how to move money from prepaid card to bank account

Yes. You can transfer money from a visa gift card to your bank account. But to do that, you must first understand what type of prepaid card you. Transfer money for free* to a bank account overseas Get your Skrill Visa® Prepaid Card for free* Skrill Visa card on a light purple background. Moving money between your wallets and card balance for free. Top up straight from your online bank account through your 3Money Premium account.
how to move money from prepaid card to bank account
Outside the U.S.: Mastercard Global Service Phone Numbers

1. Card registration required. Certain restrictions apply. Contact the issuer of your card immediately to report your lost or stolen card. You can use the customer service toll-free number listed on the back of the card. Be sure to keep a record of the Mastercard card number. Your issuer may need this information to cancel the card and issue a replacement. You can also contact Emergency Services for additional assistance. In the event your card is lost or stolen, your card issuer will not hold you responsible for unauthorized purchases made on your card. Terms and Conditions.

2. Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Generali Global Assistance, Inc. Please see your guide to benefits for details, or call 1-800-MASTERCARD.

3. In order for you to be paid early, your payroll or benefits payment provider must submit the deposit early. It is important to note that your payroll or benefits payment provider may not submit the deposit or payment early each payment period. Be sure to ask your payroll or benefits payment provider when they submit your deposit information to the bank for processing. Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to payer’s support of the feature and timing of payer’s funding.

4. Standard data and messaging rates may apply from your wireless service provider.

Источник: https://www.mastercard.us/en-us/personal/find-a-card/general-prepaid-mastercard.html

TRANSFER MONEY

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Move your money where you need it, when you need it.

It's easy to transfer money.

Move money between your U.S. Bank accounts – and to and from accounts at other banks. With U.S. Bank mobile and online banking, you can safely control your money wherever you are.

Log in to usbank.com

Move your money how you want to.

One-time transfers

Make sure your money is right where you need it for large purchases or when bills are due.

Schedule in advance

Pick the date that works for you, up to a year in the future.

Recurring transfers

Set up a savings or stock-purchase plan and stick to your goals by making transfers automatic.

Account-to-account transfers

Transfers between your U.S. Bank accounts post immediately. We never charge a fee to transfer funds internally.

External transfers

Transfer money between your U.S. Bank accounts and accounts you hold at other financial institutions.

  • For outbound transfers1 (from a U.S. Bank account to another financial institution), funds are typically available in the external americas tire santa maria two to three business days after you initiate the transfer. We don’t charge a fee for outbound transfers.
  • For inbound transfers (from accounts elsewhere to your U.S. Bank account), you'll never pay a fee – and you have a choice of speeds. Use free standard delivery to receive the funds in your U.S. Bank account in two to three business days. For more urgent needs, free next-day delivery may also be available.1

Wire transfers

When you need to send secured funds in larger amounts, right away, you can complete a wire transfer2 in minutes using the U.S. Bank Mobile App. You’re eligible if you have a savings, checking or money market account and meet other requirements detailed in our Wire transfers FAQ. Funds are typically available to the recipient within minutes, so wire transfers work great for closing costs, last-minute vendor invoices, large interbank transfers and more. See how easy it is to send a wire transfer in this tutorial.

Log in to usbank.com

Frequently asked questions

To get started, select the Transfer money page in online banking. If your account is eligible, you'll see an External account transfers tab as one of your options. Security note: You may need to validate your email address so we can send you up-to-date account activity emails.

We’ll also need to verify any non-U.S. Bank accounts before you can use them for external transfers.

  • For most of the major banks, credit unions and brokerages, we can complete online confirmation in less than a minute (on individual accounts for which you have internet access).
  • For other accounts, we will ask you to complete a trial deposit verification procedure, which typically takes two to three business days.

Your U.S. Bank checking, savings, money market and U.S. Bancorp Investments brokerage accounts are already eligible.

Most external checking, savings and money market accounts are eligible, along with some brokerage accounts at select institutions. For non-U.S. Bank accounts, you'll need to complete a simple account ownership verification process.

The following external accounts are not eligible for the U.S. Bank external transfer service:

  • Individual Retirement Accounts (IRAs)
  • Custodial and/or trust high neck one piece swimsuit amazon of deposits (CDs) or other how to move money from prepaid card to bank account accounts
  • Loan accounts (including credit card and equity accounts)

Other restrictions may apply; contact your financial institution with questions.

No. At this time, external transfers to and from loan accounts are not available.

Yes. You can schedule external transfers up to a year in advance. You can also schedule automatic recurring transfers.

To get started, select Add a new account from the External account transfers tab. You'll be asked to enter the account type, routing number and account number.

1)    From the Transfer money page, select the External account transfers tab.

2)    Enter the amount you want to transfer, the accounts you want to transfer from and to, the transfer date and delivery speed.

3)    Select Continue.

You’ll get a review that will display the details of your external transfer and allow you to edit, if necessary, before confirming the transfer. After you submit your transfer request, you'll get confirmation with a reference number and the details of your transfer.

1)    From the Transfer money page, select the External account transfers tab.

2)    Enter the amount you want to transfer, the accounts you want to transfer from and to, and select the Make recurring link.

3)    In the Make recurring section, enter the start date, frequency and number of transfers for the recurring transfer plan.

4)    Select Continue.

You’ll get a review that will display the details of your recurring how to move money from prepaid card to bank account transfer and allow you to edit, if necessary, before confirming the transfer. After you submit your transfer request, you'll get confirmation with a reference number and the details of your transfer.

You can view and modify the details of each recurring transfer by selecting Edit next to the recurring transfer on the Account activity page. Then select Edit all remaining transfers.

If you submit your transfer request before the daily cutoff time, it will be processed electronically on the next business day following receipt of your request.

If you submit a transfer request after the daily cutoff time, it will be debited from the source account on the second business day following the request date. Please note that all external transfers requested during the weekend, up until the Sunday cutoff time, will be debited from the source account on Monday.

Future-dated and recurring transfers are processed on their send date. Depending on the financial institution, it may take an additional business day for the transfer to be reflected in the account balance of the destination account.

We don’t charge a fee for external transfers. For inbound external transfers (from accounts at other financial institutions into your U.S. Bank account), both standard delivery and expedited how to move money from prepaid card to bank account delivery1 are available at no charge.

You can get an up-to-date report on your external transfer requests over the past 180 days on the Account activity page. Each transfer request is displayed along with the date and status of the transfer. You can also confirm the completion of the transfer by viewing your account activity with your external financial institution after scheduled completion of your request.

Yes. U.S. Bank processes electronic transfer funds via the Automated Clearing House (ACH) secure network. This is the same network used by the Federal Reserve to clear checks between financial institutions.

U.S. Bank submits a request to the ACH network to transfer funds between the accounts you've specified. ACH then uses its secure channels to complete the transaction. This procedure is very similar to the process employers use for direct payroll deposits and that financial institutions use for automated payments on loans and mortgages.

Источник: https://www.usbank.com/online-mobile-banking/transfer-money.html

Should you get a prepaid card?

What are prepaid cards?

It’s a type of payment card that you pre-load with money. You then use your prepaid card in the same way you would spend with a debit or credit card.

You can use prepaid cards to:

  • Shop on the high street
  • Buy goods and services huntington hospital visiting hours in pubs and restaurants
  • Spend abroad
  • Withdraw cash from an ATM
  • Pay your how to move money from prepaid card to bank account cards are ideal if you don’t have a current account and need a secure way to spend online. They’re also popular for spending abroad, budgeting and to help children and teenagers manage their money.

