checking accounts, a student account, a senior account, and a premium account.

  • BB&T Fundamentals: This checking account is designed for people who are concerned about meeting balance or direct-deposit requirements. It requires a $50 minimum opening deposit and offers a flat monthly fee of $5.
  • Bright Banking: This checking account allows customers to waive the $12 monthly fee by keeping a $1,500 average balance or having direct deposits of $500 or more. There is a $50 minimum opening deposit.
  • Student Checking: Students can open a checking account with no branch banking and trust winston salem nc opening deposit and no monthly fees. Additionally, this account waives up to two non-BB&T ATM fees each statement cycle. Students can also open an eSavings account and have the monthly maintenance fee waived.
  • Senior Checking: Anyone aged 55 years and older can open this account. It includes free checks and the ability to withdraw funds from a CD early for medical emergencies without incurring a penalty fee. It requires $100 to open, and the $10 monthly fee can be waived by maintaining a $1,000 balance or having $500 in combined direct deposits.
  • Elite Gold: This premium checking account provides no-fee money orders, bonus rates on CDs, two overdraft fee waivers per month, and up to four non-BB&T ATM waivers per month. The opening deposit must be at least $100, and there are two ways to waive the $30 monthly fee: by keeping $25,000 in combined deposits and investments or having a BB&T mortgage with an original balance of $150,000 or more.
  • BB&[email protected]: Employees at participating companies have access to this account, which provides additional perks such as unlimited no-fee money orders and bonus rates on CDs. There is a $100 minimum opening deposit required. The $15 monthly fee can be waived by having $750 in direct deposits per month, keeping a $1,000 average balance, maintaining $15,000 in combined deposits and investments, or having a BB&T mortgage with an original balance of $150,000 or more.
  • Vantage Checking: BB&T Wealth clients receive additional perks with this checking account. It provides premium tiered interest rates and waives fees for overdrafts, secondary accounts, wires, and more. There is a $100 minimum opening deposit required and $50 annual fee, which can be waived by keeping $25,000 in combined balances in the checking and Vantage Investor’s Deposit Bill pay vs transfer bank of america (a money market savings account) or having $100,000 in combined deposit, lending, and investment balances.

Customers using the bank’s ATM card can use any of its 2,400 ATMs without a fee. If you use another bank’s ATM, BB&T Bank will charge you $3 per transaction.

BB&T BANK CHECKING ACCOUNTS
ACCOUNT NAMEMINIMUM OPENING DEPOSITMONTHLY FEEANNUAL Branch banking and trust winston salem nc YIELD (APY)
Fundamentals Checking$50$5None
Bright Checking$50$12None
Student Checking$0$0None
Senior Checking$100$10None
BB&T@Work$100$15None
Elite Gold$100$300.01%
Vantage Checking$100$50 per year0.01% for deposits under $100,000
0.03% for deposits from $100,000 to $99,999,999,999

Money Market Accounts

There are three money market accounts available from BB&T.

  • High-Performance Money Market Account: This account can be opened with $100 and offers a tiered rate of interest to reward larger balances. It carries a $12 monthly fee, which can be avoided by maintaining a $1,000 minimum daily balance.
  • Investor’s Deposit Account: This account also provides a tiered rate of interest, branch banking and trust winston salem nc it requires a $10,000 minimum deposit to free mortgage calculator with taxes and insurance and pmi one. There is a $15 monthly service fee that is waived when you maintain a $10,000 minimum balance.
  • Vantage Investor’s Deposit Account: BB&T Wealth clients have access to this account, which provides premium tiered interest rates. You must deposit $25,000 when opening one, and there www usbank com my rewards a $25 monthly fee if you don’t maintain a $25,000 minimum daily balance. This account can also be used as overdraft protection for the Vantage Checking account.
BB&T BANK MONEY MARKET ACCOUNTS
ACCOUNT NAMEMINIMUM OPENING DEPOSITMONTHLY FEEANNUAL PERCENTAGE YIELD (APY)
High Performance Money Market Account$100$120.01% $0 to $9,999

0.01% $10,000 to $99,999,999,999
Investor’s Deposit Account$10,000$150.01%
Vantage Investor’s Deposit Account$25,000$250.01% $0 to $49,999

0.01% $50,000 to $99,999,999,999

Savings Accounts

There are three savings accounts offered by BB&T.

  • eSavings: This is the primary savings account for BB&T. It has no monthly maintenance fees, no minimum opening deposit, and no monthly balance requirement. Its interest rate is compounded daily.
  • Health Savings Account (HSA): This account pairs with a high-deductible health insurance plan. It has no minimum balance requirement, no setup or transaction fees, and a monthly maintenance fee of $3 or less, depending on the state where you live. It offers tiered interest rates.
  • Young Savers:This account is for children under the age of branch banking and trust winston salem nc and has no minimum opening deposit, no monthly fees, and no inactivity fees. Its interest rate is compounded daily.
BB&T BANK SAVINGS ACCOUNTS
ACCOUNT NAMEMINIMUM OPENING DEPOSITMONTHLY FEEANNUAL PERCENTAGE YIELD (APY)
eSavings Account$0$00.01%
Health Savings Account$0$30.01%
Young Savers$0$00.01%

CDs

There are four types of CDs to choose from at BB&T.

  • Personal CDs: These offer a guaranteed rate of return for up to five years.
  • Personal CD Specials: These are available for a limited time and the rates and terms vary.
  • Can’t Lose CDs: These protect customers whether rates rise or fall.
  • Stepped Rate CDs: These provide interest rates that are guaranteed to rise once a year, every year.