    All prepaid card transactions in Ireland are processed by Mastercard so you can use your card anywhere you see the Mastercard Acceptance Mark.

    How do prepaid cards work?

    Once you have received your prepaid card, you how to move money from prepaid card to bank account add money onto your card and use it as you would a debit or credit card. You are in control of when and how you spend your money, for example:

    If you add €500 to your card, you can use it to shop online, at a restaurant or to pay a utility bill at your own leisure. You can add more money to your card at any time too.

    How do you put money on a prepaid card?

    You can add money to your card in several ways:

    • With cash at one of 2,000 Payzone points across Ireland
    • By transferring money directly from your bank account
    • With your debit card on your prepaid card issuer website

    How much can you load on to a prepaid card?

    That depends on the card provider and it varies considerably between providers.

    Typically, the card provider will set a maximum limit per year and a cap on single top-ups but you can normally increase your limit over time or pay extra for greater top-up amounts.

    Top up limits may also depend on whether they are cash deposits, bank transfers or first national bank fort collins transactions.

    How do you check the balance on a prepaid card?

    The simplest way to check your balance is via your card issuer’s linked smartphone app.

    This will be available to download via your provider’s website or the Google Play and App Store and will second harvest food bank of minnesota you manage your prepaid card, view transactions, check your balance and top up.

    You can usually also check your balance on:

    • your card issuer’s website
    • at an ATM
    • by text.

    How much do prepaid cards cost?

    Prepaid card costs can be complex and card issuers have different fees and charges, so it’s worth shopping around to find the one that works out cheapest for you.

    Here’s are some of the different charges you may encounter:

    • One-off/ Start-up fee
    • Delivery charges
    • Annual or monthly fees
    • Top up charges
    • Bank charges
    • Foreign transactions
    • Non-usage fees
    • Stamp duty

    Where can you get a prepaid card?

    There are lots of different prepaid card issuers in Ireland; new digital providers are popping up all the time but not all of them are licensed by the Central Bank of Ireland.

    Here’s a look at the main providers in Ireland and what they offer:

    Name of card issuerWhat’s on offer?Best for…
    BunqA prepaid credit Mastercard - it has some benefits of a credit card, but you have to preload itSpending abroad
    Cheetah moneyApp-based current account with prepaid MastercardPayments worldwide, Businesses
    NetellerA Prepaid Mastercard (plastic & virtual)Transaction rewards
    Makes CentsPrepaid card for 8 to 18 year oldsChildren and teenagers learning about money management
    RevolutApp based banking with a prepaid MastercardSpending abroad, Single use cards
    SkrillOnline wallet with prepaid MastercardBuying cryptocurrency, Transaction rewards
    SwirlA Prepaid Mastercard or Travel Cash CardEasy availability. Simple to buy, load & use worldwide
    3MoneyPrepaid Mastercard & 3Money Wallet from ThreeShopping, travel & cash withdrawals

    Some prepaid card issuers also offer extra financial services, like a current account, whilst others design their cards for specific purposes like currency cards for spending abroad or for children and teens to manage pocket money.

    How do you apply for a prepaid card?

    To obtain a prepaid card you don’t need a current account or a credit check. Just supply your basic personal and contact details to the card issuer and you’ll be sent a card in the post.

    Some providers also offer the choice of a ‘virtual card’ that you use with your smartphone.

    Prepaid card pros and cons

    The greatest advantage of a prepaid card is the freedom and control it gives you over your spending. You don’t need to apply for a current account and you can even get a prepaid card with bad credit.

    Here are the main pros and cons of getting a prepaid card.

    • No credit check required
    • No bank account required
    • Manage your money easily
    • Control with your smart phone
    • Protects from theft and fraud
    • Convenient and simple
    • Fees and charges can become costly
    • Limits on top up and spending
    • May not work for certain transactions
    • No credit or overdraft facility

    Prepaid travel cards

    Prepaid travel cards are a good alternative to carrying around local currency or using your debit or credit card abroad. You lock in the rate before you travel, so there are no surprise transaction fees on your account when you return from holiday.

    What are the benefits of using a prepaid travel card?

    Prepaid travel cards are available online and in branch from An Post. Here’s some of the benefits of using a prepaid travel card for holiday spending.

    • Use anywhere that accepts Mastercard or Visa payments midland states bank routing number rockford il hotels, restaurants, entertainment venues and ATMs.
    • Choose your currency and lock in an exchange rate before you travel
    • Zero liability protects you from fraud and unauthorised transactions
    • Emergency assistance if your card is lost or stolen
    • Check your balance, transaction history and info online or by phone
    • Can help you stay within your budget on holiday
    • A simple and safe way to spend abroad

    If you’d like to find out more about options when spending abroad, visit our guide Travel money & the best ways to spend abroad.

    Should you get a prepaid card?

    There are some clear advantages and disadvantages carmen aub tetas prepaid cards and there are times when a prepaid card can be the best option for spending at home or abroad.

    When you’re choosing your card, consider the following:

    • Opt for a card scheme that’s widely accepted, for example, Visa and Mastercard.
    • If you want a card to use on holiday, choose a prepaid card that’s specially designed for travel and foreign transactions.
    • Shop around and compare transaction fees for the methods of payment you’re most likely to use.
    • Check the cost of ATM withdrawals and maximum daily amounts; avoid withdrawing cash if possible.
    • Check top-up charges and maximum loading amounts and find the cheapest way of topping up.

    Alternatives to prepaid cards

    If prepaid cards aren’t right for you, then it’s worth checking out which banks provide a debit card with their current account or considering a credit card.

    There are several digital finance companies in Ireland that offer a range of banking services:

    • N26 is a fully regulated digital bank. You get a free virtual debit Mastercard, and can make bank transfers and manage your money via the app. You can even connect Google or Apple Pay and use your smartphone in any location that accepts contactless payments.
    • Wise formerly Transferwise, is a ‘borderless account’ that makes international money transfer cheap, fair and simple. You can use your prepaid Wise Mastercard in Ireland and abroad without hidden fees and spend in multiple currencies, plus much more.

    Virtual Debit Card with Online Bank Account

    Open a free N26 online bank account & get a virtual Mastercard debit card to use in store & online, accepted worldwide. T&Cs apply.

    Open free account

    Prepaid cards FAQs

    Can I get a prepaid card with bad credit?

    Yes, you can. You don’t need to be credit checked for a prepaid card as you would to apply for a current account or credit card.

    You may still have to undergo identity and age checks though.

    Can I use a prepaid card for shopping on Amazon?

    Yes, you can use a prepaid card for Amazon and other online shops.

    Some people prefer to only use prepaid cards for online shopping because there is a lower chance of fraud occurring and it protects their credit card and current account from online scammers.

    Do I have to be 18 to get a prepaid card in Ireland?

    No, there are prepaid cards that are designed especially for children and teens. The application will need parental consent if you’re under 18 years of age.

    The Makes Cents prepaid card for 8-18 year olds allows parents to manage and monitor their children’s expenses via an app. Merchants unsuitable for any person under the age of 18 will automatically be blocked.

    For most standard prepaid cards you’ll need to be over 18 years of age.

    Is my money safe on a prepaid card?

    Yes, your money is safe on a prepaid card. If your card is stolen or lost, you can ‘freeze’ the card via the app to prevent it from being used.

    Some card issuers also provide consumer protection, which means if you buy faulty goods or your card is used fraudulently, you can reclaim the cost.

    On balance, prepaid cards are safer than carrying around large amounts of cash and more secure than using a card linked to your bank account when shopping online.

    Is Revolut a licensed bank in Ireland?

    No, Revolut is not a licenced bank in Ireland, it is an “Electronic Money Institution” based in the UK.

    Revolut recently moved all their Irish customer’s accounts from the UK to Lithuania due to Brexit so money in Revolut is not covered by any banking guarantee. They chase bank card services number to be granted an e-money licence by the Central Bank of Ireland soon.

    What's the difference between a prepaid card and a debit card?

    A debit card enables you to spend any available money in your bank account, whereas a prepaid card will only let you spend money that has been added to the card.

    A debit card how to move money from prepaid card to bank account linked to your current account, whereas you can get a prepaid card without a bank account or credit check.

Источник: https://switcher.ie/credit-cards/prepaid-cards/

Bank cards

There are different cards that have different features and services.

  • Debit card
  • ATM card
  • Credit card
  • Prepaid card
  • Lodgement card

Debit card

When you open a current account you will receive a debit card. With a debit card you can withdraw money from an ATM, pay for goods and services and make payments online or over the phone. With a joint current account each person on the account gets a debit card and has their own pin number.

Depending on the value of a transaction you may be able use the contactless option if your bank offers it. You can also use your debit card to lodge cash or cheques to your account via a self-service machine.

Most banks in Ireland issue MasterCard or Visa debit cards and these can be used at many locations throughout the world. You can use our current account Money Tool to see how to move money from prepaid card to bank account different fees and charges that come with using debit cards.

When you use your debit card the money is deducted from your account straight away, but it may take two or three days to appear on your statement or move from your pending transactions. You should only use your debit card for the amount of money you have available in your account. If you have 3rd battalion 5th marines 1st marine division overdraft facility, then you will pay interest when your account goes overdrawn.

You can also use a debit card to set up a recurring payment for a service you may use such as music streaming, bin charges or the gym.

Top Tip
As there is often little or no fee for making a contactless payment these can be a cheap and convenient way of carrying out transactions for €50 or less without incurring bank charges.

ATM card

ATM cards are not as common as debit cards and few providers offer them. You can only use them to withdraw money from ATMs and check your balance. The other services that you have with a debit card are not available with an ATM card.

ATM cards may be offered with some child or student accounts.

Credit card

With a credit card, the money you spend is a loan from your credit card provider. Your credit card provider sets the maximum limit you can spend on your card (listed on your statement), which you can spend either straight away or gradually over a period of time. Credit cards can be a convenient and flexible way to pay for things without having to carry cash. They can be used in the same way as debit cards.

For occasions where debit cards are not accepted, for example, hiring a car from some companies, you may have to use a credit card. Visit our credit card section for more detailed information.

Prepaid card

Prepaid cards offer some of the features of a debit or credit card, but they are not attached to a bank account. Depending on the type of card, you can top it up in a shop, online, by debit card or bank transfer.

With a prepaid card you cannot go overdrawn as you can only spend the amount that is available on the card. There are also prepaid gift cards that you can give to someone else and prepaid foreign exchange cards you can use when travelling. As part of the application process you may have to provide proof of your ID and address.

You may decide to use a prepaid card if you can’t get a credit card or don’t want one. If you don’t like using your credit card online or don’t have a current account, then a prepaid card may be an option for you.

There are a number of fees and charges with prepaid cards, some of these include:

  • Purchase fee when you buy the card
  • Top-up fee
  • Monthly service fee
  • Transaction fee
  • ATM withdrawal fee

Fees and charges for prepaid cards can be higher than fees and charges for similar transactions using debit cards, so make sure to check these carefully before getting one.

Lodgement card

Some providers offer lodgement cards that allow you to lodge cash and cheques to your current account using self-service machines in the bank. These are common for businesses that have multiple employees making lodgements on their behalf.

They are also commonly used by landlords to allow tenants to lodge cash to their account for rent without having to give out their account details.

Stamp Duty

ATM withdrawals

Government stamp duty of €0.12 per transaction is applied to ATM withdrawals. The maximum annual fee is €2.50 for ATM cards and €5.00 for combined (ATM and debit) cards. Stamp duty is collected in arrears, so stamp duty for 2019 will be charged on 31 December 2019.

Credit cards

Stamp duty for credit cards is €30 per year and is generally collected in April for the previous year. For more information visit Revenue.

Last updated on 5 July 2021

Tags:Banking, Money

Источник: https://www.ccpc.ie/consumers/money/banking/bank-cards/

What would you like to do?

Yes, you can set up a transfer for a future date or set up a recurring transfer. Currently, these can only be done in the Walmart MoneyCard app. 

You can unlock these features only after how to move money from prepaid card to bank account completed an initial bank transfer. Once unlocked, how to move money from prepaid card to bank account go to the bank transfer screen, select Scheduled, tap the Schedule a Transfer button and enter a transfer amount.

When scheduling a one-time bank transfer for a future date, select One Time in the Frequency menu and then select a transfer date by selecting a date in the calendar that will appear on screen. You must select the next business day or a future date for any scheduled transfers submitted after 8:00pm PST. 

When scheduling a recurring bank transfer, select from the Frequency menu your desired frequency (Every Week, Every Two Weeks, Every Month).  Once you’ve selected your desired frequency, select a Start Date and Repeat Date (Indefinitely or an Ending Date).

Scheduled transfers that fall on a weekend or bank holiday will process the next business day.

Источник: https://www.walmartmoneycard.com/help/adding-money

: How to move money from prepaid card to bank account

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How to move money from prepaid card to bank account -

There are a few different ways you can verify your card:

  1. Submit images of the required documents to [email protected]
  2. On the 3Money site, here
  3. In the app, just click ‘Premium’

You’ll need to provide high quality images, in full colour, of your ID and proof of address. It normally takes two working days to verify your card if all your documents are correct. You can use any of the following:

For your ID:

  • Passport
  • Driving License
  • Garda Age Card

For proof of address (dated within 3 months):

  • Vehicle registration document
  • Tax notification document
  • Gas bill
  • Water bill
  • Electricity bill
  • Landline telephone bill
  • TV, satellite or cable bill
  • Bank or building society statement
  • Credit card statement
  • Home or motor insurance certificate

The submitted documentation will be reviewed within 48 hours. After this time frame your account will either be verified and your card will be Premium, or you will be contacted to provide additional information (e.g. a clearer image). Please remember that high quality images are required for account approval.

Remember, the documents must be full colour, have the name of the card holder and include the whole document within the picture.

Click here to verify and move to Premium.

Источник: https://www.three.ie/3money.html

All features may not be available. To see the features available to you, please log in to the Money Network Mobile App and view your navigation menu, or log into your Account online and view your dashboard.

© Money Network Financial, LLC. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. Money Network® Checks and Money Network® Cards are issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc and by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Money Network Card is accepted everywhere Visa debit cards are accepted.

Google Play and the Google Play logo are trademarks of Google LLC. Apple, the Apple logo, iPhone, and iPad are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service mark of Apple Inc.


* Funds will be FDIC insured subject to applicable limitations and restrictions of such insurance. Card must be registered to the name of the primary cardholder. See your Account Holder agreement for additional information.

** Visa's Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or click here to learn more.

*** Under Mastercard’s Zero Liability Policy, your liability for unauthorized transactions on your Card Account is $0.00 if you notify us promptly upon becoming aware of the loss or theft, and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. These provisions limiting your liability do not apply to debit transactions not processed by Mastercard or to unregistered cards.

1 Certain transaction and service fees and costs may be associated with the use of this feature. See your Fee and Transaction Limit Schedule for more details.