CDs renew automatically at maturity at the current rates. For terms less than 32 days, there is a one-day grace period to withdraw or change the term without penalty. All other CDs have a 10-calendar-day grace period.

The bank charges an early withdrawal penalty if you withdraw money before the CD matures. Penalties vary depending upon the length of the CD term.

BB&T BANK CD RATES
TERMPERSONAL CD APYSPECIAL CD APYCAN’T LOSE CD APY
Seven Days0.01%N/AN/A
30 Days0.01%N/AN/A
60 Days0.01%N/AN/A
90 Days0.01%N/AN/A
120 Days0.01%N/AN/A
150 Days0.01%N/AN/A
180 Days0.01%N/AN/A
270 Days0.01%N/AN/A
360 Days0.01%N/AN/A
18 Months0.01%N/AN/A
Two Years0.01%N/AN/A
30 Months0.01%N/A0.01%
Three Years0.01%N/AN/A
42 Months0.01%N/AN/A
Four Years0.01%N/AN/A
Five Years0.01%N/AN/A
BB&T STEPPED RATE CD RATES
YEAR 1YEAR 2YEAR 3YEAR 4
Stepped Rate CD APY0.01%0.02%0.03%0.04%
BB&T BANK CD EARLY WITHDRAWAL PENALTIES
TERMPENALTIES
Under Three Citizens bank lafayette tn online banking interest that would have been earned or $25, whichever is greater
Three to 12 MonthsThree months simple interest or $25, whichever is greater
13 to 23 MonthsSix months simple interest or $25, whichever is greater
Two Years and Branch banking and trust winston salem nc months simple interest or $25, whichever is greater

Credit Cards

BB&T Bank has four credit card choices for customers. Each is designed with a specific consumer in mind and has benefits ideal for that audience. There is a balance transfer card, one with cash back, and a travel rewards card.

Customers may check for prequalified offers without affecting their credit score. Such offers may be available in branch banking and trust winston salem nc little as 60 seconds.

Here are the credit cards offered:

  • BB&T Bright
  • BB&T Spectrum Cash Rewards
  • BB&T Spectrum Travel Rewards
  • BB&T Vantage Visa Signature Credit Card

Other Financial Products Offered by BB&T Bank

As a large regional bank, BB&T Bank offers a variety of accounts and services to meet the needs of its customers:

  • Auto loans
  • Boat and recreational vehicle loans
  • Personal loans
  • Personal Lines of Credit
  • Purchase mortgages
  • Refinance mortgages
  • Home Equity Loans and Lines of Credit (HELOCs)
  • Individual Retirement Accounts (IRAs)
  • College savings accounts
  • Self-directed trading
  • Managed investment portfolios
  • Financial advisors
  • Insurance
  • Business loans

BB&T Bank Customer Service

Customer service is available by phone at 1-800-226-5228, Monday through Friday from 8 a.m. to 8 p.m. EST. and Saturday from 8 a.m. to noon EST. It is closed on Sundays.

There are more than 2,900 branch banking and trust winston salem nc across 17 states (and Washington, D.C.) for you to speak with a banker in person. Branches are located along the East Coast and as far west as Texas.

Your account is available 24 hours a day online and through BB&T’s mobile app, which is available for both Apple (4.8 stars, 346,400 ratings) and Android (4.7 stars, 56,699 ratings) mobile devices. The app allows you to view transaction history, personalize your accounts, pay bills, deposit checks, and more. It even has a budget feature that tracks your spending against your goals.

General questions can be answered through BB&T Bank’s Twitter account. However, for security reasons, do not include your account number, Social Security number, or any other personally identifiable information.

How to Bank With BB&T Bank

You can open an account online, over the phone, or at a branch, of which there are more than 2,900 available in Washington, D.C., and the following states:

  • Alabama
  • Arkansas
  • Florida
  • Georgia
  • Indiana
  • Kentucky
  • Maryland
  • Mississippi
  • New Jersey
  • North Carolina
  • Ohio
  • Pennsylvania
  • South Carolina
  • Tennessee
  • Texas
  • Virginia
  • West Virginia
Verdict

BB&T Bank is a chase bank 2nd chance checking account regional bank well suited for customers who live near one of its branches. It has most of the account types that a customer would want, but its interest rates are not competitive with other banks. That being said, the bank does offer multiple checking account options to meet your needs and budget. It would do well as a primary bank for day-to-day needs.

Customers looking for high-yield savings accounts, money market accounts, and CDs should look elsewhere. BB&T Bank does offer tiered pricing for higher deposit levels, but the interest rates are much lower than the alternatives.

Methodology

Investopedia is dedicated to providing consumers with unbiased, comprehensive reviews of banks. We collected over 20 data points across more than 80 banks—including products available, interest rates, fees, and accessibility—to ensure that our content helps users make the right decision for their savings and banking needs.

Investopedia requires writers to use primary sources to support their work. These include white papers, government data, original reporting, and interviews with industry experts. We also reference original research from other reputable publishers where appropriate. You can learn more about the standards we follow in producing accurate, unbiased content in our editorial policy .

  1. Apple.com. "U by BB&T." Accessed July 20, 2020.

  2. Google.com. "U by BB&T." Accessed July 20, 2020.

  3. Twitter.com. "@BBT." Accessed Closest woodforest bank 20, 2020.

Источник: https://www.investopedia.com/bb-t-bank-review-5070334

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