2 Standard message and data rates apply.

3  Faster access to funds is based on a comparison of our electronic direct deposit policy for ACH deposits versus traditional electronic banking practices and the deposit of paper checks. Direct deposit and faster availability of funds are subject to the payer’s support of the feature and timing of payer’s funding.

4 An Account upgrade may be necessary. If so, we will need to verify your identity and a new fee schedule with different and/or additional fees will apply to your Account. See your Money Network Service Account Holder Agreement or call the number on back of your Card for more information.

5  If you are successfully enrolled in the Ingo Money Service (Ingo Money) through the Money Network Mobile App, you can use Ingo Money to load an approved check into your Money Network account net of any applicable Ingo Fees. Unapproved checks will not be loaded into your account. The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc (Ingo). Use of Ingo Money is subject to the Ingo Money Service Terms and Conditions and Privacy Policy of Ingo and First Century Bank. Checks are subject to approval for funding in Ingo’s sole discretion; dollar limits and other restrictions apply. Ingo reserves the right to recover losses resulting from illegal or fraudulent use of Ingo Money. Money in Minutes: Ingo Fees are 1% of approved check amount for preprinted payroll & government checks; 4% of approved check amount for other check types; $5 minimum. Approval process usually takes 3-5 minutes, but may take an hour. Most issuers post funds within 24 hours. Money in 10 Days: No fee for 10 days delayed funding.

6 Surcharge-free Check cashing is exclusively for Money Network® Checks.

7 Fee may be assessed by reload location and may vary from location to location.

8 Fast access to your tax refund payout is based on comparison of paper check versus electronic direct deposit.

Источник: https://www.moneynetwork.com/

Should you get a prepaid card?

What are prepaid cards?

It’s a type of payment card that you pre-load with money. You then use your prepaid card in the same way you would spend with a debit or credit card.

You can use prepaid cards to:

  • Shop on the high street
  • Buy goods and services online
  • Pay in pubs and restaurants
  • Spend abroad
  • Withdraw cash from an ATM
  • Pay your bills

Prepaid cards are ideal if you don’t have a current account and need a secure way to spend online. They’re also popular for spending abroad, budgeting and to help children and teenagers manage their money.

All prepaid card transactions in Ireland are processed by Mastercard so you can use your card anywhere you see the Mastercard Acceptance Mark.

How do prepaid cards work?

Once you have received your prepaid card, you can add money onto your card and use it as you would a debit or credit card. You are in control of when and how you spend your money, for example:

If you add €500 to your card, you can use it to shop online, at a restaurant or to pay a utility bill at your own leisure. You can add more money to your card at any time too.

How do you put money on a prepaid card?

You can add money to your card in several ways:

  • With cash at one of 2,000 Payzone points across Ireland
  • By transferring money directly from your bank account
  • With your debit card on your prepaid card issuer website

How much can you load on to a prepaid card?

That depends on the card provider and it varies considerably between providers.

Typically, the card provider will set a maximum limit per year and a cap on single top-ups but you can normally increase your limit over time or pay extra for greater top-up amounts.

Top up limits may also depend on whether they are cash deposits, bank transfers or card transactions.

How do you check the balance on a prepaid card?

The simplest way to check your balance is via your card issuer’s linked smartphone app.

This will be available to download via your provider’s website or the Google Play and App Store and will let you manage your prepaid card, view transactions, check your balance and top up.

You can usually also check your balance on:

  • your card issuer’s website
  • at an ATM
  • by text.

How much do prepaid cards cost?

Prepaid card costs can be complex and card issuers have different fees and charges, so it’s worth shopping around to find the one that works out cheapest for you.

Here’s are some of the different charges you may encounter:

  • One-off/ Start-up fee
  • Delivery charges
  • Annual or monthly fees
  • Top up charges
  • Bank charges
  • Foreign transactions
  • Non-usage fees
  • Stamp duty

Where can you get a prepaid card?

There are lots of different prepaid card issuers in Ireland; new digital providers are popping up all the time but not all of them are licensed by the Central Bank of Ireland.

Here’s a look at the main providers in Ireland and what they offer:

Name of card issuerWhat’s on offer?Best for…
BunqA prepaid credit Mastercard - it has some benefits of a credit card, but you have to preload itSpending abroad
Cheetah moneyApp-based current account with prepaid MastercardPayments worldwide, Businesses
NetellerA Prepaid Mastercard (plastic & virtual)Transaction rewards
Makes CentsPrepaid card for 8 to 18 year oldsChildren and teenagers learning about money management
RevolutApp based banking with a prepaid MastercardSpending abroad, Single use cards
SkrillOnline wallet with prepaid MastercardBuying cryptocurrency, Transaction rewards
SwirlA Prepaid Mastercard or Travel Cash CardEasy availability. Simple to buy, load & use worldwide
3MoneyPrepaid Mastercard & 3Money Wallet from ThreeShopping, travel & cash withdrawals

Some prepaid card issuers also offer extra financial services, like a current account, whilst others design their cards for specific purposes like currency cards for spending abroad or for children and teens to manage pocket money.

How do you apply for a prepaid card?

To obtain a prepaid card you don’t need a current account or a credit check. Just supply your basic personal and contact details to the card issuer and you’ll be sent a card in the post.

Some providers also offer the choice of a ‘virtual card’ that you use with your smartphone.

Prepaid card pros and cons

The greatest advantage of a prepaid card is the freedom and control it gives you over your spending. You don’t need to apply for a current account and you can even get a prepaid card with bad credit.

Here are the main pros and cons of getting a prepaid card.

  • No credit check required
  • No bank account required
  • Manage your money easily
  • Control with your smart phone
  • Protects from theft and fraud
  • Convenient and simple
  • Fees and charges can become costly
  • Limits on top up and spending
  • May not work for certain transactions
  • No credit or overdraft facility

Prepaid travel cards

Prepaid travel cards are a good alternative to carrying around local currency or using your debit or credit card abroad. You lock in the rate before you travel, so there are no surprise transaction fees on your account when you return from holiday.

What are the benefits of using a prepaid travel card?

Prepaid travel cards are available online and in branch from An Post. Here’s some of the benefits of using a prepaid travel card for holiday spending.

  • Use anywhere that accepts Mastercard or Visa payments including hotels, restaurants, entertainment venues and ATMs.
  • Choose your currency and lock in an exchange rate before you travel
  • Zero liability protects you from fraud and unauthorised transactions
  • Emergency assistance if your card is lost or stolen
  • Check your balance, transaction history and info online or by phone
  • Can help you stay within your budget on holiday
  • A simple and safe way to spend abroad

If you’d like to find out more about options when spending abroad, visit our guide Travel money & the best ways to spend abroad.

Should you get a prepaid card?

There are some clear advantages and disadvantages to prepaid cards and there are times when a prepaid card can be the best option for spending at home or abroad.

When you’re choosing your card, consider the following:

  • Opt for a card scheme that’s widely accepted, for example, Visa and Mastercard.
  • If you want a card to use on holiday, choose a prepaid card that’s specially designed for travel and foreign transactions.
  • Shop around and compare transaction fees for the methods of payment you’re most likely to use.
  • Check the cost of ATM withdrawals and maximum daily amounts; avoid withdrawing cash if possible.
  • Check top-up charges and maximum loading amounts and find the cheapest way of topping up.

Alternatives to prepaid cards

If prepaid cards aren’t right for you, then it’s worth checking out which banks provide a debit card with their current account or considering a credit card.

There are several digital finance companies in Ireland that offer a range of banking services:

  • N26 is a fully regulated digital bank. You get a free virtual debit Mastercard, and can make bank transfers and manage your money via the app. You can even connect Google or Apple Pay and use your smartphone in any location that accepts contactless payments.
  • Wise formerly Transferwise, is a ‘borderless account’ that makes international money transfer cheap, fair and simple. You can use your prepaid Wise Mastercard in Ireland and abroad without hidden fees and spend in multiple currencies, plus much more.

Virtual Debit Card with Online Bank Account

Open a free N26 online bank account & get a virtual Mastercard debit card to use in store & online, accepted worldwide. T&Cs apply.

Open free account

Prepaid cards FAQs

Can I get a prepaid card with bad credit?

Yes, you can. You don’t need to be credit checked for a prepaid card as you would to apply for a current account or credit card.

You may still have to undergo identity and age checks though.

Can I use a prepaid card for shopping on Amazon?

Yes, you can use a prepaid card for Amazon and other online shops.

Some people prefer to only use prepaid cards for online shopping because there is a lower chance of fraud occurring and it protects their credit card and current account from online scammers.

Do I have to be 18 to get a prepaid card in Ireland?

No, there are prepaid cards that are designed especially for children and teens. The application will need parental consent if you’re under 18 years of age.

The Makes Cents prepaid card for 8-18 year olds allows parents to manage and monitor their children’s expenses via an app. Merchants unsuitable for any person under the age of 18 will automatically be blocked.

For most standard prepaid cards you’ll need to be over 18 years of age.

Is my money safe on a prepaid card?

Yes, your money is safe on a prepaid card. If your card is stolen or lost, you can ‘freeze’ the card via the app to prevent it from being used.

Some card issuers also provide consumer protection, which means if you buy faulty goods or your card is used fraudulently, you can reclaim the cost.

On balance, prepaid cards are safer than carrying around large amounts of cash and more secure than using a card linked to your bank account when shopping online.

Is Revolut a licensed bank in Ireland?

No, Revolut is not a licenced bank in Ireland, it is an “Electronic Money Institution” based in the UK.

Revolut recently moved all their Irish customer’s accounts from the UK to Lithuania due to Brexit so money in Revolut is not covered by any banking guarantee. They hope to be granted an e-money licence by the Central Bank of Ireland soon.

What's the difference between a prepaid card and a debit card?

A debit card enables you to spend any available money in your bank account, whereas a prepaid card will only let you spend money that has been added to the card.

A debit card is linked to your current account, whereas you can get a prepaid card without a bank account or credit check.

Источник: https://switcher.ie/credit-cards/prepaid-cards/

What would you like to do?

Yes, you can set up a transfer for a future date or set up a recurring transfer. Currently, these can only be done in the Walmart MoneyCard app. 

You can unlock these features only after you’ve completed an initial bank transfer. Once unlocked, simply go to the bank transfer screen, select Scheduled, tap the Schedule a Transfer button and enter a transfer amount.

When scheduling a one-time bank transfer for a future date, select One Time in the Frequency menu and then select a transfer date by selecting a date in the calendar that will appear on screen. You must select the next business day or a future date for any scheduled transfers submitted after 8:00pm PST. 

When scheduling a recurring bank transfer, select from the Frequency menu your desired frequency (Every Week, Every Two Weeks, Every Month).  Once you’ve selected your desired frequency, select a Start Date and Repeat Date (Indefinitely or an Ending Date).

Scheduled transfers that fall on a weekend or bank holiday will process the next business day.

Источник: https://www.walmartmoneycard.com/help/adding-money

TRANSFER MONEY

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Move your money where you need it, when you need it.

It's easy to transfer money.

Move money between your U.S. Bank accounts – and to and from accounts at other banks. With U.S. Bank mobile and online banking, you can safely control your money wherever you are.

Log in to usbank.com

Move your money how you want to.

One-time transfers

Make sure your money is right where you need it for large purchases or when bills are due.

Schedule in advance

Pick the date that works for you, up to a year in the future.

Recurring transfers

Set up a savings or stock-purchase plan and stick to your goals by making transfers automatic.

Account-to-account transfers

Transfers between your U.S. Bank accounts post immediately. We never charge a fee to transfer funds internally.

External transfers

Transfer money between your U.S. Bank accounts and accounts you hold at other financial institutions.

  • For outbound transfers1 (from a U.S. Bank account to another financial institution), funds are typically available in the external account two to three business days after you initiate the transfer. We don’t charge a fee for outbound transfers.
  • For inbound transfers (from accounts elsewhere to your U.S. Bank account), you'll never pay a fee – and you have a choice of speeds. Use free standard delivery to receive the funds in your U.S. Bank account in two to three business days. For more urgent needs, free next-day delivery may also be available.1

Wire transfers

When you need to send secured funds in larger amounts, right away, you can complete a wire transfer2 in minutes using the U.S. Bank Mobile App. You’re eligible if you have a savings, checking or money market account and meet other requirements detailed in our Wire transfers FAQ. Funds are typically available to the recipient within minutes, so wire transfers work great for closing costs, last-minute vendor invoices, large interbank transfers and more. See how easy it is to send a wire transfer in this tutorial.

Log in to usbank.com

Frequently asked questions

To get started, select the Transfer money page in online banking. If your account is eligible, you'll see an External account transfers tab as one of your options. Security note: You may need to validate your email address so we can send you up-to-date account activity emails.

We’ll also need to verify any non-U.S. Bank accounts before you can use them for external transfers.

  • For most of the major banks, credit unions and brokerages, we can complete online confirmation in less than a minute (on individual accounts for which you have internet access).
  • For other accounts, we will ask you to complete a trial deposit verification procedure, which typically takes two to three business days.

Your U.S. Bank checking, savings, money market and U.S. Bancorp Investments brokerage accounts are already eligible.

Most external checking, savings and money market accounts are eligible, along with some brokerage accounts at select institutions. For non-U.S. Bank accounts, you'll need to complete a simple account ownership verification process.

The following external accounts are not eligible for the U.S. Bank external transfer service:

  • Individual Retirement Accounts (IRAs)
  • Custodial and/or trust accounts
  • Certificate of deposits (CDs) or other time-based accounts
  • Loan accounts (including credit card and equity accounts)

Other restrictions may apply; contact your financial institution with questions.

No. At this time, external transfers to and from loan accounts are not available.

Yes. You can schedule external transfers up to a year in advance. You can also schedule automatic recurring transfers.

To get started, select Add a new account from the External account transfers tab. You'll be asked to enter the account type, routing number and account number.

1)    From the Transfer money page, select the External account transfers tab.

2)    Enter the amount you want to transfer, the accounts you want to transfer from and to, the transfer date and delivery speed.

3)    Select Continue.

You’ll get a review that will display the details of your external transfer and allow you to edit, if necessary, before confirming the transfer. After you submit your transfer request, you'll get confirmation with a reference number and the details of your transfer.

1)    From the Transfer money page, select the External account transfers tab.

2)    Enter the amount you want to transfer, the accounts you want to transfer from and to, and select the Make recurring link.

3)    In the Make recurring section, enter the start date, frequency and number of transfers for the recurring transfer plan.

4)    Select Continue.

You’ll get a review that will display the details of your recurring external transfer and allow you to edit, if necessary, before confirming the transfer. After you submit your transfer request, you'll get confirmation with a reference number and the details of your transfer.

You can view and modify the details of each recurring transfer by selecting Edit next to the recurring transfer on the Account activity page. Then select Edit all remaining transfers.

If you submit your transfer request before the daily cutoff time, it will be processed electronically on the next business day following receipt of your request.

If you submit a transfer request after the daily cutoff time, it will be debited from the source account on the second business day following the request date. Please note that all external transfers requested during the weekend, up until the Sunday cutoff time, will be debited from the source account on Monday.

Future-dated and recurring transfers are processed on their send date. Depending on the financial institution, it may take an additional business day for the transfer to be reflected in the account balance of the destination account.

We don’t charge a fee for external transfers. For inbound external transfers (from accounts at other financial institutions into your U.S. Bank account), both standard delivery and expedited next-day delivery1 are available at no charge.

You can get an up-to-date report on your external transfer requests over the past 180 days on the Account activity page. Each transfer request is displayed along with the date and status of the transfer. You can also confirm the completion of the transfer by viewing your account activity with your external financial institution after scheduled completion of your request.

Yes. U.S. Bank processes electronic transfer funds via the Automated Clearing House (ACH) secure network. This is the same network used by the Federal Reserve to clear checks between financial institutions.

U.S. Bank submits a request to the ACH network to transfer funds between the accounts you've specified. ACH then uses its secure channels to complete the transaction. This procedure is very similar to the process employers use for direct payroll deposits and that financial institutions use for automated payments on loans and mortgages.

Источник: https://www.usbank.com/online-mobile-banking/transfer-money.html

How to move money from prepaid card to bank account -

Availability of insurance benefits on your card may vary by card issuer. Please refer to your issuing financial institution for complete insurance benefit coverage terms, conditions and exclusions.

MASTERCARD BENEFIT INQUIRIES

Within the U.S.: 1-800-Mastercard (1-800-627-8372)

What would you like to do?

Yes, you can set up a transfer for a future date or set up a recurring transfer. Currently, these can only be done in the Walmart MoneyCard app. 

You can unlock these features only after you’ve completed an initial bank transfer. Once unlocked, simply go to the bank transfer screen, select Scheduled, tap the Schedule a Transfer button and enter a transfer amount.

When scheduling a one-time bank transfer for a future date, select One Time in the Frequency menu and then select a transfer date by selecting a date in the calendar that will appear on screen. You must select the next business day or a future date for any scheduled transfers submitted after 8:00pm PST. 

When scheduling a recurring bank transfer, select from the Frequency menu your desired frequency (Every Week, Every Two Weeks, Every Month).  Once you’ve selected your desired frequency, select a Start Date and Repeat Date (Indefinitely or an Ending Date).

Scheduled transfers that fall on a weekend or bank holiday will process the next business day.

Источник: https://www.walmartmoneycard.com/help/adding-money

Inclusive and effortless banking*

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  • Offering both debit and credit cards
  • No SSN required** + Build US credit history
  • No credit check to apply
  • Amazing rewards & benefits
Open an Account
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We offer a complete banking solution!*

Unlike other online-only banks in the market, we are truly full-service! Which means right off the bat we offer both a Bank Account* and a Secured Credit Card. With the ability to get an unsecured card in as little as 4 months!2

We strive to meet all your needs in one place – whether that is depositing money, sending a wire transfer, paying a bill or paying your credit card statement with your bank account*.

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Hand holding passport

No Social Security number? No worries!

Not a US citizen? We have you covered. Non US citizens just need a passport and U.S. Visa. For a full list of required docs please click here

Start using your card in 5 minutes

  • You can get approved for your Sable bank account* and Sable ONE credit card within 5 minutes.
  • Start using your virtual debit and credit card immediately by linking your card with mobile pay.
Link sable with google pay, samsung pay, apple pay

Build your positive U.S. credit history, starting today1

No credit checks or prior U.S. credit history required. Use your Secured Sable ONE card and start building your credit history from day one.

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We make financial services inclusive and effortless2

All your products
in one place

Bank account*, credit and debit card - all in one banking app.

The cheapest global money transfer in seconds†

With Sable, you can send and receive money in 55+ countries at the cheapest cost with Sable's best rate guarantee†.

Premium rewards
and benefits1

Enjoy rewards and benefits like cash back, cell phone protection, car rental insurance, zero liability and much more.

Move money easily

Pay friends, link bank accounts, connect Venmo, Zelle, etc., load cash from select locations and stay on top of your bills.

Rewards and benefits
you will love

  • Up to 2% Cash back on purchases1
  • Cash back logos
  • Up to 1% Cash back on all other purchases1
  • Mastercard Car Rental Insurance3
  • Cell phone protection, including cracked screens3
  • Zero liability on purchases3 and much more!

Click here to learn more

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No Hidden Fees,
Seriously2

  • Zero Annual fees on base products
  • Zero fee ATM withdrawals worldwide on debit
  • Zero overdraft or late fees
  • Zero fee on foreign transactions
  • Zero fee international money transfers
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Stay Safe and Secure

We protect our customers by keeping your information and money safe.

  • FDIC Insured up to $250,000*
  • Mastercard's Zero Liability protection policy3
  • State of the art anti-fraud detection on every transaction3
  • Lost your card? Freeze and unfreeze your card easily in the app
  • Use virtual credit and debit card numbers online and in stores using mobile wallet
  • Get instant transaction notifications on your cell phone

Open your account and get your card in minutes, right from your phone

Download the Sable app

The Sable app is available on the Apple App Store and Google Play.

Download the Sable app
Log into the Sable app

Open your premium no fee bank account* and secured credit card in minutes

All you need is a phone, passport, and visa, or I94 or other ID documents.

Access your virtual card right away

Once approved, your Sable card is available for immediate use with Apple Pay®, Samsung Pay®, and Google Pay®.

Use your Sable card with apple pay, samsung pay, or google pay

Get set up in 5 minutes and start building your credit history.

© Sable Money Inc.
*Banking services provided by Coastal Community Bank, Member FDIC, pursuant to license by Mastercard International Inc.
Sable account is FDIC-insured up to $250,000 per depositor through Coastal Community Bank, Member FDIC.
**If you are not a U.S. citizen, you can apply with your passport and U.S. Visa. If you are a U.S. citizen, SSN is required to open a bank account.

Источник: https://sablecard.com/

Should you get a prepaid card?

What are prepaid cards?

It’s a type of payment card that you pre-load with money. You then use your prepaid card in the same way you would spend with a debit or credit card.

You can use prepaid cards to:

  • Shop on the high street
  • Buy goods and services online
  • Pay in pubs and restaurants
  • Spend abroad
  • Withdraw cash from an ATM
  • Pay your bills

Prepaid cards are ideal if you don’t have a current account and need a secure way to spend online. They’re also popular for spending abroad, budgeting and to help children and teenagers manage their money.

All prepaid card transactions in Ireland are processed by Mastercard so you can use your card anywhere you see the Mastercard Acceptance Mark.

How do prepaid cards work?

Once you have received your prepaid card, you can add money onto your card and use it as you would a debit or credit card. You are in control of when and how you spend your money, for example:

If you add €500 to your card, you can use it to shop online, at a restaurant or to pay a utility bill at your own leisure. You can add more money to your card at any time too.

How do you put money on a prepaid card?

You can add money to your card in several ways:

  • With cash at one of 2,000 Payzone points across Ireland
  • By transferring money directly from your bank account
  • With your debit card on your prepaid card issuer website

How much can you load on to a prepaid card?

That depends on the card provider and it varies considerably between providers.

Typically, the card provider will set a maximum limit per year and a cap on single top-ups but you can normally increase your limit over time or pay extra for greater top-up amounts.

Top up limits may also depend on whether they are cash deposits, bank transfers or card transactions.

How do you check the balance on a prepaid card?

The simplest way to check your balance is via your card issuer’s linked smartphone app.

This will be available to download via your provider’s website or the Google Play and App Store and will let you manage your prepaid card, view transactions, check your balance and top up.

You can usually also check your balance on:

  • your card issuer’s website
  • at an ATM
  • by text.

How much do prepaid cards cost?

Prepaid card costs can be complex and card issuers have different fees and charges, so it’s worth shopping around to find the one that works out cheapest for you.

Here’s are some of the different charges you may encounter:

  • One-off/ Start-up fee
  • Delivery charges
  • Annual or monthly fees
  • Top up charges
  • Bank charges
  • Foreign transactions
  • Non-usage fees
  • Stamp duty

Where can you get a prepaid card?

There are lots of different prepaid card issuers in Ireland; new digital providers are popping up all the time but not all of them are licensed by the Central Bank of Ireland.

Here’s a look at the main providers in Ireland and what they offer:

Name of card issuerWhat’s on offer?Best for…
BunqA prepaid credit Mastercard - it has some benefits of a credit card, but you have to preload itSpending abroad
Cheetah moneyApp-based current account with prepaid MastercardPayments worldwide, Businesses
NetellerA Prepaid Mastercard (plastic & virtual)Transaction rewards
Makes CentsPrepaid card for 8 to 18 year oldsChildren and teenagers learning about money management
RevolutApp based banking with a prepaid MastercardSpending abroad, Single use cards
SkrillOnline wallet with prepaid MastercardBuying cryptocurrency, Transaction rewards
SwirlA Prepaid Mastercard or Travel Cash CardEasy availability. Simple to buy, load & use worldwide
3MoneyPrepaid Mastercard & 3Money Wallet from ThreeShopping, travel & cash withdrawals

Some prepaid card issuers also offer extra financial services, like a current account, whilst others design their cards for specific purposes like currency cards for spending abroad or for children and teens to manage pocket money.

How do you apply for a prepaid card?

To obtain a prepaid card you don’t need a current account or a credit check. Just supply your basic personal and contact details to the card issuer and you’ll be sent a card in the post.

Some providers also offer the choice of a ‘virtual card’ that you use with your smartphone.

Prepaid card pros and cons

The greatest advantage of a prepaid card is the freedom and control it gives you over your spending. You don’t need to apply for a current account and you can even get a prepaid card with bad credit.

Here are the main pros and cons of getting a prepaid card.

  • No credit check required
  • No bank account required
  • Manage your money easily
  • Control with your smart phone
  • Protects from theft and fraud
  • Convenient and simple
  • Fees and charges can become costly
  • Limits on top up and spending
  • May not work for certain transactions
  • No credit or overdraft facility

Prepaid travel cards

Prepaid travel cards are a good alternative to carrying around local currency or using your debit or credit card abroad. You lock in the rate before you travel, so there are no surprise transaction fees on your account when you return from holiday.

What are the benefits of using a prepaid travel card?

Prepaid travel cards are available online and in branch from An Post. Here’s some of the benefits of using a prepaid travel card for holiday spending.

  • Use anywhere that accepts Mastercard or Visa payments including hotels, restaurants, entertainment venues and ATMs.
  • Choose your currency and lock in an exchange rate before you travel
  • Zero liability protects you from fraud and unauthorised transactions
  • Emergency assistance if your card is lost or stolen
  • Check your balance, transaction history and info online or by phone
  • Can help you stay within your budget on holiday
  • A simple and safe way to spend abroad

If you’d like to find out more about options when spending abroad, visit our guide Travel money & the best ways to spend abroad.

Should you get a prepaid card?

There are some clear advantages and disadvantages to prepaid cards and there are times when a prepaid card can be the best option for spending at home or abroad.

When you’re choosing your card, consider the following:

  • Opt for a card scheme that’s widely accepted, for example, Visa and Mastercard.
  • If you want a card to use on holiday, choose a prepaid card that’s specially designed for travel and foreign transactions.
  • Shop around and compare transaction fees for the methods of payment you’re most likely to use.
  • Check the cost of ATM withdrawals and maximum daily amounts; avoid withdrawing cash if possible.
  • Check top-up charges and maximum loading amounts and find the cheapest way of topping up.

Alternatives to prepaid cards

If prepaid cards aren’t right for you, then it’s worth checking out which banks provide a debit card with their current account or considering a credit card.

There are several digital finance companies in Ireland that offer a range of banking services:

  • N26 is a fully regulated digital bank. You get a free virtual debit Mastercard, and can make bank transfers and manage your money via the app. You can even connect Google or Apple Pay and use your smartphone in any location that accepts contactless payments.
  • Wise formerly Transferwise, is a ‘borderless account’ that makes international money transfer cheap, fair and simple. You can use your prepaid Wise Mastercard in Ireland and abroad without hidden fees and spend in multiple currencies, plus much more.

Virtual Debit Card with Online Bank Account

Open a free N26 online bank account & get a virtual Mastercard debit card to use in store & online, accepted worldwide. T&Cs apply.

Open free account

Prepaid cards FAQs

Can I get a prepaid card with bad credit?

Yes, you can. You don’t need to be credit checked for a prepaid card as you would to apply for a current account or credit card.

You may still have to undergo identity and age checks though.

Can I use a prepaid card for shopping on Amazon?

Yes, you can use a prepaid card for Amazon and other online shops.

Some people prefer to only use prepaid cards for online shopping because there is a lower chance of fraud occurring and it protects their credit card and current account from online scammers.

Do I have to be 18 to get a prepaid card in Ireland?

No, there are prepaid cards that are designed especially for children and teens. The application will need parental consent if you’re under 18 years of age.

The Makes Cents prepaid card for 8-18 year olds allows parents to manage and monitor their children’s expenses via an app. Merchants unsuitable for any person under the age of 18 will automatically be blocked.

For most standard prepaid cards you’ll need to be over 18 years of age.

Is my money safe on a prepaid card?

Yes, your money is safe on a prepaid card. If your card is stolen or lost, you can ‘freeze’ the card via the app to prevent it from being used.

Some card issuers also provide consumer protection, which means if you buy faulty goods or your card is used fraudulently, you can reclaim the cost.

On balance, prepaid cards are safer than carrying around large amounts of cash and more secure than using a card linked to your bank account when shopping online.

Is Revolut a licensed bank in Ireland?

No, Revolut is not a licenced bank in Ireland, it is an “Electronic Money Institution” based in the UK.

Revolut recently moved all their Irish customer’s accounts from the UK to Lithuania due to Brexit so money in Revolut is not covered by any banking guarantee. They hope to be granted an e-money licence by the Central Bank of Ireland soon.

What's the difference between a prepaid card and a debit card?

A debit card enables you to spend any available money in your bank account, whereas a prepaid card will only let you spend money that has been added to the card.

A debit card is linked to your current account, whereas you can get a prepaid card without a bank account or credit check.

Источник: https://switcher.ie/credit-cards/prepaid-cards/

TRANSFER MONEY

Skip to main content

Move your money where you need it, when you need it.

It's easy to transfer money.

Move money between your U.S. Bank accounts – and to and from accounts at other banks. With U.S. Bank mobile and online banking, you can safely control your money wherever you are.

Log in to usbank.com

Move your money how you want to.

One-time transfers

Make sure your money is right where you need it for large purchases or when bills are due.

Schedule in advance

Pick the date that works for you, up to a year in the future.

Recurring transfers

Set up a savings or stock-purchase plan and stick to your goals by making transfers automatic.

Account-to-account transfers

Transfers between your U.S. Bank accounts post immediately. We never charge a fee to transfer funds internally.

External transfers

Transfer money between your U.S. Bank accounts and accounts you hold at other financial institutions.

  • For outbound transfers1 (from a U.S. Bank account to another financial institution), funds are typically available in the external account two to three business days after you initiate the transfer. We don’t charge a fee for outbound transfers.
  • For inbound transfers (from accounts elsewhere to your U.S. Bank account), you'll never pay a fee – and you have a choice of speeds. Use free standard delivery to receive the funds in your U.S. Bank account in two to three business days. For more urgent needs, free next-day delivery may also be available.1

Wire transfers

When you need to send secured funds in larger amounts, right away, you can complete a wire transfer2 in minutes using the U.S. Bank Mobile App. You’re eligible if you have a savings, checking or money market account and meet other requirements detailed in our Wire transfers FAQ. Funds are typically available to the recipient within minutes, so wire transfers work great for closing costs, last-minute vendor invoices, large interbank transfers and more. See how easy it is to send a wire transfer in this tutorial.

Log in to usbank.com

Frequently asked questions

To get started, select the Transfer money page in online banking. If your account is eligible, you'll see an External account transfers tab as one of your options. Security note: You may need to validate your email address so we can send you up-to-date account activity emails.

We’ll also need to verify any non-U.S. Bank accounts before you can use them for external transfers.

  • For most of the major banks, credit unions and brokerages, we can complete online confirmation in less than a minute (on individual accounts for which you have internet access).
  • For other accounts, we will ask you to complete a trial deposit verification procedure, which typically takes two to three business days.

Your U.S. Bank checking, savings, money market and U.S. Bancorp Investments brokerage accounts are already eligible.

Most external checking, savings and money market accounts are eligible, along with some brokerage accounts at select institutions. For non-U.S. Bank accounts, you'll need to complete a simple account ownership verification process.

The following external accounts are not eligible for the U.S. Bank external transfer service:

  • Individual Retirement Accounts (IRAs)
  • Custodial and/or trust accounts
  • Certificate of deposits (CDs) or other time-based accounts
  • Loan accounts (including credit card and equity accounts)

Other restrictions may apply; contact your financial institution with questions.

No. At this time, external transfers to and from loan accounts are not available.

Yes. You can schedule external transfers up to a year in advance. You can also schedule automatic recurring transfers.

To get started, select Add a new account from the External account transfers tab. You'll be asked to enter the account type, routing number and account number.

1)    From the Transfer money page, select the External account transfers tab.

2)    Enter the amount you want to transfer, the accounts you want to transfer from and to, the transfer date and delivery speed.

3)    Select Continue.

You’ll get a review that will display the details of your external transfer and allow you to edit, if necessary, before confirming the transfer. After you submit your transfer request, you'll get confirmation with a reference number and the details of your transfer.

1)    From the Transfer money page, select the External account transfers tab.

2)    Enter the amount you want to transfer, the accounts you want to transfer from and to, and select the Make recurring link.

3)    In the Make recurring section, enter the start date, frequency and number of transfers for the recurring transfer plan.

4)    Select Continue.

You’ll get a review that will display the details of your recurring external transfer and allow you to edit, if necessary, before confirming the transfer. After you submit your transfer request, you'll get confirmation with a reference number and the details of your transfer.

You can view and modify the details of each recurring transfer by selecting Edit next to the recurring transfer on the Account activity page. Then select Edit all remaining transfers.

If you submit your transfer request before the daily cutoff time, it will be processed electronically on the next business day following receipt of your request.

If you submit a transfer request after the daily cutoff time, it will be debited from the source account on the second business day following the request date. Please note that all external transfers requested during the weekend, up until the Sunday cutoff time, will be debited from the source account on Monday.

Future-dated and recurring transfers are processed on their send date. Depending on the financial institution, it may take an additional business day for the transfer to be reflected in the account balance of the destination account.

We don’t charge a fee for external transfers. For inbound external transfers (from accounts at other financial institutions into your U.S. Bank account), both standard delivery and expedited next-day delivery1 are available at no charge.

You can get an up-to-date report on your external transfer requests over the past 180 days on the Account activity page. Each transfer request is displayed along with the date and status of the transfer. You can also confirm the completion of the transfer by viewing your account activity with your external financial institution after scheduled completion of your request.

Yes. U.S. Bank processes electronic transfer funds via the Automated Clearing House (ACH) secure network. This is the same network used by the Federal Reserve to clear checks between financial institutions.

U.S. Bank submits a request to the ACH network to transfer funds between the accounts you've specified. ACH then uses its secure channels to complete the transaction. This procedure is very similar to the process employers use for direct payroll deposits and that financial institutions use for automated payments on loans and mortgages.

Источник: https://www.usbank.com/online-mobile-banking/transfer-money.html

All features may not be available. To see the features available to you, please log in to the Money Network Mobile App and view your navigation menu, or log into your Account online and view your dashboard.

© Money Network Financial, LLC. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. Money Network® Checks and Money Network® Cards are issued by MetaBank®, N.A., Member FDIC, pursuant to a license from Visa U.S.A. Inc and by Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Money Network Card is accepted everywhere Visa debit cards are accepted.

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* Funds will be FDIC insured subject to applicable limitations and restrictions of such insurance. Card must be registered to the name of the primary cardholder. See your Account Holder agreement for additional information.

** Visa's Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or click here to learn more.

*** Under Mastercard’s Zero Liability Policy, your liability for unauthorized transactions on your Card Account is $0.00 if you notify us promptly upon becoming aware of the loss or theft, and you exercise reasonable care in safeguarding your Card from loss, theft, or unauthorized use. These provisions limiting your liability do not apply to debit transactions not processed by Mastercard or to unregistered cards.

1 Certain transaction and service fees and costs may be associated with the use of this feature. See your Fee and Transaction Limit Schedule for more details.

2 Standard message and data rates apply.

3  Faster access to funds is based on a comparison of our electronic direct deposit policy for ACH deposits versus traditional electronic banking practices and the deposit of paper checks. Direct deposit and faster availability of funds are subject to the payer’s support of the feature and timing of payer’s funding.

4 An Account upgrade may be necessary. If so, we will need to verify your identity and a new fee schedule with different and/or additional fees will apply to your Account. See your Money Network Service Account Holder Agreement or call the number on back of your Card for more information.

5  If you are successfully enrolled in the Ingo Money Service (Ingo Money) through the Money Network Mobile App, you can use Ingo Money to load an approved check into your Money Network account net of any applicable Ingo Fees. Unapproved checks will not be loaded into your account. The Ingo Money service is provided by First Century Bank, N.A. and Ingo Money, Inc (Ingo). Use of Ingo Money is subject to the Ingo Money Service Terms and Conditions and Privacy Policy of Ingo and First Century Bank. Checks are subject to approval for funding in Ingo’s sole discretion; dollar limits and other restrictions apply. Ingo reserves the right to recover losses resulting from illegal or fraudulent use of Ingo Money. Money in Minutes: Ingo Fees are 1% of approved check amount for preprinted payroll & government checks; 4% of approved check amount for other check types; $5 minimum. Approval process usually takes 3-5 minutes, but may take an hour. Most issuers post funds within 24 hours. Money in 10 Days: No fee for 10 days delayed funding.

6 Surcharge-free Check cashing is exclusively for Money Network® Checks.

7 Fee may be assessed by reload location and may vary from location to location.

8 Fast access to your tax refund payout is based on comparison of paper check versus electronic direct deposit.

Источник: https://www.moneynetwork.com/

3 Replies to “How to move money from prepaid card to bank account”

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